R. Insurance

R. Insurance module of AHEAD 1993

Label Type Description
R1 Question Health and health insurance are important areas of our study. You have already told us about Medicare, but there are many kinds of insurance that people use.
V1838 Question (STATE NAME FOR Medicaid) is a state program for people with low income or who are on public assistance. Sometimes people with very large medical bills are also covered by (Medicaid). Is your health care currently covered by (Medicaid)?
V1839 Question Would you please give me the number from your Medicaid card? NUMBER AVAILABLE:
R3a Question MEDICAID NUMBER:
V1848 Question Are you currently covered by any (other) government health insurance programs, such as Railroad retirement, CHAMPUS, CHAMPVA, or other military programs?
R5 Question Which program is that?
V1859 Question Do you have any (other) type of health insurance coverage?
V1865 A1-A4 Question What kind of coverage do you have? Is it basic health insurance, a supplement to Medicare (MEDIGAP) or to other health insurance, long-term care insurance, or what?
V1866 Question How many different policies do you have (in addition to Medicare)?
R9 Question IF R HAS ONLY ONE HEALTH INSURANCE POLICY (R8=1): (Again, not counting Medicare,) How much do you pay for this policy? IF R HAS MORE THAN ONE HEALTH INSURANCE POLICY or DK or RF (R8>1): (Again, not counting Medicare,) Taken together, how much do you pay for these policies?
V1868 Question PER
V1879 Question (Do any of your policies include long term or nursing home care?)
V1880 Question Have you ever received payment under your long-term care policy?
R10b Question Does this plan cover home care?
V1882 Question Does this plan increase payment with inflation?
V1884 Question IF R MARRIED or LIVING WITH PARTNER: My next questions are about life insurance. First I will ask about insurance on your own life, then about insurance on your (husband/wife/partner)'s life. Do you yourself have any life insurance, including individual or group policies from a former employer or union or some other source? IF R DIVORCED/SEPARATED or WIDOWED or NEVER MARRIED: My next questions are about life insurance. Do you have any life insurance, including individual or group policies from a former employer or union or some other source?
V1885 Question Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
V1886 Question How many term insurance policies do you have?
R12b Question IF R HAS ONLY ONE TERM LIFE INSURANCE POLICY (R12a=1): About how much do you pay for that insurance? IF R HAS MORE THAN ONE TERM LIFE INSURANCE POLICY or DK or RF (R12a>1): About how much do you pay for the largest term insurance policy you have? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]
V1888 Question PER
R12d Question About how much would this policy pay if you were to die?
V1890 A1-A2 Question Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]
V1891 A1-A6 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
R15 Question Do you have any life insurance policies that build up a cash value or that you can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
V1894 Question How many such policies do you have?
V1895 Question How much (in total) do you pay in premiums on (this policy/all these policies)? 9996 NOTHING
R15c Question PER
V1897 Question How much would (this policy/all these policies) pay if you were to die?
V1898 A1-A2 Question Who is the beneficiary on (this policy/all these policies), (that is what is the beneficiary's relationship to you?) [IWER: CHOOSE ALL THAT APPLY]
R17 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
V1900 Question Does your (husband/wife/partner) have any life insurance, including individual or group policies?
V1901 Question Are any of these term insurance policies? DEFINITION: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS THE PERSON DIES.
R19a Question How many term insurance policies does your (husband/wife/partner) have?
V1903 Question IF R'S SPOUSE/PARTNER HAS ONLY 1 TERM INSURANCE POLICY (R19a=1): About how much does your (husband/wife/partner) pay for that insurance? IF R'S SPOUSE/PARTNER HAS MORE THAN 1 TERM INSURANCE POLICY or DK or RF (R19a>1): About how much does your (husband/wife/partner) pay for the largest term insurance policy (he/she) has? [IWER: ENTER 0 IF NOT PAID FOR BY R OR SPOUSE]
R19c Question PER
V1905 Question About how much would this policy pay if your (husband/wife/partner) were to die?
V1906 A1-A2 Question Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]
R21 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
V1909 Question Does your (husband/wife/partner) have any life insurance policies that build up a cash value or that (he/she) can borrow on? DEFINITION: SOMETIMES CALLED, WHOLE LIFE, OR STRAIGHT LIFE
V1910 Question How many such policies does (he/she) have?
R22b Question How much (in total) does your (husband/wife/partner) pay in premiums on (this policy/these policies)? 9996 NOTHING
V1913 Question PER
R22d Question How much would (this policy/all these policies) pay if (he/she) were to die?
V1915 A1-A3 Question Who is the beneficiary on this policy, (that is what is the beneficiary's relationship to your (husband/wife/partner)?) [IWER: CHOOSE ALL THAT APPLY]
V1916 A1-A5 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
R25 Question Individuals and families differ in the way they go about making decisions. When it comes to a major decision about a financial matter or where you will be living, are you (or your (husband/wife/partner)) usually the only one(s) making the decision, or are other people usually involved in making the decision?
V1919 A1-A3 Question What relation are they to you (or your (husband/wife/partner))? [IWER: CHOOSE ALL THAT APPLY]
R28 Question (Which child is that?) [IWER: CHOOSE ALL THAT APPLY] IF GRANDCHILD: Which child of yours (or your (husband/wife/partner)) is the parent of that grandchild? CHILD NAME(S) [DISPLAYED BY CATI FROM PREVIOUS RESPONSES]
V1921 Question Do you have a financial advisor that helps make decisions?
V1918 Question Are any of those other people family members?