R. Insurance

R. Insurance module of AHEAD 1995

Start of R. Insurance
 
D5143

Health and health insurance are important areas of our study. ~IF R COVERED BY MEDICARE AT WAVE 1 DATE We already know you are covered by Medicare, but there are many kinds of insurance that people use. ~Else There are many kinds of insurance that people use. (5143)

HEALTH AND HEALTH INSURANCE ARE IMPORTANT AREAS OF OUR STUDY. ~IF R COVERED BY MEDICARE AT WAVE 1 DATE WE ALREADY KNOW YOU ARE COVERED BY MEDICARE, BUT THERE ARE MANY KINDS OF INSURANCE THAT PEOPLE USE. ~ELSE THERE ARE MANY KINDS OF INSURANCE THAT PEOPLE USE. (5143)
 
D5144

For people 65 and over, Medicare is the most common type of health insurance. Are you currently covered by Medicare?

FOR PEOPLE 65 AND OVER, MEDICARE IS THE MOST COMMON TYPE OF HEALTH INSURANCE. ARE YOU CURRENTLY COVERED BY MEDICARE?
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D5145

Part A of Medicare covers most hospital expenses. Part B covers many doctors expenses, and the premium may be deducted from your Social Security. Are you covered under Part B of Medicare?

PART A OF MEDICARE COVERS MOST HOSPITAL EXPENSES. PART B COVERS MANY DOCTORS EXPENSES, AND THE PREMIUM MAY BE DEDUCTED FROM YOUR SOCIAL SECURITY. ARE YOU COVERED UNDER PART B OF MEDICARE?
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D5147

NUMBER AVAILABLE:

NUMBER AVAILABLE:
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D5155

"Medicaid" is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by "Medicaid". Has your health care been covered by "Medicaid" anytime (since (Wave 1 date)/in the last two years)?

"MEDICAID" IS A STATE PROGRAM FOR PEOPLE WITH LOW INCOME OR WHO ARE ON PUBLIC ASSISTANCE. SOMETIMES PEOPLE WITH VERY LARGE MEDICAL BILLS ARE ALSO COVERED BY "MEDICAID". HAS YOUR HEALTH CARE BEEN COVERED BY "MEDICAID" ANYTIME (SINCE (WAVE 1 DATE)/IN THE LAST TWO YEARS)?
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D5156

Would you please give or read me the number from your Medicaid card? NUMBER AVAILABLE:

WOULD YOU PLEASE GIVE OR READ ME THE NUMBER FROM YOUR MEDICAID CARD? NUMBER AVAILABLE:
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If "Medicaid" is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by "Medicaid". Has your health care been covered by "Medicaid" anytime (since (Wave 1 date)/in the last two years)? = 1 YES »
 
   
 
D5158

Are you currently covered by "Medicaid"?

ARE YOU CURRENTLY COVERED BY "MEDICAID"?
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If (NURSING HOME YR != NO) and (Are you currently covered by "Medicaid"? != (DK or RF)) »
 
     
   
D5159

NUMBER OF STAYS: Were you eligible for "Medicaid" at the time your (first) nursing home stay started?

NUMBER OF STAYS: WERE YOU ELIGIBLE FOR "MEDICAID" AT THE TIME YOUR (FIRST) NURSING HOME STAY STARTED?
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D5160

Did you become eligible for "Medicaid" during your (first) nursing home stay?

DID YOU BECOME ELIGIBLE FOR "MEDICAID" DURING YOUR (FIRST) NURSING HOME STAY?
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D5161

Did you lose your eligibility for "Medicaid" when you were discharged from your (first) nursing home stay?

DID YOU LOSE YOUR ELIGIBILITY FOR "MEDICAID" WHEN YOU WERE DISCHARGED FROM YOUR (FIRST) NURSING HOME STAY?
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D5163

NUMBER OF STAYS: (1682) Were you eligible for "Medicaid" at the time your last nursing home stay started?

NUMBER OF STAYS: (1682) WERE YOU ELIGIBLE FOR "MEDICAID" AT THE TIME YOUR LAST NURSING HOME STAY STARTED?
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D5164

Did you become eligible for "Medicaid" during your last nursing home stay?

