HO. Housing

HO. Housing module of ELSA 2004

Start of HO. Housing
 
If (previous wave) was answered and Total number of previous householders still in household = HHLDR »
 
   
 
HOWHO

Whether accomodation still in same location

I'D LIKE TO CHECK SOME GENERAL INFORMATION ABOUT ^YOURNAME ^HOUS1 ACCOMMODATION. IS ^HISHER ACCOMMODATION STILL IN ^HOUS3 ?
expand
   
If Whether accomodation still in same location was assigned an EMPTY value or Whether accomodation still in same location = 2. No »
 
   
 
HOWHN

whose name accommodation is owned or rented in

^INTROTXT IN WHOSE NAME IS THE ACCOMMODATION OWNED OR RENTED?
CODE ALL THAT APPLY.
expand
   
As K goes from 1 to 16  »
 
   
 
If Is person k (still) present in HH? = 1 and NOT (K includes HOWHN) and NOT (COUPLEN includes HOWHN) and Interviewee Age >= 16 »
 
     
   
HOBAS

Whether pay rent regularly

ON WHAT BASIS [ARE_YOU] LIVING HERE? [CDO_YOU] ...READ OUT...CODE ONE ONLY.
expand
     
   
If Whether pay rent regularly = 1. ... pay regular rent, »
 
       
     
HOBP

Period covered by last rent payment

THINKING ABOUT ^YOUR LAST RENT PAYMENT, WHAT PERIOD DID ITCOVER?
expand
       
     
If Period covered by last rent payment was answered »
 
         
       
HOBA

Amount of last rent payment

HOW MUCH WAS ^YOUR LAST RENT PAYMENT? INTERVIEWER: ENTER AMOUNT.
         
     
If Period covered by last rent payment was answered Don't know or Period covered by last rent payment was refused or Amount of last rent payment was answered Don't know or Amount of last rent payment was refused »
 
         
       
If Period covered by last rent payment = 1. One week »
 
           
         
HOBPW

Amount of last rent payment (brackets) (time period = 1 week)

WAS IT......
           
       
ElseIf Period covered by last rent payment = 2. Two weeks »
 
           
         
HOBPF

Amount of last rent payment (brackets) (time period = 2 weeks)

WAS IT......
           
       
ElseIf Period covered by last rent payment includes [4, 5] »
 
           
         
HOBPM

Amount of last rent payment (brackets) (time period = 1 month)

WAS IT......
           
       
ElseIf Period covered by last rent payment includes [52, 95] »
 
           
         
HOBPY

Amount of last rent payment (brackets) (time period = 1 year)

WAS IT......
           
       
Else
 
           
         
HOBPO

BRACKETS(80 ,160 ,240 ,600)

UNFOLDING BRACKETS
expand
           
If whether interviewing at same address as last time = 1 Yes 2 No and how occupies accommodation (previous wave) was answered »
 
   
 
HOTENUN

Whether interviewer can ask about housing tenure

I'D LIKE TO CHECK HOW ^TENUN1TXT . ^TENUNTXT
expand
   
If Whether interviewer can ask about housing tenure != 1. Yes »
 
   
 
HOTENU

how occupies accommodation

SHOW CARD WW
IN WHICH OF THESE WAYS ^TENUTXT THIS ACCOMMODATION?
INTERVIEWER: IF OWN OUTRIGHT OR OWN WITH HELP OF A MORTGAGE OR
LOAN, INCLUDE OWNING WITH EQUITY RELEASE.
expand
   
If how occupies accommodation includes [3, 4] and Yes if at least one person named at HoWHN is eligible = 1 Yes »
 
   
 
HOJOB

Whether accommodation goes with the job of HH member

DOES THE ACCOMMODATION GO WITH THE JOB OF SOMEONE IN THE HOUSEHOLD?
expand
   
 
HOLAND

Landlord type

SHOW CARD XXWHO IS ^YOURNAME LANDLORD? INTERVIEWER: INCLUDE NEW TOWN DEVELOPMENT IN CODE 1.
expand
   
 
HOFURN

Whether accommodation provided furnished

IS ^YOURNAME ACCOMMODATION PROVIDED ... READ OUT ...
expand
   
If how occupies accommodation = 3 Pay part rent and part mortgage (shared ownership) and Yes if at least one person named at HoWHN is eligible = 1 Yes »
 
   
 
HOPART

Percentage of the property being bought

WHAT PERCENTAGE OF THE PROPERTY ^AREISL ^YOUNAME BUYING?1 25 PERCENT
expand
   
 
If Percentage of the property being bought = 95. Other »
 
     
   
HPOPR

Percentage of the property being bought (other)

INTERVIEWER: ENTER OTHER PERCENTAGE
     
If how occupies accommodation includes [4, 3] and Yes if at least one person named at HoWHN is eligible = 1 Yes »
 
   
 
HOPERI

Period covered by last rent payment

THINKING ABOUT ^YOURNAME LAST RENT PAYMENT, WHAT PERIOD DID THIS COVER? INTERVIEWER: IF 100% RENT REBATE, CODE 97.
expand
   
 
If Period covered by last rent payment was answered and Period covered by last rent payment != 97. DOESN T MAKE RENT PAYMENTS »
 
     
   
HORENT

Amount of last rent payment

HOW MUCH WAS ^YOURNAME LAST RENT PAYMENT (INCLUDING ANY SERVICES OR CHARGES BUT AFTER ANY REBATES)? INTERVIEWER: IF 100% RENT REBATE, CODE 99997.
     
