G. Housing and Assets

This module contains information about house and assets. Questions on housing include home ownership, house physical structure, payments/loans, and market value. Financial assets include three broad categories: deposits, bonds, and stocks.

Label Type Description
G-000 Question [Interviewer: Before beginning Section G, give the following explanation to put the respondent at ease in order to obtain accurate responses.] [Instructions for interviewer to read:] How much financial resources people have can greatly affect their post-retirement years. In particular, housing is a major expense for many people. For many people who own their home, it is their major asset. In addition to asking you about your home, I would also like to ask you about other financial assets you have. I know these questions are intrusive, and I ask for your cooperation. May I continue?
G-001 Question When was your current home built?
G-002 Question [Interviewer: Ask question after showing card G-002.] Do you own or rent your home? (Owning includes coops, etc.)
G-003 Question [Interviewer: Ask question after showing card G-003.] In whose name is the property?
G-004 Question What is the size of the property (in the case of a shared building, the square footage)?
G-005 Question If you were to sell this property today (including land), about how much could you get for it? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-005-1 Question If you were to sell this property today (including land), could you get more/less than ___ yen? [Interviewer selects figure and greater or less.]
G-005-2 Question If you were to sell this property today (including land), could you get more/less than ___ yen? [Interviewer selects figure and greater or less.]
G-005-3 Question If you were to sell this property today (including land), could you get more/less than ___ yen? [Interviewer selects figure and greater or less.]
G-006 Question Do you have any outstanding loans on this property? If so, how many years remain on the loan? If you own multiple properties, please answer for your most valuable property.
G-007 Question About how much more money do you owe on this loan? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-007-1 Question Do you owe more/less than ___ yen on this loan? [Interviewer selects figure and greater or less.]
G-007-2 Question Do you owe more/less than ___ yen on this loan? [Interviewer selects figure and greater or less.]
G-007-3 Question Do you owe more/less than ___ yen on this loan? [Interviewer selects figure and greater or less.]
G-008 Question What was the most recent monthly rent? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-009 Question Other than the home you live in, do you own a vacation house, property, or other real estate? Please answer only for property you own in your own name or together with your spouse, or for a coop or similar multiple residence of which you are one of the owners.
G-010 Question If you were to sell that property today, about how much could you get for it? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-010-1 Question If you were to sell that property today, could you get more/less than ___ yen for it? [Interviewer selects figure and greater or less.]
G-010-2 Question If you were to sell that property today, could you get more/less than ___ yen for it? [Interviewer selects figure and greater or less.]
G-010-3 Question If you were to sell that property today, could you get more/less than ___ yen for it? [Interviewer selects figure and greater or less.]
G-011 Question Other than housing loans, about how much debt do you currently have in all? Please include loans for the purchase of a vehicle or durable good and money borrowed from relatives or friends. [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-011-1 Question Other than housing loans, do you currently owe more/less than ___ yen in all?
G-011-2 Question Other than housing loans, do you currently owe more/less than ___ yen in all?
G-011-3 Question Other than housing loans, do you currently owe more/less than ___ yen in all?
G-012 Question In the past year, have you tried to take out a loan?
G-013 Question [Interviewer: Ask question after showing card G-013.] Where did you try to borrow the money? Please select the most appropriate answer from the following choices.
G-014 Question [Interviewer: Ask question after showing card G-014.] Were you able to borrow as much as you needed? Please select the most appropriate answer from the following choices.
G-015 Question [Interviewer: Ask question after showing card G-015.] Why did you not try to borrow money? Please select the most appropriate answer from the following choices.
G-017 Question Do you and your spouse manage your savings and investments separately, or together? If you manage them together, please answer the following questions for your and your spouse's funds all together. If you manage your savings and investments separately, please answer for your own funds.
G-018 Question Compared to one year ago, have your financial assets such as bank deposits, bonds, stocks, etc. increased or decreased?
G-019 Question [Interviewer: Ask question after showing card G-019.] For what purpose are you saving? Please select the most appropriate answer from the following choices?
G-020-1 Question About how much do you hope to have saved for this purpose a year from now? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-020-2 Question About how much do you hope to have saved for this purpose five years from now? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-020-3 Question What is the total amount you would like to save for this purpose? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-020-3-@ Question Ultimately, would you like to save more/less than ___ yen? [Interviewer selects figure and greater or less.]
G-021 Question In the leave-behind survey we asked you to fill out, we requested that you describe your savings and stock and bond holdings. Did you answer those questions? [Interviewer: Unless the respondent asks you to, do not look at these answers in the leave-behind form. Try to have the respondent confirm the information him or herself.]
G-022-1 Question Do you have any savings? Please include regular bank or postal savings, fixed-term or fixed-amount savings, including at credit unions, agricultural cooperatives, and credit banks.
G-022-2 Question About how much savings do you have? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-022-2-1 Question Do you have more/less than ___ yen in savings? [Interviewer selects figure and greater or less.]
