HH_F. Health Insurance (HI)

HH_F. Health Insurance (HI) of LASI 2017-2019

item label type description
HI001_intro Question Now I would like to know about health insurance or benefits that your household members might have.
HI002a Question Does any member in your household have Central Government Health Scheme (CGHS)?
HI002b Question Does any member in your household have Employees State Insurance Scheme (ESIS)?
HI002c Question Does any member in your household have Rashtriya Swasthya Bima Yojana (RSBY)?
HI002d Question Does any member in your household have Other Central government health insurance schemes, please specify:______?
HI002e Question Does any member in your household have State government health insurance schemes, please specify:____ [Instruction for CAPI: Pre-load customized drop-down list of insurance schemes based on state]?
HI002f Question Does any member in your household have Community/ cooperative health insurance schemes, please specify:_____?
HI002g Question Does any member in your household have Medical reimbursement from an employer?
HI002h Question Does any member in your household have Health insurance through an employer , please specify:____?
HI002i Question Does any member in your household have privately purchased commercial health insurance, please specify:____?
HI002j Question Does any member in your household have Others, please specify ____?
HI003 Question [Ask only if HI002=1] Who is the policy holder? [Pre-load the household roster] Household Person ID: ____ Non-household members (99)
HI004 Question [Ask only if HI002=1] Who else in the household is covered under this policy? [Instruction for CAPI: Pre-load the household roster, other than recorded in HI003] [Interviewer: Record all HH members who are covered} Household Person ID: ____ Non-household members (99) OR None
HI005 Question [Ask only if HI002=1] What does this health insurance cover? [ Multiple answers are allowed] [Instruction to the Interviewer: Record the covered services as per the respondents answer]
HI006 Question [Ask only if HI002=1] In which month and year did he/she first purchase/ enroll in this Health Insurance? ___Year ___Month [Hard check: Month < 1 or >12] [Hard check: > current year]
HI007 Question [Ask only If HI002=1] In which month and year the benefit of this health insurance begin? ____Year ____Month [Hard check: Month < 1 or >12]
HI008 Question [Ask only if HI002=1] What was the amount of last premium (per year) paid for this policy? (In rupees)? Soft check: >50,000]
HI009 Question [Ask only if HI002=1] What is the maximum amount of insurance coverage (in rupees)? Per Person:____ OR Per Family:_____ [Soft check: >500,000]
HI010 Question [Ask only if HI002a-HI002j=2] What is the main reason for not having health insurance?
HI011 Question Who answered this section? [Instruction for the interviewer: Please identify the respondent from the household roster and enter Household Person ID.] Household Person ID: ______
HI012 Question How often did the respondent receive assistance in answering this section?
Start of HH_F. Health Insurance (HI)
 
HI001_INTRO

Now I would like to know about health insurance or benefits that your household members might have.

NOW I WOULD LIKE TO KNOW ABOUT HEALTH INSURANCE OR BENEFITS THAT YOUR HOUSEHOLD MEMBERS MIGHT HAVE.
 
HI002A

Does any member in your household have Central Government Health Scheme (CGHS)?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE CENTRAL GOVERNMENT HEALTH SCHEME (CGHS)?
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HI002B

Does any member in your household have Employees State Insurance Scheme (ESIS)?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE EMPLOYEES STATE INSURANCE SCHEME (ESIS)?
expand
 
HI002C

Does any member in your household have Rashtriya Swasthya Bima Yojana (RSBY)?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE RASHTRIYA SWASTHYA BIMA YOJANA (RSBY)?
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HI002D

Does any member in your household have Other Central government health insurance schemes, please specify:______?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE OTHER CENTRAL GOVERNMENT HEALTH INSURANCE SCHEMES, PLEASE SPECIFY:______?
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HI002E

Does any member in your household have State government health insurance schemes, please specify:____ [Instruction for CAPI: Pre-load customized drop-down list of insurance schemes based on state]?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE STATE GOVERNMENT HEALTH INSURANCE SCHEMES, PLEASE SPECIFY:____ [INSTRUCTION FOR CAPI: PRE-LOAD CUSTOMIZED DROP-DOWN LIST OF INSURANCE SCHEMES BASED ON STATE]?
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HI002F