 
If Period covered by last rent payment was answered Don't know or Period covered by last rent payment was refused or Amount of last rent payment was answered Don't know or Amount of last rent payment was refused »
 
     
   
If Period covered by last rent payment = 1. One week »
 
       
     
HORNTWB

Was it......

WAS IT......
       
   
ElseIf Period covered by last rent payment = 2. Two weeks »
 
       
     
HORNTFB

Was it......

WAS IT......
       
   
ElseIf Period covered by last rent payment includes [4, 5] »
 
       
     
HORNTMB

Was it......

WAS IT......
       
   
ElseIf Period covered by last rent payment includes [52, 95] »
 
       
     
HORNTYB

Was it......

WAS IT......
       
   
Else
 
       
     
HORNTOB

BRACKETS(80 ,160 ,240 ,600)

UNFOLDING BRACKETS
expand
       
 
If Amount of last rent payment != 99997 and Period covered by last rent payment != 97. DOESN T MAKE RENT PAYMENTS »
 
     
   
HOINCL

Whether last rent payment included certain utilities/other charges

SHOW CARD YYDID ^YOURNAME LAST RENT PAYMENT INCLUDE ANY OF THESE?PROBE : WHAT ELSE? CODE ALL THAT APPLY.
expand
     
   
HOINCA

Whether last rent payment included certain ancillary services

SHOW CARD ZZDID ^YOURNAME LAST RENT PAYMENT INCLUDE ANY OF THESE?PROBE : WHAT ELSE? CODE ALL THAT APPLY
expand
     
   
If EDIT MODE = 1 and Whether last rent payment included certain ancillary services = 95. Other services »
 
       
     
HOINAZ

items last rent payment included

EDITOR : BACK CODE HERE - CODE FRAME 25
SHOW CARD ZZ
DID ^YOURNAME LAST RENT PAYMENT INCLUDE ANY OF THESE?
PROBE : WHAT ELSE?
CODE ALL THAT APPLY.
expand
       
   
If Whether last rent payment included certain ancillary services = 95. Other services and EDIT MODE != 1 or items last rent payment included was assigned an EMPTY value or items last rent payment included = 95 Other services »
 
       
     
HOOINC

other services

WHAT OTHER SERVICES DOES ^YOURNAME RENT INCLUDE?
INTERVIEWER: WRITE IN.
       
   
HOHBEN

Whether received housing benefit to help with rent

DID YOU RECEIVE ANY HOUSING BENEFIT (ALSO KNOWN AS RENT REBATE OR RENT ALLOWANCE) TO HELP PAY YOUR LAST RENT?
expand
     
   
If Whether received housing benefit to help with rent = 1. Yes »
 
       
     
HORHB

Whether benefit was recieved directly or deducted from rent

DID YOU RECEIVE THE BENEFIT DIRECTLY (CASH, CHEQUE OR INTO A BANK ACCOUNT) OR WAS IT DEDUCTED FROM YOUR RENT?
expand
       
     
If Whether benefit was recieved directly or deducted from rent = 2. Received it directly »
 
         
       
HOHBCK

Whether rent payment was before/after housing benefit

CAN I JUST CHECK, WAS THE LAST RENT PAYMENT THAT YOU JUST TOLD ME ABOUT BEFORE OR AFTER TAKING OFF THE HOUSING BENEFIT?
expand
         
 
If Period covered by last rent payment = 97. DOESN T MAKE RENT PAYMENTS or Amount of last rent payment = 99997 or Whether benefit was recieved directly or deducted from rent = 1. Deducted from rent or Whether rent payment was before/after housing benefit = 2. After »
 
     
   
HOREBA

Amount of last rent payment if no housing benefit

WHAT WOULD ^YOURNAME LAST RENT PAYMENT HAVE BEEN IF HOUSING BENEFIT HAD NOT BEEN DEDUCTED FROM IT?
     
   
If Amount of last rent payment if no housing benefit was answered and Period covered by last rent payment = 97. DOESN T MAKE RENT PAYMENTS »
 
       
     
HOREBP

Period of last rent payment if no housing benefit

WHAT PERIOD WOULD THIS COVER?
expand
       
   
If Amount of last rent payment if no housing benefit was answered Don't know or Amount of last rent payment if no housing benefit was refused or Period covered by last rent payment was answered Don't know or Period covered by last rent payment was refused or Period of last rent payment if no housing benefit was answered Don't know or Period of last rent payment if no housing benefit was refused »
 
       
     
If Period covered by last rent payment = 1. One week »
 
         
       
HOREBWB

Would it have been......

WOULD IT HAVE BEEN......
         
     
ElseIf Period covered by last rent payment = 2. Two weeks »
 
         
       
HOREBFB

Would it have been......

WOULD IT HAVE BEEN......
         
     
ElseIf Period covered by last rent payment includes [4, 5] »
 
         
       
HOREBMB

Would it have been......