DID YOU BECOME ELIGIBLE FOR "MEDICAID" DURING YOUR LAST NURSING HOME STAY?
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D5165

Did you lose your eligibility for "Medicaid" when you were discharged from your last nursing home stay?

DID YOU LOSE YOUR ELIGIBILITY FOR "MEDICAID" WHEN YOU WERE DISCHARGED FROM YOUR LAST NURSING HOME STAY?
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D5175

Are you currently covered by any government health insurance programs (besides Medicare), such as Railroad retirement, CHAMP-US, CHAMP-VA, or other military programs?

ARE YOU CURRENTLY COVERED BY ANY GOVERNMENT HEALTH INSURANCE PROGRAMS (BESIDES MEDICARE), SUCH AS RAILROAD RETIREMENT, CHAMP-US, CHAMP-VA, OR OTHER MILITARY PROGRAMS?
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D5175

Are you currently covered by any government health insurance programs (besides Medicare), such as Railroad retirement, CHAMP-US, CHAMP-VA, or other military programs?

ARE YOU CURRENTLY COVERED BY ANY GOVERNMENT HEALTH INSURANCE PROGRAMS (BESIDES MEDICARE), SUCH AS RAILROAD RETIREMENT, CHAMP-US, CHAMP-VA, OR OTHER MILITARY PROGRAMS?
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D5176

Which program is that?

WHICH PROGRAM IS THAT?
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D5182

Now I'm going to ask you about how your health insurance works.

NOW I'M GOING TO ASK YOU ABOUT HOW YOUR HEALTH INSURANCE WORKS.
 
D5183

First, we are interested in how your (Medicare/Railroad retirement) health insurance works for routine care. Do you receive your Medicare (and "Medicaid") benefits through an HMO, that is a Health Maintenance Organization? DEF: With an HMO, the cost of the physician visit is typically covered in full or you pay only a small amount. All of your routine care must be provided by an HMO physician. (5183)

FIRST, WE ARE INTERESTED IN HOW YOUR (MEDICARE/RAILROAD RETIREMENT) HEALTH INSURANCE WORKS FOR ROUTINE CARE. DO YOU RECEIVE YOUR MEDICARE (AND "MEDICAID") BENEFITS THROUGH AN HMO, THAT IS A HEALTH MAINTENANCE ORGANIZATION? DEF: WITH AN HMO, THE COST OF THE PHYSICIAN VISIT IS TYPICALLY COVERED IN FULL OR YOU PAY ONLY A SMALL AMOUNT. ALL OF YOUR ROUTINE CARE MUST BE PROVIDED BY AN HMO PHYSICIAN. (5183)
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D5184

About how long have you been receiving your Medicare benefits through this HMO? YEARS: OR MONTHS:

ABOUT HOW LONG HAVE YOU BEEN RECEIVING YOUR MEDICARE BENEFITS THROUGH THIS HMO? YEARS: OR MONTHS:
 
D5185

About how long have you been receiving your Medicare benefits through this HMO? (MONTHS)

ABOUT HOW LONG HAVE YOU BEEN RECEIVING YOUR MEDICARE BENEFITS THROUGH THIS HMO? (MONTHS)

USER NOTE: THE RESPONDENT COULD ANSWER THIS QUESTION IN EITHER ONE OF TWO WAYS. THESE DIFFERENT RESPONSES ARE REPORTED IN THIS AND THE NEXT VARIABLE. THERE SHOULD BE VALID DATA IN ONLY ONE OF THESE VARIABLES, DEPENDING ON HOW THE RESPONDENT CHOSE TO ANSWER THE QUESTION.
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D5191

How did you obtain this type of Medicare coverage? Was it through your (or your Husband/wife/partner's) employer or union, or through an organization like AARP or what?

