R. Insurance

R. Insurance module of AHEAD 1993

item label type description
R1 Question Health and health insurance are important areas of our study. You have already told us about Medicare, but there are many kinds of insurance that people use.
V1838 Question (STATE NAME FOR Medicaid) is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by (Medicaid). Is your health care currently covered by (Medicaid)?
V1839 Question Would you please give me the number from your Medicaid card? NUMBER AVAILABLE:
R3a Question MEDICAID NUMBER:
V1848 Question Are you currently covered by any (other) government health insurance programs, such as Railroad retirement, CHAMPUS, CHAMPVA, or other military programs?
R5 Question Which program is that?
V1859 Question Do you have any (other) type of health insurance coverage?
V1865 A1-A4 Question What kind of coverage do you have? Is it basic health insurance, a supplement to Medicare (MEDIGAP) or to other health insurance, long-term care insurance, or what?
V1866 Question How many different policies do you have (in addition to Medicare)?
R9 Question IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (Again, not counting Medicare,) How much do you pay for this policy? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY or DK or RF (R8>1): (Again, not counting Medicare,) Taken together, how much do you pay for these policies?
V1868 Question PER
V1879 Question (Do any of your policies include long term or nursing home care?)
V1880 Question Have you ever received payment under your long-term care policy?
R10b Question Does this plan cover home care?
V1882 Question Does this plan increase payment with inflation?
V1884 Question IF R MARRIED or LIVING WITH PARTNER: My next questions are about life insurance. First I will ask about insurance on your own life, then about insurance on your (husband/wife/partner)'s life. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source? IF R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED: My next questions are about life insurance. Do you have any life insurance, including individual or group policies from a former employer or union or some other source?
V1885 Question Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
V1886 Question How many term insurance policies do you have?
R12b Question IF R HAS ONLY ONE TERM LIFE INSURANCE POLICY (R12a=1): About how much do you pay for that insurance? IF R HAS MORE THAN ONE TERM LIFE INSURANCE POLICY or DK or RF (R12a>1): About how much do you pay for the largest term insurance policy you have? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]
V1888 Question PER
R12d Question About how much would this policy pay if you were to die?
V1890 A1-A2 Question Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]
V1891 A1-A6 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
R15 Question Do you have any life insurance policies that build up a cash value or that you can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
V1894 Question How many such policies do you have?
V1895 Question How much (in total) do you pay in premiums on (this policy/all these policies)? 9996 NOTHING
R15c Question PER
V1897 Question How much would (this policy/all these policies) pay if you were to die?
V1898 A1-A2 Question Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]
R17 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
V1900 Question Does your (husband/wife/partner) have any life insurance, including individual or group policies?
V1901 Question Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
R19a Question How many term insurance policies does your (husband/wife/partner) have?
V1903 Question IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19a=1): About how much does your (husband/wife/partner) pay for that insurance? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY or DK or RF (R19a>1): About how much does your (husband/wife/partner) pay for the largest term insurance policy (he/she) has? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]
R19c Question PER
V1905 Question About how much would this policy pay if your (husband/wife/partner) were to die?
V1906 A1-A2 Question Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]
R21 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
V1909 Question Does your (husband/wife/partner) have any life insurance policies that build up a cash value or that (he/she) can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
V1910 Question How many such policies does (he/she) have?
R22b Question How much (in total) does your (husband/wife/partner) pay in premiums on (this policy/these policies)? 9996 NOTHING
V1913 Question PER
R22d Question How much would (this policy/all these policies) pay if (he/she) were to die?
V1915 A1-A3 Question Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]
V1916 A1-A5 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
R25 Question Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your (husband/wife/partner)) usually the only one(s) making the decision, or are other people usually involved in making the decision?
V1919 A1-A3 Question What relation are they to you (or your (husband/wife/partner))? [IWER: CHOOSE ALL THAT APPLY]
R28 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
V1921 Question Do you have a financial advisor that helps make decisions?
V1918 Question Are any of those other people family members?
Start of R. Insurance
 
R1

Health and health insurance are important areas of our study. You have already told us about Medicare, but there are many kinds of insurance that people use.

HEALTH AND HEALTH INSURANCE ARE IMPORTANT AREAS OF OUR STUDY. YOU HAVE ALREADY TOLD US ABOUT MEDICARE, BUT THERE ARE MANY KINDS OF INSURANCE THAT PEOPLE USE.
 
V1838

(STATE NAME FOR Medicaid) is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by (Medicaid). Is your health care currently covered by (Medicaid)?

