R. Insurance

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R. Insurance module of AHEAD 1995

Label Type Description
D5143 Question Health and health insurance are important areas of our study. ~IF R COVERED BY MEDICARE AT WAVE 1 DATE We already know you are covered by Medicare, but there are many kinds of insurance that people use. ~ELSE There are many kinds of insurance that people use. (5143)
D5144 Question For people 65 and over, Medicare is the most common type of health insurance. Are you currently covered by Medicare?
D5145 Question Part A of Medicare covers most hospital expenses. Part B covers many doctors expenses, and the premium may be deducted from your Social Security. Are you covered under Part B of Medicare?
R1b Question We would like to understand how people's medical history affects their financial status, and how use of health care may change as people age. To do that, we need to obtain information about health care costs and diagnoses for statistical purposes. The best place to get this information without taking up a lot more of your time is in the Medicare files. Could you give me your Medicare number for that purpose? (Under the Privacy Act of 1974, providing your number is a voluntary decision. The benefits you may be receiving under this program will not be affected in any way by your decision.) R MAY NEED TO LOOK UP THE MEDICARE CARD AT THIS POINT.
D5147 Question NUMBER AVAILABLE:
R1f Question COPY MEDICARE NUMBER:
D5155 Question "Medicaid" is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by "Medicaid". Has your health care been covered by "Medicaid" anytime (since (Wave 1 date)/in the last two years)?
D5156 Question Would you please give or read me the number from your Medicaid card? NUMBER AVAILABLE:
D5158 Question Are you currently covered by "Medicaid"?
D5159 Question NUMBER OF STAYS: Were you eligible for "Medicaid" at the time your (first) nursing home stay started?
D5160 Question Did you become eligible for "Medicaid" during your (first) nursing home stay?
D5161 Question Did you lose your eligibility for "Medicaid" when you were discharged from your (first) nursing home stay?
D5164 Question Did you become eligible for "Medicaid" during your last nursing home stay?
D5165 Question Did you lose your eligibility for "Medicaid" when you were discharged from your last nursing home stay?
D5163 Question NUMBER OF STAYS: (1682) Were you eligible for "Medicaid" at the time your last nursing home stay started?
D5175 Question Are you currently covered by any government health insurance programs (besides Medicare), such as Railroad retirement, CHAMP-US, CHAMP-VA, or other military programs?
D5176 Question Which program is that?
D5182 Question Now I'm going to ask you about how your health insurance works.
D5183 Question First, we are interested in how your (Medicare/Railroad retirement) health insurance works for routine care. Do you receive your Medicare (and "Medicaid") benefits through an HMO, that is a Health Maintenance Organization? DEF: With an HMO, the cost of the physician visit is typically covered in full or you pay only a small amount. All of your routine care must be provided by an HMO physician. (5183)
D5184 Question About how long have you been receiving your Medicare benefits through this HMO? YEARS: OR MONTHS:
D5185 Question About how long have you been receiving your Medicare benefits through this HMO? (MONTHS)
D5191 Question How did you obtain this type of Medicare coverage? Was it through your (or your Husband/wife/partner's) employer or union, or through an organization like AARP or what?
D5193 Question About how much are your premiums for this plan? AMOUNT: PER:
D5202 Question We are interested in how your "Medicaid" works for routine care. Do you receive your "Medicaid" through an HMO (that is, a Health Maintenance Organization)? DEF: With an HMO, the cost of the physician visit is typically covered in full or you pay only a small amount. All of your routine care must be provided by an HMO physician.
D5203 Question About how long have you been receiving your "Medicaid" through this HMO? MONTHS: YEARS:
D5214 Question Not counting long-term care insurance or ~IF R COVERED BY MEDICARE AT WAVE 1 OR R COVERED BY MEDICARE Medicare, ~IF R HAS MEDICAID "Medicaid", ~IF R IS COVERED BY ANOTHER GOVERNMENT HEALTH INSURANCE PROGRAM your government health insurance, do you have any health insurance that pays any part of hospital or doctor bills? (Sometimes this is called a Medi-Gap policy).
D5215 Question How many other health plans do you currently have?
D5225M1 Question about the first of these plans How did you obtain this type of health insurance coverage? Was it through your (or your Husband/wife/partner's) employer or union, or through an organization or what?CHOOSE ALL THAT APPLY
D5226 Question How is this coverage paid for--entirely by you (or your Husband/wife/partner), entirely by your (Husband/wife/partner's) (former) employer or union, or partly by a (former) employer or union, or what?
D5227 Question About how much do you pay for this plan? AMOUNT: PER:
D5242M1 Question Thinking about your other health insurance plans, how did you obtain this type of health insurance coverage? Was it through your (or your Husband/wife/partner's) employer or union, or through an organization or what? CHOOSE ALL THAT APPLY
D5243 Question How is this coverage paid for--entirely by you (or your Husband/wife/partner), entirely by your (Husband/wife/partner's) (former) employer or union, or partly by a (former) employer or union, or what?