HOW DID YOU OBTAIN THIS TYPE OF MEDICARE COVERAGE? WAS IT THROUGH YOUR (OR YOUR HUSBAND/WIFE/PARTNER'S) EMPLOYER OR UNION, OR THROUGH AN ORGANIZATION LIKE AARP OR WHAT?
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D5193

About how much are your premiums for this plan? AMOUNT: PER:

ABOUT HOW MUCH ARE YOUR PREMIUMS FOR THIS PLAN? AMOUNT: PER:
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D5194

Per D5193

PER D5193
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If Are you currently covered by "Medicaid"? != 1 YES or First, we are interested in how your (Medicare/Railroad retirement) health insurance works for routine care. Do you receive your Medicare (and "Medicaid") benefits through an HMO, that is a Health Maintenance Organization? DEF: With an HMO, the cost of the physician visit is typically covered in full or you pay only a small amount. All of your routine care must be provided by an HMO physician. (5183) != 1 YES »
 
   
 
If Are you currently covered by "Medicaid"? = 1 YES and First, we are interested in how your (Medicare/Railroad retirement) health insurance works for routine care. Do you receive your Medicare (and "Medicaid") benefits through an HMO, that is a Health Maintenance Organization? DEF: With an HMO, the cost of the physician visit is typically covered in full or you pay only a small amount. All of your routine care must be provided by an HMO physician. (5183) = UNANSWERED »
 
     
   
D5202

We are interested in how your "Medicaid" works for routine care. Do you receive your "Medicaid" through an HMO (that is, a Health Maintenance Organization)? DEF: With an HMO, the cost of the physician visit is typically covered in full or you pay only a small amount. All of your routine care must be provided by an HMO physician.

WE ARE INTERESTED IN HOW YOUR "MEDICAID" WORKS FOR ROUTINE CARE. DO YOU RECEIVE YOUR "MEDICAID" THROUGH AN HMO (THAT IS, A HEALTH MAINTENANCE ORGANIZATION)? DEF: WITH AN HMO, THE COST OF THE PHYSICIAN VISIT IS TYPICALLY COVERED IN FULL OR YOU PAY ONLY A SMALL AMOUNT. ALL OF YOUR ROUTINE CARE MUST BE PROVIDED BY AN HMO PHYSICIAN.
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D5203

About how long have you been receiving your "Medicaid" through this HMO? MONTHS: YEARS:

ABOUT HOW LONG HAVE YOU BEEN RECEIVING YOUR "MEDICAID" THROUGH THIS HMO? MONTHS: YEARS:
     
   
D5204

YEARS MEDICAID HMO

YEARS MEDICAID HMO
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D5214

Not counting long-term care insurance or ~IF R COVERED BY MEDICARE AT WAVE 1 OR R COVERED BY MEDICARE Medicare, ~IF R HAS MEDICAID "Medicaid", ~IF R IS COVERED BY ANOTHER GOVERNMENT HEALTH INSURANCE PROGRAM your government health insurance, do you have any health insurance that pays any part of hospital or doctor bills? (Sometimes this is called a Medi-Gap policy).

NOT COUNTING LONG-TERM CARE INSURANCE OR ~IF R COVERED BY MEDICARE AT WAVE 1 OR R COVERED BY MEDICARE MEDICARE, ~IF R HAS MEDICAID "MEDICAID", ~IF R IS COVERED BY ANOTHER GOVERNMENT HEALTH INSURANCE PROGRAM YOUR GOVERNMENT HEALTH INSURANCE, DO YOU HAVE ANY HEALTH INSURANCE THAT PAYS ANY PART OF HOSPITAL OR DOCTOR BILLS? (SOMETIMES THIS IS CALLED A MEDI-GAP POLICY).
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D5214

Not counting long-term care insurance or ~IF R COVERED BY MEDICARE AT WAVE 1 OR R COVERED BY MEDICARE Medicare, ~IF R HAS MEDICAID "Medicaid", ~IF R IS COVERED BY ANOTHER GOVERNMENT HEALTH INSURANCE PROGRAM your government health insurance, do you have any health insurance that pays any part of hospital or doctor bills? (Sometimes this is called a Medi-Gap policy).

NOT COUNTING LONG-TERM CARE INSURANCE OR ~IF R COVERED BY MEDICARE AT WAVE 1 OR R COVERED BY MEDICARE MEDICARE, ~IF R HAS MEDICAID "MEDICAID", ~IF R IS COVERED BY ANOTHER GOVERNMENT HEALTH INSURANCE PROGRAM YOUR GOVERNMENT HEALTH INSURANCE, DO YOU HAVE ANY HEALTH INSURANCE THAT PAYS ANY PART OF HOSPITAL OR DOCTOR BILLS? (SOMETIMES THIS IS CALLED A MEDI-GAP POLICY).
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D5215

How many other health plans do you currently have?