WOULD IT HAVE BEEN......
         
     
ElseIf Period covered by last rent payment includes [52, 95] »
 
         
       
HOREBYB

Would it have been......

WOULD IT HAVE BEEN......
         
     
Else
 
         
       
HOREBOB

BRACKETS(120 ,200 ,300 ,600)

UNFOLDING BRACKETS
expand
         
 
If Whether rent payment was before/after housing benefit = 1. Before or Whether rent payment was before/after housing benefit was not answered »
 
     
   
HOHBP

Period covered by last housing benefit payment

THINKING ABOUT YOUR LAST HOUSING BENEFIT PAYMENT YOU RECEIVED,WHAT PERIOD DID THIS COVER?
expand
     
   
HOHBA

Amount of last housing benefit payment

HOW MUCH HOUSING BENEFIT DID YOU RECEIVE LAST TIME?
     
   
If Amount of last housing benefit payment was not answered or Period covered by last housing benefit payment was not answered »
 
       
     
If Period covered by last housing benefit payment = 1. One week »
 
         
       
HOHBWB

Would it have been......

WOULD IT HAVE BEEN......
         
     
ElseIf Period covered by last housing benefit payment = 2. Two weeks »
 
         
       
HOHBFB

Would it have been......

WOULD IT HAVE BEEN......
         
     
ElseIf Period covered by last housing benefit payment includes [4, 5] »
 
         
       
HOHBMB

Would it have been......

WOULD IT HAVE BEEN......
         
     
ElseIf Period covered by last housing benefit payment includes [52, 95] »
 
         
       
HOHBYB

Would it have been......

WOULD IT HAVE BEEN......
         
     
Else
 
         
       
HOHBOB

BRACKETS(120 ,200 ,300 ,600)

UNFOLDING BRACKETS
expand
         
 
If Period covered by last rent payment = 97. DOESN T MAKE RENT PAYMENTS or Amount of last rent payment = 99997 »
 
     
   
HOHB

Whether accommodation includes certain services

SHOW CARD ZZ DOES ^YOURNAME ACCOMMODATION INCLUDE ANY OF THESE?PROBE : WHAT ELSE? CODE ALL THAT APPLY.
expand
     
   
If EDIT MODE = 1 and Whether accommodation includes certain services = 95. Other services »
 
       
     
HOHBZ

services included with accommodation

EDITOR : BACK CODE HERE - CODE FRAME 26
SHOW CARD ZZ
DOES ^YOURNAME ACCOMMODATION INCLUDE ANY OF THESE?
PROBE : WHAT ELSE?
CODE ALL THAT APPLY
expand
       
   
If Whether accommodation includes certain services = 95. Other services and EDIT MODE != 1 or services included with accommodation was assigned an EMPTY value or services included with accommodation = 95 Other services »
 
       
     
HOHBO

other services included with accommodation

WHAT OTHER SERVICES DOES ^YOURNAME ACCOMMODATION COME WITH?
       
 
HORTSET

time stamp

INTERVIEWER: THE RENTING SECTION IS FINISHED.
PLEASE ENTER 1 HERE TO MAKE THE PROGRAM STORE THE CURRENT TIME
AND DATE.
expand
   
HOMSTSET
INTERVIEWER: START OF MORTGAGES SECTION.
PLEASE ENTER 1 HERE TO MAKE THE PROGRAM STORE THE CURRENT TIME
AND DATE.
expand
 
If how occupies accommodation includes [1, 2, 3] and Yes if at least one person named at HoWHN is eligible = 1 Yes and NOT (HOTENUST = 1 and HOYEAR was answered) and NOT (how occupies accommodation = 1 Own it outright and Whether interviewer can ask about housing tenure = 2. No) »
 
   
 
HOYEAR

Year bought accommodation

IN WHAT YEAR DID ^YOUNAME BUY THIS ACCOMMODATION?
   
 
If NOT (HOTENUST = 1 and HOPAY was answered) »
 
     
   
HOPAY

Amount paid for property

HOW MUCH DID ^YOUNAME PAY FOR THE PROPERTY? INTERVIEWER: ENTER AMOUNT TO THE NEAREST .
     
   
If Amount paid for property was answered Don't know or Amount paid for property was refused »
 
       
     
HOPAYB

Amount paid for property (brackets)

WAS IT......
       
 
If Is this a proxy respondent? != 1 »
 
     
   
HORTB

From whom purchased accommodation

SHOW CARD AB WHO DID ^YOUNAME BUY THIS ACCOMMODATION FROM? INTERVIEWER: CODE 'RIGHT TO BUY SCHEME' AS 'COUNCIL OR LOCAL AUTHORITY'. CODE ONE ONLY.
expand
     
   
If From whom purchased accommodation (previous wave) != 2. Council or Local Authority and From whom purchased accommodation (previous wave) != 2. Council or Local Authority and Whether has ever purchased a home from council or local authority (previous wave) !was answered »
 
       
     