D5244 Question About how much do you pay for this plan? AMOUNT: PER:
D5252 Question (Does/Do any of) your health insurance plan(s) pay any part of the cost of prescription medications?
D5253 Question (Does your health insurance pay any part of the cost of) routine care by a dentist?
D5254 Question Do you pay extra for (this/these) benefits?
D5256 Question (Since (Wave 1 date)/In the last two years) have you withdrawn from an HMO?
D5257 Question Did you voluntarily leave that HMO?
D5258M1 Question Why did you leave that HMO? CHOOSE ALL THAT APPLY
D5259 Question About how long was it before you were fully covered by your new health insurance plan? USE 96 FOR NEVER MONTHS:
D5260 Question (Since (Wave 1 date)/In the last two years), has the type, cost, or coverage of your health insurance changed?
D5261 Question Did you choose to change your health insurance, or did you not have a choice in the change?
D5262M1 Question What has changed about your health insurance? CHOOSE ALL THAT APPLY
D5263 Question Aside from the government programs, do you now have any insurance which specifically pays any part of long-term care, such as, personal or medical care in the home or in a nursing home?
D5264 Question Does this plan cover care in a nursing home facility only, personal or long-term care at home, or both in-home and nursing home care?
D5265 Question Have you ever received benefits under your long-term care policy?
D5266 Question Does this plan increase payments with inflation?
D5267 Question About how much do you pay for this plan? AMOUNT: PER:
D5270 Question About how long have you had this long-term care insurance? MONTHS: OR YEARS:
D5272 Question Have you ever been covered by any long-term care insurance that you canceled or let lapse?
D5273M1 Question Did your coverage lapse because the premiums were too high, because you didn't think you needed to carry it any longer, or what?
D5273M2 Question Thinking about the quality, cost, and convenience of your health care, altogether would you say that you are very satisfied, somewhat satisfied, or not satisfied at all with your health care?
D5277 Question Thinking about the quality, cost, and convenience of your health care, altogether would you say that you are very satisfied, somewhat satisfied, or not satisfied at all with your health care?
D5279 Question My next questions are about life insurance. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source?
D5280 Question Are any of these term insurance policies? DEF: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
D5283 Question How many term insurance policies do you have?
D5284 Question ~IF R HAS 1 TERM INSURANCE POLICY About how much do you pay for that insurance? ~ELSE (IF R HAS MORE THAN 1 TERM INSURANCE POLICY How much (in total) do you pay in premiums for term insurance? ALT O IF NOT PAID FOR BY R OR SPOUSE AMOUNT: PER:
D5292 Question About how much would your term insurance pay if you were to die? AMOUNT:
D5293M1 Question Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) CHOOSE ALL THAT APPLY
D5295M1 Question (Which child is that?) CHOOSE ALL THAT APPLY IF GRANDCHILD: Which child of yours (or your Husband/wife/partner) is the parent of that grandchild?
D5297 Question Do you have any life insurance policies that build up a cash value or that you can borrow on? DEF: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
D5298 Question How many such policies do you have?
D5299 Question How much (in total) do you pay in premiums on (this policy/all these policies)? USE ZERO FOR "PAID UP" AMOUNT: PER:
D5304 Question How much would (this policy/all these policies) pay if you were to die? AMOUNT:
D5307M1 Question Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) CHOOSE ALL THAT APPLY
D5308M1 Question (Which child is that?) CHOOSE ALL THAT APPLY IF GRANDCHILD: Which child of yours (or your Husband/wife/partner) is the parent of that grandchild?
D5310 Question Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your Husband/wife/partner) usually the only one(s) making the decision, or are other people usually involved in making the decision?
D5312 Question Are any of those other people family members?
D5313M1 Question What relation are they to you (or your Husband/wife/partner)? CHOOSE ALL THAT APPLY
D5316M1 Question (Which child is that?) CHOOSE ALL THAT APPLY IF GRANDCHILD: Which child of yours (or your Husband/wife/partner) is the parent of that grandchild?
D5318 Question Do you have a financial advisor that helps make decisions?
D5319 Question IWER: HOW OFTEN DID R RECEIVE ASSISTANCE WITH ANSWERS IN ?
D5323M1 Question IWER: IF ONLY ONE EVENT DISPLAYED, DO NOT ASK QUESTION BUT CHOOSE THE NUMBER AND GO TO NEXT SCREEN. ~IF REINTERVIEW You mentioned the following events happened since (Wave 1 date). ~ELSE You mentioned the following events happened in the last two years.
D5296M1 Question (Which child is that?) CHOOSE ALL THAT APPLY
D5309M1 Question (Which child is that?) CHOOSE ALL THAT APPLY
D5317M1 Question (Which child is that?) CHOOSE ALL THAT APPLY
D5194 Question Per D5193
D5204 Question YEARS MEDICAID HMO
D5268 Question PER R15D
D5271 Question YEARS L-T-C
D5285 Question Per D5284
D5300 Question Per D5299
D5228 Question Per D5227
D5245 Question Per D5244