HOW MANY OTHER HEALTH PLANS DO YOU CURRENTLY HAVE?
 
D5225M1

about the first of these plans How did you obtain this type of health insurance coverage? Was it through your (or your Husband/wife/partner's) employer or union, or through an organization or what?CHOOSE ALL THAT APPLY

ABOUT THE FIRST OF THESE PLANS HOW DID YOU OBTAIN THIS TYPE OF HEALTH INSURANCE COVERAGE? WAS IT THROUGH YOUR (OR YOUR HUSBAND/WIFE/PARTNER'S) EMPLOYER OR UNION, OR THROUGH AN ORGANIZATION OR WHAT?CHOOSE ALL THAT APPLY
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D5226

How is this coverage paid for--entirely by you (or your Husband/wife/partner), entirely by your (Husband/wife/partner's) (former) employer or union, or partly by a (former) employer or union, or what?

HOW IS THIS COVERAGE PAID FOR--ENTIRELY BY YOU (OR YOUR HUSBAND/WIFE/PARTNER), ENTIRELY BY YOUR (HUSBAND/WIFE/PARTNER'S) (FORMER) EMPLOYER OR UNION, OR PARTLY BY A (FORMER) EMPLOYER OR UNION, OR WHAT?
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D5227

About how much do you pay for this plan? AMOUNT: PER:

ABOUT HOW MUCH DO YOU PAY FOR THIS PLAN? AMOUNT: PER:
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D5228

Per D5227

PER D5227
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If How many other health plans do you currently have? != 1 »
 
   
 
D5242M1

Thinking about your other health insurance plans, how did you obtain this type of health insurance coverage? Was it through your (or your Husband/wife/partner's) employer or union, or through an organization or what? CHOOSE ALL THAT APPLY

THINKING ABOUT YOUR OTHER HEALTH INSURANCE PLANS, HOW DID YOU OBTAIN THIS TYPE OF HEALTH INSURANCE COVERAGE? WAS IT THROUGH YOUR (OR YOUR HUSBAND/WIFE/PARTNER'S) EMPLOYER OR UNION, OR THROUGH AN ORGANIZATION OR WHAT? CHOOSE ALL THAT APPLY
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D5243

How is this coverage paid for--entirely by you (or your Husband/wife/partner), entirely by your (Husband/wife/partner's) (former) employer or union, or partly by a (former) employer or union, or what?

HOW IS THIS COVERAGE PAID FOR--ENTIRELY BY YOU (OR YOUR HUSBAND/WIFE/PARTNER), ENTIRELY BY YOUR (HUSBAND/WIFE/PARTNER'S) (FORMER) EMPLOYER OR UNION, OR PARTLY BY A (FORMER) EMPLOYER OR UNION, OR WHAT?
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D5244

About how much do you pay for this plan? AMOUNT: PER:

ABOUT HOW MUCH DO YOU PAY FOR THIS PLAN? AMOUNT: PER:
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D5245

Per D5244

PER D5244
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D5252

(Does/Do any of) your health insurance plan(s) pay any part of the cost of prescription medications?

(DOES/DO ANY OF) YOUR HEALTH INSURANCE PLAN(S) PAY ANY PART OF THE COST OF PRESCRIPTION MEDICATIONS?
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D5253

(Does your health insurance pay any part of the cost of) routine care by a dentist?

(DOES YOUR HEALTH INSURANCE PAY ANY PART OF THE COST OF) ROUTINE CARE BY A DENTIST?
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If (Does/Do any of) your health insurance plan(s) pay any part of the cost of prescription medications? != (5 or DK or RF) or D5253 != (DK or RF or 5) »
 
   
 
D5254

Do you pay extra for (this/these) benefits?

DO YOU PAY EXTRA FOR (THIS/THESE) BENEFITS?
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D5256

(Since (Wave 1 date)/In the last two years) have you withdrawn from an HMO?

(SINCE (WAVE 1 DATE)/IN THE LAST TWO YEARS) HAVE YOU WITHDRAWN FROM AN HMO?
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D5257

Did you voluntarily leave that HMO?