(STATE NAME FOR MEDICAID) IS A STATE PROGRAM FOR PEOPLE WITH LOW INCOME OR WHO ARE ON PUBLIC ASSISTANCE. SOMETIMES PEOPLE WITH VERY LARGE MEDICAL BILLS ARE ALSO COVERED BY (MEDICAID). IS YOUR HEALTH CARE CURRENTLY COVERED BY (MEDICAID)?
expand
 
If (STATE NAME FOR Medicaid) is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by (Medicaid). Is your health care currently covered by (Medicaid)? = 1 YES  »
 
   
 
V1839

Would you please give me the number from your Medicaid card? NUMBER AVAILABLE:

WOULD YOU PLEASE GIVE ME THE NUMBER FROM YOUR MEDICAID CARD? NUMBER AVAILABLE:
expand
   
 
V1839A
   
V1848

Are you currently covered by any (other) government health insurance programs, such as Railroad retirement, CHAMPUS, CHAMPVA, or other military programs?

ARE YOU CURRENTLY COVERED BY ANY (OTHER) GOVERNMENT HEALTH INSURANCE PROGRAMS, SUCH AS RAILROAD RETIREMENT, CHAMPUS, CHAMPVA, OR OTHER MILITARY PROGRAMS?
expand
 
If Are you currently covered by any (other) government health insurance programs, such as Railroad retirement, CHAMPUS, CHAMPVA, or other military programs? = 1 YES  »
 
   
 
R5

Which program is that?

WHICH PROGRAM IS THAT?
expand
   
V1859

Do you have any (other) type of health insurance coverage?

DO YOU HAVE ANY (OTHER) TYPE OF HEALTH INSURANCE COVERAGE?
expand
 
If Do you have any (other) type of health insurance coverage? = 1 YES  »
 
   
 
V1865 A1-A4

What kind of coverage do you have? Is it basic health insurance, a supplement to Medicare (MEDIGAP) or to other health insurance, long-term care insurance, or what?

WHAT KIND OF COVERAGE DO YOU HAVE? IS IT BASIC HEALTH INSURANCE, A SUPPLEMENT TO MEDICARE (MEDIGAP) OR TO OTHER HEALTH INSURANCE, LONG-TERM CARE INSURANCE, OR WHAT?
expand
   
 
V1866

How many different policies do you have (in addition to Medicare)?

HOW MANY DIFFERENT POLICIES DO YOU HAVE (IN ADDITION TO MEDICARE)?
   
 
If How many different policies do you have (in addition to Medicare)? = 1 »
 
     
   
R9

IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (Again, not counting Medicare,) How much do you pay for this policy? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY or DK or RF (R8>1): (Again, not counting Medicare,) Taken together, how much do you pay for these policies?

IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (AGAIN, NOT COUNTING MEDICARE,) HOW MUCH DO YOU PAY FOR THIS POLICY? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY OR DK OR RF (R8>1): (AGAIN, NOT COUNTING MEDICARE,) TAKEN TOGETHER, HOW MUCH DO YOU PAY FOR THESE POLICIES?
     
   
If IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (Again, not counting Medicare,) How much do you pay for this policy? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY or DK or RF (R8>1): (Again, not counting Medicare,) Taken together, how much do you pay for these policies? != (RF or DK) »
 
       
     
V1868

PER

PER
expand
       
   
If What kind of coverage do you have? Is it basic health insurance, a supplement to Medicare (MEDIGAP) or to other health insurance, long-term care insurance, or what? != 4 LONG-TERM CARE »
 
       
     
V1879

(Do any of your policies include long term or nursing home care?)

(DO ANY OF YOUR POLICIES INCLUDE LONG TERM OR NURSING HOME CARE?)
expand
       
   
Else
 
       
     
V1880

Have you ever received payment under your long-term care policy?

HAVE YOU EVER RECEIVED PAYMENT UNDER YOUR LONG-TERM CARE POLICY?
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V1879B
       
     
V1882

Does this plan increase payment with inflation?

DOES THIS PLAN INCREASE PAYMENT WITH INFLATION?
expand
       
If NOT "NON-FINANCIAL R" »
 
   
 
V1884

IF R MARRIED or LIVING WITH PARTNER: My next questions are about life insurance. First I will ask about insurance on your own life, then about insurance on your (husband/wife/partner)'s life. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source? IF R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED: My next questions are about life insurance. Do you have any life insurance, including individual or group policies from a former employer or union or some other source?