Does any member in your household have Community/ cooperative health insurance schemes, please specify:_____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE COMMUNITY/ COOPERATIVE HEALTH INSURANCE SCHEMES, PLEASE SPECIFY:_____?
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HI002G

Does any member in your household have Medical reimbursement from an employer?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE MEDICAL REIMBURSEMENT FROM AN EMPLOYER?
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HI002H

Does any member in your household have Health insurance through an employer , please specify:____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE HEALTH INSURANCE THROUGH AN EMPLOYER , PLEASE SPECIFY:____?
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HI002I

Does any member in your household have privately purchased commercial health insurance, please specify:____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE PRIVATELY PURCHASED COMMERCIAL HEALTH INSURANCE, PLEASE SPECIFY:____?
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HI002J

Does any member in your household have Others, please specify ____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE OTHERS, PLEASE SPECIFY ____?
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If Does any member in your household have Central Government Health Scheme (CGHS)? = 1 Yes 2 No or Does any member in your household have Employees State Insurance Scheme (ESIS)? = 1 Yes 2 No or Does any member in your household have Rashtriya Swasthya Bima Yojana (RSBY)? = 1 Yes 2 No or Does any member in your household have Other Central government health insurance schemes, please specify:______? = 1 Yes 2 No or Does any member in your household have State government health insurance schemes, please specify:____ [Instruction for CAPI: Pre-load customized drop-down list of insurance schemes based on state]? = 1 Yes 2 No or Does any member in your household have Community/ cooperative health insurance schemes, please specify:_____? = 1 Yes 2 No or Does any member in your household have Medical reimbursement from an employer? = 1 Yes 2 No or Does any member in your household have Health insurance through an employer , please specify:____? = 1 Yes 2 No or Does any member in your household have privately purchased commercial health insurance, please specify:____? = 1 Yes 2 No or Does any member in your household have Others, please specify ____? = 1 Yes 2 No  »
 
   
 
HI003

[Ask only if HI002=1] Who is the policy holder? [Pre-load the household roster] Household Person ID: ____ Non-household members (99)

[ASK ONLY IF HI002=1] WHO IS THE POLICY HOLDER? [PRE-LOAD THE HOUSEHOLD ROSTER] HOUSEHOLD PERSON ID: ____ NON-HOUSEHOLD MEMBERS (99)
   
 
HI004

[Ask only if HI002=1] Who else in the household is covered under this policy? [Instruction for CAPI: Pre-load the household roster, other than recorded in HI003] [Interviewer: Record all HH members who are covered} Household Person ID: ____ Non-household members (99) OR None

[ASK ONLY IF HI002=1] WHO ELSE IN THE HOUSEHOLD IS COVERED UNDER THIS POLICY? [INSTRUCTION FOR CAPI: PRE-LOAD THE HOUSEHOLD ROSTER, OTHER THAN RECORDED IN HI003] [INTERVIEWER: RECORD ALL HH MEMBERS WHO ARE COVERED} HOUSEHOLD PERSON ID: ____ NON-HOUSEHOLD MEMBERS (99) OR NONE
   
 
HI005

[Ask only if HI002=1] What does this health insurance cover? [ Multiple answers are allowed] [Instruction to the Interviewer: Record the covered services as per the respondents answer]

[ASK ONLY IF HI002=1] WHAT DOES THIS HEALTH INSURANCE COVER? [ MULTIPLE ANSWERS ARE ALLOWED] [INSTRUCTION TO THE INTERVIEWER: RECORD THE COVERED SERVICES AS PER THE RESPONDENTS ANSWER]
expand
   
 
HI006

[Ask only if HI002=1] In which month and year did he/she first purchase/ enroll in this Health Insurance? ___Year ___Month [Hard check: Month < 1 or >12] [Hard check: > current year]

[ASK ONLY IF HI002=1] IN WHICH MONTH AND YEAR DID HE/SHE FIRST PURCHASE/ ENROLL IN THIS HEALTH INSURANCE? ___YEAR ___MONTH [HARD CHECK: MONTH < 1 OR >12] [HARD CHECK: > CURRENT YEAR]
   