DID YOU VOLUNTARILY LEAVE THAT HMO?
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D5258M1

Why did you leave that HMO? CHOOSE ALL THAT APPLY

WHY DID YOU LEAVE THAT HMO? CHOOSE ALL THAT APPLY
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D5259

About how long was it before you were fully covered by your new health insurance plan? USE 96 FOR NEVER MONTHS:

ABOUT HOW LONG WAS IT BEFORE YOU WERE FULLY COVERED BY YOUR NEW HEALTH INSURANCE PLAN? USE 96 FOR NEVER MONTHS:
 
D5260

(Since (Wave 1 date)/In the last two years), has the type, cost, or coverage of your health insurance changed?

(SINCE (WAVE 1 DATE)/IN THE LAST TWO YEARS), HAS THE TYPE, COST, OR COVERAGE OF YOUR HEALTH INSURANCE CHANGED?
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D5261

Did you choose to change your health insurance, or did you not have a choice in the change?

DID YOU CHOOSE TO CHANGE YOUR HEALTH INSURANCE, OR DID YOU NOT HAVE A CHOICE IN THE CHANGE?
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D5262M1

What has changed about your health insurance? CHOOSE ALL THAT APPLY

WHAT HAS CHANGED ABOUT YOUR HEALTH INSURANCE? CHOOSE ALL THAT APPLY
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D5263

Aside from the government programs, do you now have any insurance which specifically pays any part of long-term care, such as, personal or medical care in the home or in a nursing home?

ASIDE FROM THE GOVERNMENT PROGRAMS, DO YOU NOW HAVE ANY INSURANCE WHICH SPECIFICALLY PAYS ANY PART OF LONG-TERM CARE, SUCH AS, PERSONAL OR MEDICAL CARE IN THE HOME OR IN A NURSING HOME?
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D5264

Does this plan cover care in a nursing home facility only, personal or long-term care at home, or both in-home and nursing home care?

DOES THIS PLAN COVER CARE IN A NURSING HOME FACILITY ONLY, PERSONAL OR LONG-TERM CARE AT HOME, OR BOTH IN-HOME AND NURSING HOME CARE?
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D5265

Have you ever received benefits under your long-term care policy?

HAVE YOU EVER RECEIVED BENEFITS UNDER YOUR LONG-TERM CARE POLICY?
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D5266

Does this plan increase payments with inflation?

DOES THIS PLAN INCREASE PAYMENTS WITH INFLATION?
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D5267

About how much do you pay for this plan? AMOUNT: PER:

ABOUT HOW MUCH DO YOU PAY FOR THIS PLAN? AMOUNT: PER:
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D5268

PER R15D

PER R15D.
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D5270

About how long have you had this long-term care insurance? MONTHS: OR YEARS:

ABOUT HOW LONG HAVE YOU HAD THIS LONG-TERM CARE INSURANCE? MONTHS: OR YEARS:
 
D5271

YEARS L-T-C

YEARS L-T-C
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D5272

Have you ever been covered by any long-term care insurance that you canceled or let lapse?

HAVE YOU EVER BEEN COVERED BY ANY LONG-TERM CARE INSURANCE THAT YOU CANCELED OR LET LAPSE?
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D5273M1

Did your coverage lapse because the premiums were too high, because you didn't think you needed to carry it any longer, or what?

DID YOUR COVERAGE LAPSE BECAUSE THE PREMIUMS WERE TOO HIGH, BECAUSE YOU DIDN'T THINK YOU NEEDED TO CARRY IT ANY LONGER, OR WHAT?
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If NOT PROXY RESPONDENT »
 
   
 
D5277

Thinking about the quality, cost, and convenience of your health care, altogether would you say that you are very satisfied, somewhat satisfied, or not satisfied at all with your health care?

THINKING ABOUT THE QUALITY, COST, AND CONVENIENCE OF YOUR HEALTH CARE, ALTOGETHER WOULD YOU SAY THAT YOU ARE VERY SATISFIED, SOMEWHAT SATISFIED, OR NOT SATISFIED AT ALL WITH YOUR HEALTH CARE?
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D5279

My next questions are about life insurance. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source?

MY NEXT QUESTIONS ARE ABOUT LIFE INSURANCE. DO YOU YOURSELF HAVE ANY LIFE INSURANCE, INCLUDING INDIVIDUAL OR GROUP POLICIES FROM A FORMER EMPLOYER OR UNION OR SOME OTHER SOURCE?
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D5280

Are any of these term insurance policies? DEF: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.