HORTBE

Whether has ever purchased a home from council or local authority

HAVE ^YOUNAME EVER BOUGHT A HOME FROM A COUNCIL OR LOCAL AUTHORITY, FOR EXAMPLE UNDER THE RIGHT TO BUY SCHEME?
expand
       
If Is this a proxy respondent? != 1 and how occupies accommodation = 1 Own it outright and whether interviewing at same address as last time = 2 or how occupies accommodation = 1 Own it outright and whether interviewing at same address as last time = 1 Yes 2 No and how occupies accommodation (previous wave) = 1 Own it outright and Whether took out a mortgage when purchased home (previous wave) !was answered or how occupies accommodation (previous wave) includes [4..6] or how occupies accommodation (previous wave) (previous wave) was not answered and Yes if at least one person named at HoWHN is eligible = 1 Yes »
 
   
 
HOEVM

Whether took out a mortgage when purchased home

WHEN ^YOUNAME BOUGHT THIS ACCOMMODATION, DID ^YOUNAME TAKE OUT A MORTGAGE?
expand
   
If Is this a proxy respondent? != 1 and how occupies accommodation = 1 Own it outright and whether interviewing at same address as last time = 2 or how occupies accommodation = 1 Own it outright and whether interviewing at same address as last time = 1 Yes 2 No and how occupies accommodation (previous wave) = 1 Own it outright and Whether ever took out mortgages or loans secured on property (previous wave) !was answered or how occupies accommodation (previous wave) includes [4..6] or how occupies accommodation (previous wave) (previous wave) was not answered and Yes if at least one person named at HoWHN is eligible = 1 Yes »
 
   
 
HOORM

Whether ever took out mortgages or loans secured on property

^TXTHO1 ^YOUNAME EVER TAKE OUT ANY ^TXTHO2 MORTGAGES OR LOANS SECURED ON THIS PROPERTY?
expand
   
If how occupies accommodation includes [1, 2, 3] and Yes if at least one person named at HoWHN is eligible = 1 Yes »
 
   
 
HOSELLP

Value of home if sold today

HOW MUCH WOULD ^YOUNAME EXPECT TO GET FOR ^HISHER HOME IF ^HESHE SOLD IT TODAY?
   
 
If Value of home if sold today was answered Don't know or Value of home if sold today was refused »
 
     
   
HOSELLPB

Value of home if sold today (brackets)

WOULD IT BE......
     
If how occupies accommodation includes [2, 3] »
 
   
 
If whether interviewing at same address as last time != 1 Yes 2 No or NOT HOTENU includes [2, 3] or Number of loans/mortgages outstanding on property (previous wave) !was answered or Total number of previous householders still in household < 1 and whether any householders from previous wave are still there != 2 »
 
     
   
HOOUTM

Number of loans/mortgages outstanding on property

HOW MANY MORTGAGES OR LOANS ^LDODOES ^YOUNAME HAVE OUTSTANDING ON THIS PROPERTY?
     
 
If Number of loans/mortgages outstanding on property (previous wave) was answered or Number of loans/mortgages outstanding on property (previous wave) was answered »
 
     
   
As K goes from 1 to 5  »
 
       
     
If K <= MAXMORT »
 
         
       
If mortgage status = 1 »
 
           
         
HOMSAM

whether has same mortgage

WE NOW WANT TO UPDATE THE DETAILS OF YOUR MORTGAGES. LAST
TIME WE INTERVIEWED ^YOUNAME, ^HESHE TOLD
US THAT ^HESHE HAD NUMBER MORTGAGES OUTSTANDING ON PROPERTY (PREVIOUS WAVE) MORTGAGE^ES.
^THIS WAS ^PMORTYPE.
^DODOES ^HESHE STILL HAVE THIS MORTGAGE?
INTERVIEWER: CODE YES IF YEARS LEFT TO RUN HAS CHANGED OR
IF THE MORTGAGE HAS BEEN EXTENDED.
expand
           
         
If whether has same mortgage = 1 Yes »
 
             
           
HOMEXT

whether mortgage extended since last interview

HAVE ^YOUNAME EXTENDED THIS MORTGAGE SINCE WE
LAST INTERVIEWED ^HIMHER (^HSEIDATE )?
THAT IS, BORROWED ADDITIONAL MONEY FROM THE SAME LENDER
AS PART OF THE SAME AGREEMENT (FOR WHICH THE REPAYMENTS ARE
COMBINED WITH THE REPAYMENTS FOR THE ORIGINAL AMOUNT).
expand
             
           
If whether mortgage extended since last interview = 1 Yes »
 
               
             
HOMEXTA

amount of mortgage extension

HOW MUCH DID ^YOUNAME EXTEND THE MORTGAGE BY?
expand
               
             
If amount of mortgage extension was not answered »
 
                 
               
HOMEXTB

BRACKETS(5000 ,10000 ,30000 ,75000)

UNFOLDING BRACKETS
expand
                 
             
HOMUSE

purpose of mortgage extension

WHAT WAS THE MORTGAGE EXTENSION USED FOR?
CODE ALL THAT APPLY.
expand
               
             
If purpose of mortgage extension = 5 »
 
                 
               
HOMUSEO

other purpose of mortgage extension

INTERVIEWER: PLEASE SPECIFY.
                 