 
HI007

[Ask only If HI002=1] In which month and year the benefit of this health insurance begin? ____Year ____Month [Hard check: Month < 1 or >12]

[ASK ONLY IF HI002=1] IN WHICH MONTH AND YEAR THE BENEFIT OF THIS HEALTH INSURANCE BEGIN? ____YEAR ____MONTH [HARD CHECK: MONTH < 1 OR >12]
   
 
HI008

[Ask only if HI002=1] What was the amount of last premium (per year) paid for this policy? (In rupees)? Soft check: >50,000]

[ASK ONLY IF HI002=1] WHAT WAS THE AMOUNT OF LAST PREMIUM (PER YEAR) PAID FOR THIS POLICY? (IN RUPEES)? SOFT CHECK: >50,000]
   
 
HI009

[Ask only if HI002=1] What is the maximum amount of insurance coverage (in rupees)? Per Person:____ OR Per Family:_____ [Soft check: >500,000]

[ASK ONLY IF HI002=1] WHAT IS THE MAXIMUM AMOUNT OF INSURANCE COVERAGE (IN RUPEES)? PER PERSON:____ OR PER FAMILY:_____ [SOFT CHECK: >500,000]
   
If Does any member in your household have Central Government Health Scheme (CGHS)? = 2 or Does any member in your household have Employees State Insurance Scheme (ESIS)? = 2 or Does any member in your household have Rashtriya Swasthya Bima Yojana (RSBY)? = 2 or Does any member in your household have Other Central government health insurance schemes, please specify:______? = 2 or Does any member in your household have State government health insurance schemes, please specify:____ [Instruction for CAPI: Pre-load customized drop-down list of insurance schemes based on state]? = 2 or Does any member in your household have Community/ cooperative health insurance schemes, please specify:_____? = 2 or Does any member in your household have Medical reimbursement from an employer? = 2 or Does any member in your household have Health insurance through an employer , please specify:____? = 2 or Does any member in your household have privately purchased commercial health insurance, please specify:____? = 2 or Does any member in your household have Others, please specify ____? = 2 »
 
   
 
HI010

[Ask only if HI002a-HI002j=2] What is the main reason for not having health insurance?

[ASK ONLY IF HI002A-HI002J=2] WHAT IS THE MAIN REASON FOR NOT HAVING HEALTH INSURANCE?
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HI011

Who answered this section? [Instruction for the interviewer: Please identify the respondent from the household roster and enter Household Person ID.] Household Person ID: ______

WHO ANSWERED THIS SECTION? [INSTRUCTION FOR THE INTERVIEWER: PLEASE IDENTIFY THE RESPONDENT FROM THE HOUSEHOLD ROSTER AND ENTER HOUSEHOLD PERSON ID.] HOUSEHOLD PERSON ID: ______
 
HI012

How often did the respondent receive assistance in answering this section?

HOW OFTEN DID THE RESPONDENT RECEIVE ASSISTANCE IN ANSWERING THIS SECTION?
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End of HH_F. Health Insurance (HI)
Start of HH_F. Health Insurance (HI)

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HI001_INTRO
Now I would like to know about health insurance or benefits that your household members might have.

NOW I WOULD LIKE TO KNOW ABOUT HEALTH INSURANCE OR BENEFITS THAT YOUR HOUSEHOLD MEMBERS MIGHT HAVE.