ARE ANY OF THESE TERM INSURANCE POLICIES? DEF: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
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If Are any of these term insurance policies? DEF: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES. != (5 or DK or RF) »
 
   
 
D5283

How many term insurance policies do you have?

HOW MANY TERM INSURANCE POLICIES DO YOU HAVE?
   
 
D5284

~IF R HAS 1 TERM INSURANCE POLICY About how much do you pay for that insurance? ~Else (IF R HAS MORE THAN 1 TERM INSURANCE POLICY How much (in total) do you pay in premiums for term insurance? ALT O IF NOT PAID FOR BY R OR SPOUSE AMOUNT: PER:

~IF R HAS 1 TERM INSURANCE POLICY ABOUT HOW MUCH DO YOU PAY FOR THAT INSURANCE? ~ELSE (IF R HAS MORE THAN 1 TERM INSURANCE POLICY HOW MUCH (IN TOTAL) DO YOU PAY IN PREMIUMS FOR TERM INSURANCE? ALT O IF NOT PAID FOR BY R OR SPOUSE AMOUNT: PER:
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D5285

Per D5284

PER D5284
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D5292

About how much would your term insurance pay if you were to die? AMOUNT:

ABOUT HOW MUCH WOULD YOUR TERM INSURANCE PAY IF YOU WERE TO DIE? AMOUNT:
   
 
D5293M1

Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) CHOOSE ALL THAT APPLY

WHO IS THE BENEFICIARY ON THIS POLICY, (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOU?) CHOOSE ALL THAT APPLY
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If Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) CHOOSE ALL THAT APPLY = 2 CHILD/CHILD-IN-LAW/GRANDCHILD »
 
     
   
If NOT 2ND HOUSEHOLD »
 
       
     
D5295M1

(Which child is that?) CHOOSE ALL THAT APPLY IF GRANDCHILD: Which child of yours (or your Husband/wife/partner) is the parent of that grandchild?

(WHICH CHILD IS THAT?) CHOOSE ALL THAT APPLY IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR HUSBAND/WIFE/PARTNER) IS THE PARENT OF THAT GRANDCHILD?
       
   
D5296M1

(Which child is that?) CHOOSE ALL THAT APPLY

(WHICH CHILD IS THAT?) CHOOSE ALL THAT APPLY

IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR HUSBAND/OR YOUR WIFE/OR YOUR PARTNER) IS THE PARENT OF THAT GRANDCHILD?

USER NOTE: THIS QUESTION ASKED ONLY OF SECOND HOUSEHOLD (Q203=2). UP TO NINETEEN RESPONSES WERE ALLOWED FOR THIS QUESTION, NO RESPONSES WERE GIVEN.
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D5297

Do you have any life insurance policies that build up a cash value or that you can borrow on? DEF: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE

DO YOU HAVE ANY LIFE INSURANCE POLICIES THAT BUILD UP A CASH VALUE OR THAT YOU CAN BORROW ON? DEF: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
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D5298

How many such policies do you have?

HOW MANY SUCH POLICIES DO YOU HAVE?
 
D5299

How much (in total) do you pay in premiums on (this policy/all these policies)? USE ZERO FOR "PAID UP" AMOUNT: PER:

HOW MUCH (IN TOTAL) DO YOU PAY IN PREMIUMS ON (THIS POLICY/ALL THESE POLICIES)? USE ZERO FOR "PAID UP" AMOUNT: PER:
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D5300

Per D5299

PER D5299
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D5304

How much would (this policy/all these policies) pay if you were to die? AMOUNT:

HOW MUCH WOULD (THIS POLICY/ALL THESE POLICIES) PAY IF YOU WERE TO DIE? AMOUNT:
 
If NOT 2ND HOUSEHOLD »
 
   
 
D5307M1

Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) CHOOSE ALL THAT APPLY

WHO IS THE BENEFICIARY ON (THIS POLICY/ALL THESE POLICIES), (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOU?) CHOOSE ALL THAT APPLY
expand
   
 
D5308M1

(Which child is that?) CHOOSE ALL THAT APPLY IF GRANDCHILD: Which child of yours (or your Husband/wife/partner) is the parent of that grandchild?