IF R MARRIED OR LIVING WITH PARTNER: MY NEXT QUESTIONS ARE ABOUT LIFE INSURANCE. FIRST I WILL ASK ABOUT INSURANCE ON YOUR OWN LIFE, THEN ABOUT INSURANCE ON YOUR (HUSBAND/WIFE/PARTNER)'S LIFE. DO YOU YOURSELF HAVE ANY LIFE INSURANCE, INCLUDING INDIVIDUAL OR GROUP POLICIES FROM A FORMER EMPLOYER OR UNION OR SOME OTHER SOURCE? IF R DIVORCED/SEPARATED OR WIDOWED OR NEVER MARRIED: MY NEXT QUESTIONS ARE ABOUT LIFE INSURANCE. DO YOU HAVE ANY LIFE INSURANCE, INCLUDING INDIVIDUAL OR GROUP POLICIES FROM A FORMER EMPLOYER OR UNION OR SOME OTHER SOURCE?
expand
   
 
If IF R MARRIED or LIVING WITH PARTNER: My next questions are about life insurance. First I will ask about insurance on your own life, then about insurance on your (husband/wife/partner)'s life. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source? IF R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED: My next questions are about life insurance. Do you have any life insurance, including individual or group policies from a former employer or union or some other source? = 1 YES  »
 
     
   
V1885

Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.

ARE ANY OF THESE TERM INSURANCE POLICIES? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
expand
     
   
If Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES. = 1 YES  »
 
       
     
V1886

How many term insurance policies do you have?

HOW MANY TERM INSURANCE POLICIES DO YOU HAVE?
       
     
V1885B
       
     
If V1885B != (0 or 8 or 9) »
 
         
       
V1888

PER

PER
expand
         
     
V1885D
       
     
V1890 A1-A2

Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON THIS POLICY, (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOU?) [IWER: CHOOSE ALL THAT APPLY]
expand
       
     
If Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY] = 1 SPOUSE/PARTNER »
 
         
       
V1891 A1-A6

(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
expand
         
   
R15

Do you have any life insurance policies that build up a cash value or that you can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE

DO YOU HAVE ANY LIFE INSURANCE POLICIES THAT BUILD UP A CASH VALUE OR THAT YOU CAN BORROW ON? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
expand
     
   
If Do you have any life insurance policies that build up a cash value or that you can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE = 1 YES  »
 
       
     
V1894

How many such policies do you have?

HOW MANY SUCH POLICIES DO YOU HAVE?
       
     
V1895

How much (in total) do you pay in premiums on (this policy/all these policies)? 9996 NOTHING

HOW MUCH (IN TOTAL) DO YOU PAY IN PREMIUMS ON (THIS POLICY/ALL THESE POLICIES)?

9996 NOTHING
       
     
If How much (in total) do you pay in premiums on (this policy/all these policies)? 9996 NOTHING != (9996 or DK or RF) »
 
         
       
R15C

PER

PER
expand
         
     
V1897

How much would (this policy/all these policies) pay if you were to die?

HOW MUCH WOULD (THIS POLICY/ALL THESE POLICIES) PAY IF YOU WERE TO DIE?
       
     
V1898 A1-A2

Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON (THIS POLICY/ALL THESE POLICIES), (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOU?) [IWER: CHOOSE ALL THAT APPLY]
expand
       
     
If Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY] = 2 CHILD/CHILD-IN-LAW/GRANDCHILD  »
 
         
       
R17

(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
expand
         
 
If NOT "R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED" »
 
     
   
V1900

Does your (husband/wife/partner) have any life insurance, including individual or group policies?

DOES YOUR (HUSBAND/WIFE/PARTNER) HAVE ANY LIFE INSURANCE, INCLUDING INDIVIDUAL OR GROUP POLICIES?
expand
     
   
If Does your (husband/wife/partner) have any life insurance, including individual or group policies? = 1 YES  »
 
       
     
V1901

Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.

ARE ANY OF THESE TERM INSURANCE POLICIES? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
expand
       
     
If Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES. = 1 YES  »
 
         
       
V1901A
         
       
V1903

IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19a=1): About how much does your (husband/wife/partner) pay for that insurance? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY or DK or RF (R19a>1): About how much does your (husband/wife/partner) pay for the largest term insurance policy (he/she) has? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]

IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19A=1): ABOUT HOW MUCH DOES YOUR (HUSBAND/WIFE/PARTNER) PAY FOR THAT INSURANCE? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY OR DK OR RF (R19A>1): ABOUT HOW MUCH DOES YOUR (HUSBAND/WIFE/PARTNER) PAY FOR THE LARGEST TERM INSURANCE POLICY (HE/SHE) HAS? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]
         
       
If IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19a=1): About how much does your (husband/wife/partner) pay for that insurance? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY or DK or RF (R19a>1): About how much does your (husband/wife/partner) pay for the largest term insurance policy (he/she) has? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE] != (0 or DK or RF) »
 
           
         
V1901C
           
       
V1905

About how much would this policy pay if your (husband/wife/partner) were to die?