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HI002A
Does any member in your household have Central Government Health Scheme (CGHS)?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE CENTRAL GOVERNMENT HEALTH SCHEME (CGHS)?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002B
Does any member in your household have Employees State Insurance Scheme (ESIS)?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE EMPLOYEES STATE INSURANCE SCHEME (ESIS)?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002C
Does any member in your household have Rashtriya Swasthya Bima Yojana (RSBY)?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE RASHTRIYA SWASTHYA BIMA YOJANA (RSBY)?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002D
Does any member in your household have Other Central government health insurance schemes, please specify:______?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE OTHER CENTRAL GOVERNMENT HEALTH INSURANCE SCHEMES, PLEASE SPECIFY:______?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002E
Does any member in your household have State government health insurance schemes, please specify:____ [Instruction for CAPI: Pre-load customized drop-down list of insurance schemes based on state]?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE STATE GOVERNMENT HEALTH INSURANCE SCHEMES, PLEASE SPECIFY:____ [INSTRUCTION FOR CAPI: PRE-LOAD CUSTOMIZED DROP-DOWN LIST OF INSURANCE SCHEMES BASED ON STATE]?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002F
Does any member in your household have Community/ cooperative health insurance schemes, please specify:_____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE COMMUNITY/ COOPERATIVE HEALTH INSURANCE SCHEMES, PLEASE SPECIFY:_____?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002G
Does any member in your household have Medical reimbursement from an employer?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE MEDICAL REIMBURSEMENT FROM AN EMPLOYER?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002H
Does any member in your household have Health insurance through an employer , please specify:____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE HEALTH INSURANCE THROUGH AN EMPLOYER , PLEASE SPECIFY:____?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002I
Does any member in your household have privately purchased commercial health insurance, please specify:____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE PRIVATELY PURCHASED COMMERCIAL HEALTH INSURANCE, PLEASE SPECIFY:____?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


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HI002J
Does any member in your household have Others, please specify ____?

DOES ANY MEMBER IN YOUR HOUSEHOLD HAVE OTHERS, PLEASE SPECIFY ____?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No


If Does any member in your household have Central Government Health Scheme (CGHS)? (HI002A) = 1 Yes 2 No or Does any member in your household have Employees State Insurance Scheme (ESIS)? (HI002B) = 1 Yes 2 No or Does any member in your household have Rashtriya Swasthya Bima Yojana (RSBY)? (HI002C) = 1 Yes 2 No or Does any member in your household have Other Central government health insurance schemes, please specify:______? (HI002D) = 1 Yes 2 No or Does any member in your household have State government health insurance schemes, please specify:____ [Instruction for CAPI: Pre-load customized drop-down list of insurance schemes based on state]? (HI002E) = 1 Yes 2 No or Does any member in your household have Community/ cooperative health insurance schemes, please specify:_____? (HI002F) = 1 Yes 2 No or Does any member in your household have Medical reimbursement from an employer? (HI002G) = 1 Yes 2 No or Does any member in your household have Health insurance through an employer , please specify:____? (HI002H) = 1 Yes 2 No or Does any member in your household have privately purchased commercial health insurance, please specify:____? (HI002I) = 1 Yes 2 No or Does any member in your household have Others, please specify ____? (HI002J) = 1 Yes 2 No  »

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HI003
[Ask only if HI002=1] Who is the policy holder? [Pre-load the household roster] Household Person ID: ____ Non-household members (99)

[ASK ONLY IF HI002=1] WHO IS THE POLICY HOLDER? [PRE-LOAD THE HOUSEHOLD ROSTER] HOUSEHOLD PERSON ID: ____ NON-HOUSEHOLD MEMBERS (99)

|  ========================================================================
HI004
[Ask only if HI002=1] Who else in the household is covered under this policy? [Instruction for CAPI: Pre-load the household roster, other than recorded in HI003] [Interviewer: Record all HH members who are covered} Household Person ID: ____ Non-household members (99) OR None

[ASK ONLY IF HI002=1] WHO ELSE IN THE HOUSEHOLD IS COVERED UNDER THIS POLICY? [INSTRUCTION FOR CAPI: PRE-LOAD THE HOUSEHOLD ROSTER, OTHER THAN RECORDED IN HI003] [INTERVIEWER: RECORD ALL HH MEMBERS WHO ARE COVERED} HOUSEHOLD PERSON ID: ____ NON-HOUSEHOLD MEMBERS (99) OR NONE

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HI005
[Ask only if HI002=1] What does this health insurance cover? [ Multiple answers are allowed] [Instruction to the Interviewer: Record the covered services as per the respondents answer]