(WHICH CHILD IS THAT?) CHOOSE ALL THAT APPLY IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR HUSBAND/WIFE/PARTNER) IS THE PARENT OF THAT GRANDCHILD?
   
D5309M1

(Which child is that?) CHOOSE ALL THAT APPLY

(WHICH CHILD IS THAT?)
CHOOSE ALL THAT APPLY

IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR HUSBAND/OR YOUR WIFE/OR YOUR PARTNER) IS THE PARENT OF THAT GRANDCHILD?

USER NOTE: THIS QUESTION ASKED ONLY OF SECOND HOUSEHOLD (Q203=2). UP TO NINETEEN RESPONSES WERE ALLOWED FOR THIS QUESTION, THE ACTUAL MAXIMUM NUMBER OF RESPONSES WAS ONE.
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D5310

Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your Husband/wife/partner) usually the only one(s) making the decision, or are other people usually involved in making the decision?

INDIVIDUALS AND FAMILIES DIFFER IN THE WAY THEY GO ABOUT MAKING DECISIONS. WHEN IT COMES TO A MAJOR DECISION ABOUT A FINANCIAL MATTER OR WHERE YOU WILL BE LIVING, ARE YOU (OR YOUR HUSBAND/WIFE/PARTNER) USUALLY THE ONLY ONE(S) MAKING THE DECISION, OR ARE OTHER PEOPLE USUALLY INVOLVED IN MAKING THE DECISION?
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D5312

Are any of those other people family members?

ARE ANY OF THOSE OTHER PEOPLE FAMILY MEMBERS?
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D5313M1

What relation are they to you (or your Husband/wife/partner)? CHOOSE ALL THAT APPLY

WHAT RELATION ARE THEY TO YOU (OR YOUR HUSBAND/WIFE/PARTNER)? CHOOSE ALL THAT APPLY
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If What relation are they to you (or your Husband/wife/partner)? CHOOSE ALL THAT APPLY = 2 CHILD/CHILD-IN-LAW/GRANDCHILD »
 
   
 
If NOT 2ND HOUSEHOLD »
 
     
   
D5316M1

(Which child is that?) CHOOSE ALL THAT APPLY IF GRANDCHILD: Which child of yours (or your Husband/wife/partner) is the parent of that grandchild?

(WHICH CHILD IS THAT?) CHOOSE ALL THAT APPLY IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR HUSBAND/WIFE/PARTNER) IS THE PARENT OF THAT GRANDCHILD?
     
 
D5317M1

(Which child is that?) CHOOSE ALL THAT APPLY

(WHICH CHILD IS THAT?)
CHOOSE ALL THAT APPLY

IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR HUSBAND/OR YOUR WIFE/OR YOUR PARTNER) IS THE PARENT OF THAT GRANDCHILD?

USER NOTE: THIS QUESTION ASKED ONLY OF SECOND HOUSEHOLD (Q203=2). UP TO TEN RESPONSES WERE ALLOWED FOR THIS QUESTION, THE ACTUAL MAXIMUM NUMBER OF RESPONSES WAS THREE.
expand
   
D5318

Do you have a financial advisor that helps make decisions?

DO YOU HAVE A FINANCIAL ADVISOR THAT HELPS MAKE DECISIONS?
expand
 
D5319

IWER: HOW OFTEN DID R RECEIVE ASSISTANCE WITH ANSWERS IN ?

IWER: HOW OFTEN DID R RECEIVE ASSISTANCE WITH ANSWERS IN ?
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D5323M1

IWER: IF ONLY ONE EVENT DISPLAYED, DO NOT ASK QUESTION BUT CHOOSE THE NUMBER AND GO TO NEXT SCREEN. ~IF REINTERVIEW You mentioned the following events happened since (Wave 1 date). ~Else You mentioned the following events happened in the last two years.

IWER: IF ONLY ONE EVENT DISPLAYED, DO NOT ASK QUESTION BUT CHOOSE THE NUMBER AND GO TO NEXT SCREEN. ~IF REINTERVIEW YOU MENTIONED THE FOLLOWING EVENTS HAPPENED SINCE (WAVE 1 DATE). ~ELSE YOU MENTIONED THE FOLLOWING EVENTS HAPPENED IN THE LAST TWO YEARS. WHICH OF THESE HAPPENED FIRST,...NEXT,...NEXT?
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End of R. Insurance