ABOUT HOW MUCH WOULD THIS POLICY PAY IF YOUR (HUSBAND/WIFE/PARTNER) WERE TO DIE?
         
       
V1906 A1-A2

Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON THIS POLICY, (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOUR (HUSBAND/WIFE/PARTNER)?) [IWER: CHOOSE ALL THAT APPLY]
expand
         
       
If Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY] = 1 "R" »
 
           
         
R21

(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
expand
           
     
V1909

Does your (husband/wife/partner) have any life insurance policies that build up a cash value or that (he/she) can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE

DOES YOUR (HUSBAND/WIFE/PARTNER) HAVE ANY LIFE INSURANCE POLICIES THAT BUILD UP A CASH VALUE OR THAT (HE/SHE) CAN BORROW ON? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
expand
       
     
If Does your (husband/wife/partner) have any life insurance policies that build up a cash value or that (he/she) can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE = 1 YES  »
 
         
       
V1910

How many such policies does (he/she) have?

HOW MANY SUCH POLICIES DOES (HE/SHE) HAVE?
         
       
V1909B
         
       
If V1909B != (9996 or DK or RF) »
 
           
         
V1913

PER

PER
expand
           
       
V1909D
         
       
V1915 A1-A3

Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON THIS POLICY, (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOUR (HUSBAND/WIFE/PARTNER)?) [IWER: CHOOSE ALL THAT APPLY]
expand
         
       
If Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY] = 2 CHILD/CHILD-IN-LAW/GRANDCHILD »
 
           
         
V1916 A1-A5

(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
expand
           
 
R25

Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your (husband/wife/partner)) usually the only one(s) making the decision, or are other people usually involved in making the decision?

INDIVIDUALS AND FAMILIES DIFFER IN THE WAY THEY GO ABOUT MAKING DECISIONS. WHEN IT COMES TO A MAJOR DECISION ABOUT A FINANCIAL MATTER OR WHERE YOU WILL BE LIVING, ARE YOU (OR YOUR (HUSBAND/WIFE/PARTNER)) USUALLY THE ONLY ONE(S) MAKING THE DECISION, OR ARE OTHER PEOPLE USUALLY INVOLVED IN MAKING THE DECISION?
expand
   
 
If Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your (husband/wife/partner)) usually the only one(s) making the decision, or are other people usually involved in making the decision? = 1 OTHER INVOLVED IN MAKING DECISION »
 
     
   
V1918

Are any of those other people family members?

ARE ANY OF THOSE OTHER PEOPLE FAMILY MEMBERS?

expand
     
   
If Are any of those other people family members? = 1 YES  »
 
       
     
V1919 A1-A3

What relation are they to you (or your (husband/wife/partner))? [IWER: CHOOSE ALL THAT APPLY]

WHAT RELATION ARE THEY TO YOU (OR YOUR (HUSBAND/WIFE/PARTNER))? [IWER: CHOOSE ALL THAT APPLY]
expand
       
     
If What relation are they to you (or your (husband/wife/partner))? [IWER: CHOOSE ALL THAT APPLY] = 1 »
 
         
       
R28

(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
expand
         
 
V1921

Do you have a financial advisor that helps make decisions?

DO YOU HAVE A FINANCIAL ADVISOR THAT HELPS MAKE DECISIONS?
expand
   
End of R. Insurance
Start of R. Insurance

========================================================================
R1
Health and health insurance are important areas of our study. You have already told us about Medicare, but there are many kinds of insurance that people use.

HEALTH AND HEALTH INSURANCE ARE IMPORTANT AREAS OF OUR STUDY. YOU HAVE ALREADY TOLD US ABOUT MEDICARE, BUT THERE ARE MANY KINDS OF INSURANCE THAT PEOPLE USE.

========================================================================
V1838
(STATE NAME FOR Medicaid) is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by (Medicaid). Is your health care currently covered by (Medicaid)?