[ASK ONLY IF HI002=1] WHAT DOES THIS HEALTH INSURANCE COVER? [ MULTIPLE ANSWERS ARE ALLOWED] [INSTRUCTION TO THE INTERVIEWER: RECORD THE COVERED SERVICES AS PER THE RESPONDENTS ANSWER]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Hospitalization charges
2 Surgery
3 Tests (e.g
4 Doctor visits
5 Medicine
6 Dental care
7 Nursing home care
8 In-home care
9 Other, please specify:___


|  ========================================================================
HI006
[Ask only if HI002=1] In which month and year did he/she first purchase/ enroll in this Health Insurance? ___Year ___Month [Hard check: Month < 1 or >12] [Hard check: > current year]

[ASK ONLY IF HI002=1] IN WHICH MONTH AND YEAR DID HE/SHE FIRST PURCHASE/ ENROLL IN THIS HEALTH INSURANCE? ___YEAR ___MONTH [HARD CHECK: MONTH < 1 OR >12] [HARD CHECK: > CURRENT YEAR]

|  ========================================================================
HI007
[Ask only If HI002=1] In which month and year the benefit of this health insurance begin? ____Year ____Month [Hard check: Month < 1 or >12]

[ASK ONLY IF HI002=1] IN WHICH MONTH AND YEAR THE BENEFIT OF THIS HEALTH INSURANCE BEGIN? ____YEAR ____MONTH [HARD CHECK: MONTH < 1 OR >12]

|  ========================================================================
HI008
[Ask only if HI002=1] What was the amount of last premium (per year) paid for this policy? (In rupees)? Soft check: >50,000]

[ASK ONLY IF HI002=1] WHAT WAS THE AMOUNT OF LAST PREMIUM (PER YEAR) PAID FOR THIS POLICY? (IN RUPEES)? SOFT CHECK: >50,000]

|  ========================================================================
HI009
[Ask only if HI002=1] What is the maximum amount of insurance coverage (in rupees)? Per Person:____ OR Per Family:_____ [Soft check: >500,000]

[ASK ONLY IF HI002=1] WHAT IS THE MAXIMUM AMOUNT OF INSURANCE COVERAGE (IN RUPEES)? PER PERSON:____ OR PER FAMILY:_____ [SOFT CHECK: >500,000]

If Does any member in your household have Central Government Health Scheme (CGHS)? (HI002A) = 2 or Does any member in your household have Employees State Insurance Scheme (ESIS)? (HI002B) = 2 or Does any member in your household have Rashtriya Swasthya Bima Yojana (RSBY)? (HI002C) = 2 or Does any member in your household have Other Central government health insurance schemes, please specify:______? (HI002D) = 2 or Does any member in your household have State government health insurance schemes, please specify:____ [Instruction for CAPI: Pre-load customized drop-down list of insurance schemes based on state]? (HI002E) = 2 or Does any member in your household have Community/ cooperative health insurance schemes, please specify:_____? (HI002F) = 2 or Does any member in your household have Medical reimbursement from an employer? (HI002G) = 2 or Does any member in your household have Health insurance through an employer , please specify:____? (HI002H) = 2 or Does any member in your household have privately purchased commercial health insurance, please specify:____? (HI002I) = 2 or Does any member in your household have Others, please specify ____? (HI002J) = 2 »

|  ========================================================================
HI010
[Ask only if HI002a-HI002j=2] What is the main reason for not having health insurance?

[ASK ONLY IF HI002A-HI002J=2] WHAT IS THE MAIN REASON FOR NOT HAVING HEALTH INSURANCE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Don't know about health insurance
2 Cannot afford it
3 Do not need it
4 Do not know where to purchase it
5 Tried to get health insurance but was denied it.
6 Other, please specify ___________


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HI011
Who answered this section? [Instruction for the interviewer: Please identify the respondent from the household roster and enter Household Person ID.] Household Person ID: ______

WHO ANSWERED THIS SECTION? [INSTRUCTION FOR THE INTERVIEWER: PLEASE IDENTIFY THE RESPONDENT FROM THE HOUSEHOLD ROSTER AND ENTER HOUSEHOLD PERSON ID.] HOUSEHOLD PERSON ID: ______

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HI012
How often did the respondent receive assistance in answering this section?

HOW OFTEN DID THE RESPONDENT RECEIVE ASSISTANCE IN ANSWERING THIS SECTION?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Never
2 A few times
3 Most or all of the time


End of HH_F. Health Insurance (HI)