             
If purpose of mortgage extension > 1 Home extension 2 Home improvements 3 Car purchase 4 Other consumable goods 5 Other use (please specify) »
 
                 
               
HOMREA

main reason for mortgage

WHAT WAS THE MAIN REASON FOR THIS ^MORTGAGE - THAT IS,
WHAT WAS MOST OF THE MONEY SPENT ON?
expand
                 
       
ElseIf mortgage status includes [2..4] »
 
           
         
HOMTY

type of mortgage or loan

SHOW CARD AC
^WHAT TYPE OF MORTGAGE OR LOAN IS THAT?
INTERVIEWER: PLEASE REFER TO ANNUAL STATEMENT OR MORTGAGE
PAPER WORK WHERE POSSIBLE.
expand
           
         
If type of mortgage or loan = 95 Other type of mortgage or loan »
 
             
           
HOMTO

other type of mortgage

WHAT OTHER TYPE OF MORTGAGE OR LOAN IS THAT?
INTERVIEWER:WRITE IN.
IF INTEREST ONLY THEN GO BACK AND CODE THIS
AT THE PREVIOUS QUESTION.
             
         
If type of mortgage or loan != 2 endowment mortgage (where hi/her/hi/her/hi/her/BLANK/hi/her/hi/h »
 
             
           
HORMO

whether includes any re-mortgage

DOES THIS MORTGAGE OR LOAN INCLUDE ANY RE-MORTGAGE?
expand
             
       
If mortgage status includes [2..4] or whether has same mortgage = 1 Yes »
 
           
         
HOMFV

type of mortgage rate

AT THE MOMENT, IS THIS MORTGAGE OR LOAN FIXED OR
VARIABLE RATE?
expand
           
         
HOVML

amount owe on mortgage or loan

^VMLTXT MUCH ^LDODOES ^YOUNAME CURRENTLY
OWE ON THIS MORTGAGE OR LOAN?
expand
           
         
If amount owe on mortgage or loan was not answered »
 
             
           
HOVMB

BRACKETS(10000 ,25000 ,50000 ,250000)

UNFOLDING BRACKETS
expand
             
         
If type of mortgage or loan includes [2, 3] or type of mortgage or loan includes [2, 3] »
 
             
           
HOVE

current value of endowment

WHAT IS THE CURRENT VALUE OF ^YOURNAME ENDOWMENT?
expand
             
           
If current value of endowment was answered Don't know or current value of endowment was refused »
 
               
             
HOVEB

BRACKETS(10000 ,25000 ,50000 ,250000)

UNFOLDING BRACKETS
expand
               
         
If Number of loans/mortgages outstanding on property (previous wave) was not answered »
 
             
           
HOYML

years left to run on mortgage

HOW MANY YEARS DOES THIS MORTGAGE OR LOAN HAVE
LEFT TO RUN?
expand
             
 
If = 1 Non-mover, previous mortgage holder, non-missing W1 »
 
     
   
HOMNEW

whether taken additional mortgages

^CHAVEHAS ^YOUNAME TAKEN OUT ANY ADDITIONAL MORTGAGES
ON THIS PROPERTY SINCE WE LAST INTERVIEWED ^HIMHER
(^HSEIDATE )?
THAT IS, ^HAVEHAS ^HESHE TAKEN OUT ADDITIONAL MONEY AS PART
OF A DIFFERENT AGREEMENT?
expand
     
   
If whether taken additional mortgages = 1 Yes »
 
       
     
HOMNEWN

Number of additional mortgages taken out since last interview

HOW MANY ADDITIONAL MORTGAGES (REMORTGAGES) ^HAVEHAS ^YOUNAME TAKEN OUT ON THIS PROPERTY SINCE WE LAST INTERVIEWED ^HIMHER ? INTERVIEWER: ENTER NUMBER OF MORTGAGES.
       
     
HOMNUSE

uses of new mortgage

APART FROM PAYING OFF AN EXISTING MORTGAGE, WHAT
DID ^YOUNAME USE THE NEW MORTGAGE(S) FOR?
CODE ALL THAT APPLY.
expand
       
     
If uses of new mortgage = 95 Other (Please specify) »
 
         
       
HOMNUO

other use of new mortgage

INTERVIEWER: PLEASE SPECIFY OTHER USE.
         
     
If uses of new mortgage > 1 Home extensions »
 
         
       
HOMNREA

main use of new mortgage

APART FROM PAYING OFF AN EXISTING MORTGAGE, WHAT WAS THE MAIN
USE OF THE NEW MORTGAGE(S) - THAT IS WHAT WAS MOST OF THE MONEY
SPENT ON?
expand
         
     
If uses of new mortgage was answered and NOT (HOMNUSE = 96) »
 
         
       
HOMNEWA

amount used

HOW MUCH DID ^YOUNAME USE FOR ^PURPOSE?
expand
         
       
If amount used was not answered »
 
           
         
HOMNEWB

BRACKETS(5000 ,10000 ,30000 ,75000)

UNFOLDING BRACKETS
expand
           
     
As K goes from 1 to 5  »
 
         
       
If K <= HOMNEWN »
 
           
         
If mortgage status = 1 »
 
             
           