(STATE NAME FOR MEDICAID) IS A STATE PROGRAM FOR PEOPLE WITH LOW INCOME OR WHO ARE ON PUBLIC ASSISTANCE. SOMETIMES PEOPLE WITH VERY LARGE MEDICAL BILLS ARE ALSO COVERED BY (MEDICAID). IS YOUR HEALTH CARE CURRENTLY COVERED BY (MEDICAID)?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


If (STATE NAME FOR Medicaid) is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by (Medicaid). Is your health care currently covered by (Medicaid)? (V1838) = 1 YES  »

|  ========================================================================
V1839
Would you please give me the number from your Medicaid card? NUMBER AVAILABLE:

WOULD YOU PLEASE GIVE ME THE NUMBER FROM YOUR MEDICAID CARD? NUMBER AVAILABLE:
- - - - - - - - - - - - - - - - - - - - - - - - -
1 R WILLING - HAS CARD
2 R WILLING - KNOWS NUMBER
8 DK NUMBER
9 RF NUMBER


|  ========================================================================
V1839A
V1839A

========================================================================
V1848
Are you currently covered by any (other) government health insurance programs, such as Railroad retirement, CHAMPUS, CHAMPVA, or other military programs?

ARE YOU CURRENTLY COVERED BY ANY (OTHER) GOVERNMENT HEALTH INSURANCE PROGRAMS, SUCH AS RAILROAD RETIREMENT, CHAMPUS, CHAMPVA, OR OTHER MILITARY PROGRAMS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


If Are you currently covered by any (other) government health insurance programs, such as Railroad retirement, CHAMPUS, CHAMPVA, or other military programs? (V1848) = 1 YES  »

|  ========================================================================
R5
Which program is that?

WHICH PROGRAM IS THAT?
- - - - - - - - - - - - - - - - - - - - - - - - -
3 CHAMPVA/CHAMPUS
4 RAILROAD RETIREMENT
7 OTHER (SPECIFY) __________
8 DK
9 RF


========================================================================
V1859
Do you have any (other) type of health insurance coverage?

DO YOU HAVE ANY (OTHER) TYPE OF HEALTH INSURANCE COVERAGE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


If Do you have any (other) type of health insurance coverage? (V1859) = 1 YES  »

|  ========================================================================
V1865 A1-A4
What kind of coverage do you have? Is it basic health insurance, a supplement to Medicare (MEDIGAP) or to other health insurance, long-term care insurance, or what?

WHAT KIND OF COVERAGE DO YOU HAVE? IS IT BASIC HEALTH INSURANCE, A SUPPLEMENT TO MEDICARE (MEDIGAP) OR TO OTHER HEALTH INSURANCE, LONG-TERM CARE INSURANCE, OR WHAT?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 BASIC HEALTH
2 MEDIGAP
3 OTHER SUPPLEMENTAL PLAN
4 LONG-TERM CARE
7 OTHER (SPECIFY) __________
8 DK
9 RF


|  ========================================================================
V1866
How many different policies do you have (in addition to Medicare)?

HOW MANY DIFFERENT POLICIES DO YOU HAVE (IN ADDITION TO MEDICARE)?

If How many different policies do you have (in addition to Medicare)? (V1866) = 1 »

| |  ========================================================================
| | 
R9
IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (Again, not counting Medicare,) How much do you pay for this policy? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY or DK or RF (R8>1): (Again, not counting Medicare,) Taken together, how much do you pay for these policies?

IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (AGAIN, NOT COUNTING MEDICARE,) HOW MUCH DO YOU PAY FOR THIS POLICY? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY OR DK OR RF (R8>1): (AGAIN, NOT COUNTING MEDICARE,) TAKEN TOGETHER, HOW MUCH DO YOU PAY FOR THESE POLICIES?

| |  If IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (Again, not counting Medicare,) How much do you pay for this policy? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY or DK or RF (R8>1): (Again, not counting Medicare,) Taken together, how much do you pay for these policies? (R9) != (RF or DK) »

| | |  ========================================================================
| | | 
V1868
PER

PER
- - - - - - - - - - - - - - - - - - - - - - - - -
1 WEEK
2 2 X Month
3 MONTH
4 QUARTER
5 6 MONTH
6 YEAR
7 OTHER (SPECIFY) __________
8 DK
9 RF


| |  If What kind of coverage do you have? Is it basic health insurance, a supplement to Medicare (MEDIGAP) or to other health insurance, long-term care insurance, or what? (V1865 A1-A4) != 4 LONG-TERM CARE »

| | |  ========================================================================
| | | 
V1879
(Do any of your policies include long term or nursing home care?)