G-022-2-2 Question Do you have more/less than ___ yen in savings? [Interviewer selects figure and greater or less.]
G-022-2-3 Question Do you have more/less than ___ yen in savings? [Interviewer selects figure and greater or less.]
G-023-1 Question Do you have money in an investment trust (MMF, medium-term government bond fund, international investment trust, etc.), discount bank debentures, "wide" funds, or government, corporate or other bonds?
G-023-2 Question About how much money do you have in these investments? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-023-2-@ Question Do you have more/less than ___ yen in negotiable securities? [Interviewer selects figure and greater or less.]
G-024-1 Question Do you own any stock that can be sold by a securities firm?
G-024-2 Question If you were to sell all those securities now, about how much do you think you could get for them? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-024-2-1 Question If you sold all of those securities now, could you get more/less than ___ yen for them? [Interviewer selects figure and greater or less.]
G-024-2-2 Question If you sold all of those securities now, could you get more/less than ___ yen for them? [Interviewer selects figure and greater or less.]
G-024-2-3 Question If you sold all of those securities now, could you get more/less than ___ yen for them? [Interviewer selects figure and greater or less.]
G-025-1 Question Do you run a company or business?
G-025-3 Question Do you run the company or business together with your spouse? [Interviewer: If answer to G-025-3 was 1, read the following sentence after completing this question. [Question for interviewer to read aloud:] Please answer the questions concerning the company or business including your spouse's share as well.
G-025-4 Question If you were to sell that company or business, about how much money would you have after repaying any outstanding debts? If you would have nothing, please answer "0." [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-025-4-1 Question If you were to sell the company or business, after repaying any debts, would you have more/less than ___ yen? [Interviewer selects figure and greater or less.]
G-025-4-2 Question If you were to sell the company or business, after repaying any debts, would you have more/less than ___ yen? [Interviewer selects figure and greater or less.]
G-025-4-3 Question If you were to sell the company or business, after repaying any debts, would you have more/less than ___ yen? [Interviewer selects figure and greater or less.]
G-025-5 Question What percent of the company or business do you own?
G-026-1 Question Finally, I would like to ask about lifetime giving and inheritances. The saving behavior of people who have received or have not received inheritances may be the same even though their assets may be quite different. We would like to use this information in order to try to understand this phenomenon. Have you received gifts from someone during their lifetime, or inheritances? If you have received multiple gifts or inheritances, please answer for the largest of these. [Interviewer: If respondent has spouse or common-law spouse, add the following sentence to the question above.] If you manage your savings and assets together with your spouse, please also answer whether your spouse has received gifts or inheritances.
G-026-2 Question About how much have you received altogether in gifts and inheritances? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-026-3 Question [Show family list given in section A.] Who did you receive the gift or inheritance from? [If a gift, enter the number of the individual from the list. If an inheritance, enter text.]
G-027-1 Question Do you expect to receive a gift or inheritance in the future? If you expect to receive multiple gifts or inheritances, please answer for the largest of these.
G-027-2 Question About how much do you expect to receive altogether? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-027-3 Question [Show family list given in section A.] Who do you expect to receive the gift or inheritance from?
G-028-1 Question Do you expect to give someone else a gift or inheritance? [Interviewer: If respondent has spouse or common-law spouse, add the following sentence to the question above.] If you manage your savings and assets together with your spouse, please also answer whether your spouse expects to give gifts or inheritances.
G-028-2 Question About how much do you expect to give or leave to someone else? [Interviewer: Please enter the amount. If respondent says he or she does not know the amount, try to encourage him or her to answer by asking the questions below.] [Instructions for interviewer to read:] A rough estimate is fine. Can you answer?
G-028-3 Question [Show family list given in section A.] Who do you expect to give the gift or inheritance to?
G-028-4 Question [Show response list from answer to G-028-3.] About what percent of your estate do you intend to leave to each person? A rough estimate is fine.
G-029 Question [Interviewer: Ask question after showing card G-029.] This chart shows the average life expectancies from now for Japanese men and women at age 70. For example, of 100 men, 85 will live to age 75, while 93 women will. Please tell me the likelihood you will live to the following ages. [Interviewer: If respondent is 75 or over, enter "100%" for likelihood he or she will live to 75. Confirm that the likelihood of reaching an age declines as the age decreases; for example, the likelihood of living to age 90 should be less than the likelihood of reaching age 75. [0 is entered by default; algorithm confirms that input value declines gradually.] Likelihood of living to age 75: ___% Likelihood of living to age 80: ___% Likelihood of living to age 85: ___% Likelihood of living to age 90: ___% Likelihood of living to age 95: ___% Likelihood of living to age 100: ___% Likelihood of living to age 105: ___% Likelihood of living to age 110: ___% Likelihood of living to age 115: ___% Likelihood of living to age 120: ___%
G-030 Question [Interviewer: Read the following, and then indicate who answered the questions in this section.] This concludes this section. Thank you for your cooperation. [Proxy means child or caregiver]