HOMSAM

whether has same mortgage

WE NOW WANT TO UPDATE THE DETAILS OF YOUR MORTGAGES. LAST
TIME WE INTERVIEWED ^YOUNAME, ^HESHE TOLD
US THAT ^HESHE HAD NUMBER MORTGAGES OUTSTANDING ON PROPERTY (PREVIOUS WAVE) MORTGAGE^ES.
^THIS WAS ^PMORTYPE.
^DODOES ^HESHE STILL HAVE THIS MORTGAGE?
INTERVIEWER: CODE YES IF YEARS LEFT TO RUN HAS CHANGED OR
IF THE MORTGAGE HAS BEEN EXTENDED.
expand
             
           
If whether has same mortgage = 1 Yes »
 
               
             
HOMEXT

whether mortgage extended since last interview

HAVE ^YOUNAME EXTENDED THIS MORTGAGE SINCE WE
LAST INTERVIEWED ^HIMHER (^HSEIDATE )?
THAT IS, BORROWED ADDITIONAL MONEY FROM THE SAME LENDER
AS PART OF THE SAME AGREEMENT (FOR WHICH THE REPAYMENTS ARE
COMBINED WITH THE REPAYMENTS FOR THE ORIGINAL AMOUNT).
expand
               
             
If whether mortgage extended since last interview = 1 Yes »
 
                 
               
HOMEXTA

amount of mortgage extension

HOW MUCH DID ^YOUNAME EXTEND THE MORTGAGE BY?
expand
                 
               
If amount of mortgage extension was not answered »
 
                   
                 
HOMEXTB

BRACKETS(5000 ,10000 ,30000 ,75000)

UNFOLDING BRACKETS
expand
                   
               
HOMUSE

purpose of mortgage extension

WHAT WAS THE MORTGAGE EXTENSION USED FOR?
CODE ALL THAT APPLY.
expand
                 
               
If purpose of mortgage extension = 5 »
 
                   
                 
HOMUSEO

other purpose of mortgage extension

INTERVIEWER: PLEASE SPECIFY.
                   
               
If purpose of mortgage extension > 1 Home extension 2 Home improvements 3 Car purchase 4 Other consumable goods 5 Other use (please specify) »
 
                   
                 
HOMREA

main reason for mortgage

WHAT WAS THE MAIN REASON FOR THIS ^MORTGAGE - THAT IS,
WHAT WAS MOST OF THE MONEY SPENT ON?
expand
                   
         
ElseIf mortgage status includes [2..4] »
 
             
           
HOMTY

type of mortgage or loan

SHOW CARD AC
^WHAT TYPE OF MORTGAGE OR LOAN IS THAT?
INTERVIEWER: PLEASE REFER TO ANNUAL STATEMENT OR MORTGAGE
PAPER WORK WHERE POSSIBLE.
expand
             
           
If type of mortgage or loan = 95 Other type of mortgage or loan »
 
               
             
HOMTO

other type of mortgage

WHAT OTHER TYPE OF MORTGAGE OR LOAN IS THAT?
INTERVIEWER:WRITE IN.
IF INTEREST ONLY THEN GO BACK AND CODE THIS
AT THE PREVIOUS QUESTION.
               
           
If type of mortgage or loan != 2 endowment mortgage (where hi/her/hi/her/hi/her/BLANK/hi/her/hi/h »
 
               
             
HORMO

whether includes any re-mortgage

DOES THIS MORTGAGE OR LOAN INCLUDE ANY RE-MORTGAGE?
expand
               
         
If mortgage status includes [2..4] or whether has same mortgage = 1 Yes »
 
             
           
HOMFV

type of mortgage rate

AT THE MOMENT, IS THIS MORTGAGE OR LOAN FIXED OR
VARIABLE RATE?
expand
             
           
HOVML

amount owe on mortgage or loan

^VMLTXT MUCH ^LDODOES ^YOUNAME CURRENTLY
OWE ON THIS MORTGAGE OR LOAN?
expand
             
           
If amount owe on mortgage or loan was not answered »
 
               
             
HOVMB

BRACKETS(10000 ,25000 ,50000 ,250000)

UNFOLDING BRACKETS
expand
               
           
If type of mortgage or loan includes [2, 3] or type of mortgage or loan includes [2, 3] »
 
               
             
HOVE

current value of endowment

WHAT IS THE CURRENT VALUE OF ^YOURNAME ENDOWMENT?
expand
               
             
If current value of endowment was answered Don't know or current value of endowment was refused »
 
                 
               
HOVEB

BRACKETS(10000 ,25000 ,50000 ,250000)

UNFOLDING BRACKETS
expand
                 
           
If Number of loans/mortgages outstanding on property (previous wave) was not answered »
 
               
             
HOYML

years left to run on mortgage

HOW MANY YEARS DOES THIS MORTGAGE OR LOAN HAVE
LEFT TO RUN?
expand
               
   
If Number of loans/mortgages outstanding on property (previous wave) !was not answered and whether interviewing at same address as last time != 2 »
 
       
     
HOMMIS

whether other mortgages held on property

CAN I JUST CHECK, ^LDODOES ^YOUNAME HOLD ANY
OTHER MORTGAGES ON THIS PROPERTY?
expand
       
   
If whether other mortgages held on property = 1 Yes »
 