(DO ANY OF YOUR POLICIES INCLUDE LONG TERM OR NURSING HOME CARE?)
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| |  Else

| | |  ========================================================================
| | | 
V1880
Have you ever received payment under your long-term care policy?

HAVE YOU EVER RECEIVED PAYMENT UNDER YOUR LONG-TERM CARE POLICY?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| | |  ========================================================================
| | | 
V1879B
V1879B

| | |  ========================================================================
| | | 
V1882
Does this plan increase payment with inflation?

DOES THIS PLAN INCREASE PAYMENT WITH INFLATION?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


If NOT "NON-FINANCIAL R" »

|  ========================================================================
V1884
IF R MARRIED or LIVING WITH PARTNER: My next questions are about life insurance. First I will ask about insurance on your own life, then about insurance on your (husband/wife/partner)'s life. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source? IF R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED: My next questions are about life insurance. Do you have any life insurance, including individual or group policies from a former employer or union or some other source?

IF R MARRIED OR LIVING WITH PARTNER: MY NEXT QUESTIONS ARE ABOUT LIFE INSURANCE. FIRST I WILL ASK ABOUT INSURANCE ON YOUR OWN LIFE, THEN ABOUT INSURANCE ON YOUR (HUSBAND/WIFE/PARTNER)'S LIFE. DO YOU YOURSELF HAVE ANY LIFE INSURANCE, INCLUDING INDIVIDUAL OR GROUP POLICIES FROM A FORMER EMPLOYER OR UNION OR SOME OTHER SOURCE? IF R DIVORCED/SEPARATED OR WIDOWED OR NEVER MARRIED: MY NEXT QUESTIONS ARE ABOUT LIFE INSURANCE. DO YOU HAVE ANY LIFE INSURANCE, INCLUDING INDIVIDUAL OR GROUP POLICIES FROM A FORMER EMPLOYER OR UNION OR SOME OTHER SOURCE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


If IF R MARRIED or LIVING WITH PARTNER: My next questions are about life insurance. First I will ask about insurance on your own life, then about insurance on your (husband/wife/partner)'s life. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source? IF R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED: My next questions are about life insurance. Do you have any life insurance, including individual or group policies from a former employer or union or some other source? (V1884) = 1 YES  »

| |  ========================================================================
| | 
V1885
Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.

ARE ANY OF THESE TERM INSURANCE POLICIES? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| |  If Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES. (V1885) = 1 YES  »

| | |  ========================================================================
| | | 
V1886
How many term insurance policies do you have?

HOW MANY TERM INSURANCE POLICIES DO YOU HAVE?

| | |  ========================================================================
| | | 
V1885B
V1885B

| | |  If V1885B != (0 or 8 or 9) »

| | | |  ========================================================================
| | | | 
V1888
PER

PER
- - - - - - - - - - - - - - - - - - - - - - - - -
1 WEEK
2 2 X Month
3 MONTH
4 QUARTER
5 6 MONTH
6 YEAR
7 OTHER (SPECIFY) __________
8 DK
9 RF


| | |  ========================================================================
| | | 
V1885D
V1885D

| | |  ========================================================================
| | | 
V1890 A1-A2
Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON THIS POLICY, (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOU?) [IWER: CHOOSE ALL THAT APPLY]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 SPOUSE/PARTNER
2 CHILD/CHILD-IN-LAW/GRANDCHILD
3 OTHER RELATIVE
4 SOMEONE ELSE
8 DK
9 RF


| | |  If Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY] (V1890 A1-A2) = 1 SPOUSE/PARTNER »

| | | |  ========================================================================
| | | | 
V1891 A1-A6
(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
- - - - - - - - - - - - - - - - - - - - - - - - -
2-21 CHILD NAME(S)
22 DECEASED
23 ALL MY CHILDREN


| |  ========================================================================
| | 
R15
Do you have any life insurance policies that build up a cash value or that you can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE

DO YOU HAVE ANY LIFE INSURANCE POLICIES THAT BUILD UP A CASH VALUE OR THAT YOU CAN BORROW ON? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| |  If Do you have any life insurance policies that build up a cash value or that you can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE (R15) = 1 YES  »

| | |  ========================================================================
| | | 
V1894
How many such policies do you have?

HOW MANY SUCH POLICIES DO YOU HAVE?

| | |  ========================================================================
| | | 
V1895
How much (in total) do you pay in premiums on (this policy/all these policies)? 9996 NOTHING

HOW MUCH (IN TOTAL) DO YOU PAY IN PREMIUMS ON (THIS POLICY/ALL THESE POLICIES)?