       
     
HOMMISN

number of other mortgages

HOW MANY OTHER MORTGAGES ^LDODOES ^YOUNAME HAVE
ON THIS PROPERTY?
expand
       
     
As K goes from 1 to 5  »
 
         
       
If K <= HOMMISN »
 
           
         
If mortgage status = 1 »
 
             
           
HOMSAM

whether has same mortgage

WE NOW WANT TO UPDATE THE DETAILS OF YOUR MORTGAGES. LAST
TIME WE INTERVIEWED ^YOUNAME, ^HESHE TOLD
US THAT ^HESHE HAD NUMBER MORTGAGES OUTSTANDING ON PROPERTY (PREVIOUS WAVE) MORTGAGE^ES.
^THIS WAS ^PMORTYPE.
^DODOES ^HESHE STILL HAVE THIS MORTGAGE?
INTERVIEWER: CODE YES IF YEARS LEFT TO RUN HAS CHANGED OR
IF THE MORTGAGE HAS BEEN EXTENDED.
expand
             
           
If whether has same mortgage = 1 Yes »
 
               
             
HOMEXT

whether mortgage extended since last interview

HAVE ^YOUNAME EXTENDED THIS MORTGAGE SINCE WE
LAST INTERVIEWED ^HIMHER (^HSEIDATE )?
THAT IS, BORROWED ADDITIONAL MONEY FROM THE SAME LENDER
AS PART OF THE SAME AGREEMENT (FOR WHICH THE REPAYMENTS ARE
COMBINED WITH THE REPAYMENTS FOR THE ORIGINAL AMOUNT).
expand
               
             
If whether mortgage extended since last interview = 1 Yes »
 
                 
               
HOMEXTA

amount of mortgage extension

HOW MUCH DID ^YOUNAME EXTEND THE MORTGAGE BY?
expand
                 
               
If amount of mortgage extension was not answered »
 
                   
                 
HOMEXTB

BRACKETS(5000 ,10000 ,30000 ,75000)

UNFOLDING BRACKETS
expand
                   
               
HOMUSE

purpose of mortgage extension

WHAT WAS THE MORTGAGE EXTENSION USED FOR?
CODE ALL THAT APPLY.
expand
                 
               
If purpose of mortgage extension = 5 »
 
                   
                 
HOMUSEO

other purpose of mortgage extension

INTERVIEWER: PLEASE SPECIFY.
                   
               
If purpose of mortgage extension > 1 Home extension 2 Home improvements 3 Car purchase 4 Other consumable goods 5 Other use (please specify) »
 
                   
                 
HOMREA

main reason for mortgage

WHAT WAS THE MAIN REASON FOR THIS ^MORTGAGE - THAT IS,
WHAT WAS MOST OF THE MONEY SPENT ON?
expand
                   
         
ElseIf mortgage status includes [2..4] »
 
             
           
HOMTY

type of mortgage or loan

SHOW CARD AC
^WHAT TYPE OF MORTGAGE OR LOAN IS THAT?
INTERVIEWER: PLEASE REFER TO ANNUAL STATEMENT OR MORTGAGE
PAPER WORK WHERE POSSIBLE.
expand
             
           
If type of mortgage or loan = 95 Other type of mortgage or loan »
 
               
             
HOMTO

other type of mortgage

WHAT OTHER TYPE OF MORTGAGE OR LOAN IS THAT?
INTERVIEWER:WRITE IN.
IF INTEREST ONLY THEN GO BACK AND CODE THIS
AT THE PREVIOUS QUESTION.
               
           
If type of mortgage or loan != 2 endowment mortgage (where hi/her/hi/her/hi/her/BLANK/hi/her/hi/h »
 
               
             
HORMO

whether includes any re-mortgage

DOES THIS MORTGAGE OR LOAN INCLUDE ANY RE-MORTGAGE?
expand
               
         
If mortgage status includes [2..4] or whether has same mortgage = 1 Yes »
 
             
           
HOMFV

type of mortgage rate

AT THE MOMENT, IS THIS MORTGAGE OR LOAN FIXED OR
VARIABLE RATE?
expand
             
           
HOVML

amount owe on mortgage or loan

^VMLTXT MUCH ^LDODOES ^YOUNAME CURRENTLY
OWE ON THIS MORTGAGE OR LOAN?
expand
             
           
If amount owe on mortgage or loan was not answered »
 
               
             
HOVMB

BRACKETS(10000 ,25000 ,50000 ,250000)

UNFOLDING BRACKETS
expand
               
           
If type of mortgage or loan includes [2, 3] or type of mortgage or loan includes [2, 3] »
 
               
             
HOVE

current value of endowment

WHAT IS THE CURRENT VALUE OF ^YOURNAME ENDOWMENT?
expand
               
             
If current value of endowment was answered Don't know or current value of endowment was refused »
 
                 
               
HOVEB

BRACKETS(10000 ,25000 ,50000 ,250000)

UNFOLDING BRACKETS
expand
                 
           
If Number of loans/mortgages outstanding on property (previous wave) was not answered »
 
               
             
HOYML

years left to run on mortgage

HOW MANY YEARS DOES THIS MORTGAGE OR LOAN HAVE
LEFT TO RUN?
expand
               
 
If HOMNUM > 0 or Number of loans/mortgages outstanding on property > 0 »
 
     
   
HOMREP

Amount of monthly payments on all mortgages/loans

HOW MUCH ARE ^YOURNAME MONTHLY REPAYMENTS FOR [ALL_] ^YOURNAME MORTGAGE(S) OR LOAN(S), INCLUDING ^ANY INSURANCE PREMIUMS?
     