9996 NOTHING

| | |  If How much (in total) do you pay in premiums on (this policy/all these policies)? 9996 NOTHING (V1895) != (9996 or DK or RF) »

| | | |  ========================================================================
| | | | 
R15C
PER

PER
- - - - - - - - - - - - - - - - - - - - - - - - -
1 WEEK
2 2 X Month
3 MONTH
4 QUARTER
5 6 MONTH
6 YEAR
7 OTHER (SPECIFY) __________
8 DK
9 RF


| | |  ========================================================================
| | | 
V1897
How much would (this policy/all these policies) pay if you were to die?

HOW MUCH WOULD (THIS POLICY/ALL THESE POLICIES) PAY IF YOU WERE TO DIE?

| | |  ========================================================================
| | | 
V1898 A1-A2
Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON (THIS POLICY/ALL THESE POLICIES), (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOU?) [IWER: CHOOSE ALL THAT APPLY]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 SPOUSE/PARTNER
2 CHILD/CHILD-IN-LAW/GRANDCHILD
3 OTHER RELATIVE
4 SOMEONE ELSE
8 DK
9 RF


| | |  If Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY] (V1898 A1-A2) = 2 CHILD/CHILD-IN-LAW/GRANDCHILD  »

| | | |  ========================================================================
| | | | 
R17
(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
- - - - - - - - - - - - - - - - - - - - - - - - -
2-21 CHILD NAME(S)
22 DECEASED
23 ALL MY CHILDREN


If NOT "R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED" »

| |  ========================================================================
| | 
V1900
Does your (husband/wife/partner) have any life insurance, including individual or group policies?

DOES YOUR (HUSBAND/WIFE/PARTNER) HAVE ANY LIFE INSURANCE, INCLUDING INDIVIDUAL OR GROUP POLICIES?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| |  If Does your (husband/wife/partner) have any life insurance, including individual or group policies? (V1900) = 1 YES  »

| | |  ========================================================================
| | | 
V1901
Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.

ARE ANY OF THESE TERM INSURANCE POLICIES? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| | |  If Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES. (V1901) = 1 YES  »

| | | |  ========================================================================
| | | | 
V1901A
V1901A

| | | |  ========================================================================
| | | | 
V1903
IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19a=1): About how much does your (husband/wife/partner) pay for that insurance? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY or DK or RF (R19a>1): About how much does your (husband/wife/partner) pay for the largest term insurance policy (he/she) has? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]

IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19A=1): ABOUT HOW MUCH DOES YOUR (HUSBAND/WIFE/PARTNER) PAY FOR THAT INSURANCE? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY OR DK OR RF (R19A>1): ABOUT HOW MUCH DOES YOUR (HUSBAND/WIFE/PARTNER) PAY FOR THE LARGEST TERM INSURANCE POLICY (HE/SHE) HAS? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]

| | | |  If IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19a=1): About how much does your (husband/wife/partner) pay for that insurance? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY or DK or RF (R19a>1): About how much does your (husband/wife/partner) pay for the largest term insurance policy (he/she) has? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE] (V1903) != (0 or DK or RF) »

| | | | |  ========================================================================
| | | | | 
V1901C
V1901C

| | | |  ========================================================================
| | | | 
V1905
About how much would this policy pay if your (husband/wife/partner) were to die?

ABOUT HOW MUCH WOULD THIS POLICY PAY IF YOUR (HUSBAND/WIFE/PARTNER) WERE TO DIE?

| | | |  ========================================================================
| | | | 
V1906 A1-A2
Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON THIS POLICY, (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOUR (HUSBAND/WIFE/PARTNER)?) [IWER: CHOOSE ALL THAT APPLY]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 "R"
2 CHILD/CHILD-IN-LAW/GRANDCHILD
3 OTHER RELATIVE
4 SOMEONE ELSE
8 DK
9 RF


| | | |  If Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY] (V1906 A1-A2) = 1 "R" »

| | | | |  ========================================================================
| | | | | 
R21
(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
- - - - - - - - - - - - - - - - - - - - - - - - -
2-21 CHILD NAME(S)
22 DECEASED
23 ALL MY CHILDREN


| | |  ========================================================================
| | | 
V1909
Does your (husband/wife/partner) have any life insurance policies that build up a cash value or that (he/she) can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE

DOES YOUR (HUSBAND/WIFE/PARTNER) HAVE ANY LIFE INSURANCE POLICIES THAT BUILD UP A CASH VALUE OR THAT (HE/SHE) CAN BORROW ON? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| | |  If Does your (husband/wife/partner) have any life insurance policies that build up a cash value or that (he/she) can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE (V1909) = 1 YES  »

| | | |  ========================================================================
| | | | 
V1910
How many such policies does (he/she) have?