   
If Amount of monthly payments on all mortgages/loans was answered Don't know or Amount of monthly payments on all mortgages/loans was refused »
 
       
     
HOMREPB

Amount of monthly payments on all mortgages/loans (brackets)

ARE THEY......
       
   
If how occupies accommodation includes [2, 3] or Number of additional mortgages taken out since last interview > 0 or number of other mortgages > 0 or NOFEXT > 0 »
 
       
     
HOINC

Whether mortgage/loan repayment includes certain insurances

DOES THIS REPAYMENT INCLUDE ANY OF THE FOLLOWING... INTERVIEWER:READ OUT EACH IN TURN. CODE ALL THAT APPLY.
expand
       
     
If EDIT MODE = 1 and Whether mortgage/loan repayment includes certain insurances = 4. ... other extra payments? »
 
         
       
HOINCZ

items included in repayment

EDITOR : BACK CODE HERE - CODE FRAME 28
DOES THIS REPAYMENT INCLUDE ANY OF THE FOLLOWING...
INTERVIEWER: READ OUT EACH IN TURN AND CODE ALL THAT APPLY.
expand
         
     
If Whether mortgage/loan repayment includes certain insurances = 4. ... other extra payments? and EDIT MODE != 1 or items included in repayment was assigned an EMPTY value or items included in repayment = 4 »
 
         
       
HOINCE

other items included in repayment

WHAT ELSE ^LDODOES ^YOURNAME REPAYMENT INCLUDE?
WRITE IN
         
     
If Whether mortgage/loan repayment includes certain insurances = 1. ... a mortgage protection policy? or Whether mortgage/loan repayment includes certain insurances = 2. ... Buildings insurance? or Whether mortgage/loan repayment includes certain insurances = 3. ... Contents or possessions insurance? or Whether mortgage/loan repayment includes certain insurances = 4. ... other extra payments? »
 
         
       
HOINCC

Amount of monthly repayment for additional insurances

HOW MUCH OF ^YOURNAME MONTHLY REPAYMENT IS FOR THOSE ADDITIONAL ITEMS?
         
 
If Number of loans/mortgages outstanding on property = 1 and whether reported re-mortgages != 1 Yes 2 No  »
 
     
   
HOEVRE

Whether ever took out additional mortgages/loans on property

NOT INCLUDING ^YOURNAME ORIGINAL MORTGAGE DID ^YOUNAME EVER TAKE OUT ANY ADDITIONAL MORTGAGES OR LOANS ON THIS PROPERTY?
expand
     
 
HOMETSET
INTERVIEWER: THE MORTGAGES SECTION IS FINISHED.
PLEASE ENTER 1 HERE TO MAKE THE PROGRAM STORE THE CURRENT TIME
AND DATE.
expand
   
If how occupies accommodation includes [1, 2, 3] and Yes if at least one person named at HoWHN is eligible = 1 Yes »
 
   
 
HORINC

method by which raised equity on home

IT IS POSSIBLE TO RAISE MONEY BASED ON THE VALUE OF YOUR HOME.
THESE ARRANGEMENTS ARE SOMETIMES KNOWN AS EQUITY RELEASE SCHEMES.
^LAST_TIME ^CAN_I
^HAVERAISED
...READ OUT...
CODE ALL THAT APPLY.
expand
   
 
If method by which raised equity on home = 4 or, in some other way? »
 
     
   
HOEQREL

type of equity release

DOES THAT OTHER WAY MATCH EITHER OF THESE DESCRIPTIONS?
INTERVIEWER: READ OUT. CODE ONE ONLY.
expand
     
   
If type of equity release = 3 »
 
       
     
HOOINCX

other method by which raised equity on home

INTERVIEWER: RECORD DETAILS.
       
 
If method by which raised equity on home = 1 ...a home income or mortgage annuity plan, or method by which raised equity on home (previous wave) = 1 ...a home income or mortgage annuity plan, and NOT (HORINC = 97) »
 
     
   
If method by which raised equity on home = 1 ...a home income or mortgage annuity plan, »
 
       
     
HORMOL

Amount of mortgage/loan from plan

HOW MUCH WAS THE MORTGAGE OR LOAN FROM ^YOURNAME HOME INCOME OR MORTGAGE ANNUITY PLAN? ^INCL
       
     
If Amount of mortgage/loan from plan was answered Don't know or Amount of mortgage/loan from plan was refused »
 
         
       
HORMOLB

Amount of mortgage/loan from plan (brackets)

WAS IT......
         
   
HORINM

Amount that could be raised per month based on value of home

[HOW_MUCH] PER MONTH?
     
   
If Amount that could be raised per month based on value of home was not answered »
 
       
     
HORINMB

Amount that could be raised per month based on value of home (brackets)