HOW MANY SUCH POLICIES DOES (HE/SHE) HAVE?

| | | |  ========================================================================
| | | | 
V1909B
V1909B

| | | |  If V1909B != (9996 or DK or RF) »

| | | | |  ========================================================================
| | | | | 
V1913
PER

PER
- - - - - - - - - - - - - - - - - - - - - - - - -
1 WEEK
2 2 X Month
3 MONTH
4 QUARTER
5 6 MONTH
6 YEAR
7 OTHER (SPECIFY) __________
8 DK
9 RF


| | | |  ========================================================================
| | | | 
V1909D
V1909D

| | | |  ========================================================================
| | | | 
V1915 A1-A3
Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]

WHO IS THE BENEFICIARY ON THIS POLICY, (THAT IS WHAT IS THE BENEFICIARY'S RELATIONSHIP TO YOUR (HUSBAND/WIFE/PARTNER)?) [IWER: CHOOSE ALL THAT APPLY]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 "R"
2 CHILD/CHILD-IN-LAW/GRANDCHILD
3 OTHER RELATIVE
4 SOMEONE ELSE
8 DK
9 RF


| | | |  If Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY] (V1915 A1-A3) = 2 CHILD/CHILD-IN-LAW/GRANDCHILD »

| | | | |  ========================================================================
| | | | | 
V1916 A1-A5
(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
- - - - - - - - - - - - - - - - - - - - - - - - -
2-21 CHILD NAME(S)
22 DECEASED
23 ALL MY CHILDREN


|  ========================================================================
R25
Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your (husband/wife/partner)) usually the only one(s) making the decision, or are other people usually involved in making the decision?

INDIVIDUALS AND FAMILIES DIFFER IN THE WAY THEY GO ABOUT MAKING DECISIONS. WHEN IT COMES TO A MAJOR DECISION ABOUT A FINANCIAL MATTER OR WHERE YOU WILL BE LIVING, ARE YOU (OR YOUR (HUSBAND/WIFE/PARTNER)) USUALLY THE ONLY ONE(S) MAKING THE DECISION, OR ARE OTHER PEOPLE USUALLY INVOLVED IN MAKING THE DECISION?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 OTHER INVOLVED IN MAKING DECISION
2 R/SPOUSE ONLY DECISION MAKER
8 DK
9 RF

If Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your (husband/wife/partner)) usually the only one(s) making the decision, or are other people usually involved in making the decision? (R25) = 1 OTHER INVOLVED IN MAKING DECISION »

| |  ========================================================================
| | 
V1918
Are any of those other people family members?

ARE ANY OF THOSE OTHER PEOPLE FAMILY MEMBERS?

- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF


| |  If Are any of those other people family members? (V1918) = 1 YES  »

| | |  ========================================================================
| | | 
V1919 A1-A3
What relation are they to you (or your (husband/wife/partner))? [IWER: CHOOSE ALL THAT APPLY]

WHAT RELATION ARE THEY TO YOU (OR YOUR (HUSBAND/WIFE/PARTNER))? [IWER: CHOOSE ALL THAT APPLY]
- - - - - - - - - - - - - - - - - - - - - - - - -
2 CHILD/CHILD-IN-LAW/GRANDCHILD
3 OTHER RELATIVE
4 SOMEONE ELSE
8 DK
9 RF


| | |  If What relation are they to you (or your (husband/wife/partner))? [IWER: CHOOSE ALL THAT APPLY] (V1919 A1-A3) = 1 »

| | | |  ========================================================================
| | | | 
R28
(Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]

(WHICH CHILD IS THAT?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: WHICH CHILD OF YOURS (OR YOUR (HUSBAND/WIFE/PARTNER)) IS THE PARENT OF THAT GRANDCHILD? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
- - - - - - - - - - - - - - - - - - - - - - - - -
2-21 CHILD NAME(S)
22 DECEASED
23 ALL MY CHILDREN


|  ========================================================================
V1921
Do you have a financial advisor that helps make decisions?

DO YOU HAVE A FINANCIAL ADVISOR THAT HELPS MAKE DECISIONS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 YES
5 NO
8 DK
9 RF

End of R. Insurance