HH_D. Household Assets and Debts (AD)

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HH_D. Household Assets and Debts (AD) of LASI 2017-2019

item label	type	description
AD001_ intro		In this section, I will ask questions about the property your household members own, starting with your current residence.
AD002		Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence)
AD003		Excluding the house in which you currently live, do you or your household member(s) own any other residential or commercial properties?
AD004		Do you or your household member(s) own any land, including both cultivated and non- cultivated land?
AD005		Do you or your household member(s) have any farming assets, such as tractors, water pumps, livestock, fisheries, or trees?
AD006		Do you or your household members(s) have any business assets, such as non-farming machinery, processing equipment, or other fixed capital?
AD007		Do you or your household members possess any financial assets, such as savings accounts, postal accounts, certificates of deposits, stocks, mutual funds, bonds, kitty parties, chit funds, bishi, saving schemes like life insurance, Unit Trust of India, or Public Provident Funds?
AD101		Who owns your current residence?
AD102		Was a security deposit required to rent this house?
AD103		[Ask only if AD102=1] What is the amount of the security deposit you paid to rent this house? ______ Rs [Soft Check: <500 OR >100,000]
AD201		Is anyone in your household the registered owner of this house?
AD202		[Ask only if AD201 =1] Which household member(s) own(s) the house? If the house is jointly owned, please identify a maximum of 4 co-owner Household Person IDs. [Interviewer: Identify Household Person ID from pre-loaded household roster; multiple answers are allowed]
AD203		What is the present market value of your house? Or, what is the present market value of a similar housing unit within your neighborhood? Total price: Rs______AND Choose one: Thousand/Lakh/Crore [Soft check: <35,000 OR>1,600,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list]
AD204		How did your household acquire your current residence?
AD205		When did your household acquire your current residence? _______ Years ago [Soft check: >115] OR ________Year [Hard check:²Current year]
AD206		Does your household rent out any part of the house you currently live in?
AD207		[Ask only if AD206=1] What was the total rental income you received during the last 12 months? Total rental income: _______ Rs [Soft check: >500,000]
AD208		[Ask only if AD206=1] Did you receive any security deposit when you rented out this property?
AD209		[Ask only if AD208=1] What was the amount of the security deposit you received? Total security deposit received: _______ Rs [Soft check : >100,000]
AD301		[Ask only if AD003=1] Now we want to know about other housing units owned by you or any of your household members. How many housing or commercial units do you or your household members currently own, other than your current residence? ______ Units [Soft check : >10]
AD302		Who mainly owns the housing or commercial units? If jointly owned, please identify maximum of 4 co-owner Household Person IDs. [Interviewer: Enter Household Person Number from pre-loaded household roster, Multiple answers are allowed]
AD303		What is the present market value of all the units? Or, what is the present market value of a similar unit within its neighborhood? Total price: Rs______AND Choose one : Thousand/Lakh/ Crore [Soft check: <20,000 OR>1,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also]
AD304		Do you or any of your household members rent out any of these housing or commercial units?
AD305		[Ask only if AD304=1] What was the total rental income your household received in the past 12 months from leasing all or some of the rooms, houses, or commercial units (other than current residence)? Total rental income: ______ in Rs [Soft check : >500,000]
AD306		[Ask only if AD304=1] Did your household receive any security deposits while renting out these rooms/houses/buildings in the last 12 months? Total security deposits: ______ in Rs [Soft check : >100,000]
AD401		[Ask only if AD004 =1] The following questions pertain to the land your household owns. Does your household own any cultivated land or non-cultivated land?
AD402A		How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=1 or 3] Cultivated land _______ acres [Soft check : >25]
AD402B		How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=2 or 3] Non-cultivated land _______ acres [Soft check : >25]
AD403A		[Ask only if AD401=1 or 3] Cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners.
AD403B		[Ask only if AD401=2 or 3] Non-cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners.
AD404A		Cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000]
AD404B		Non-cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000]
AD405		[If R did not give direct values to AD404_a or AD404_b] What is the total value of the cultivated and non-cultivated land together? [Hard check: AD405 <=AD404a + AD404b] Total value of land: Rs ______ AND Choose one : Thousand/Lakh/ Crore [Soft check : <15,000 OR >2,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also] a. [Ask only if AD401=1 or 3] Cultivated land b. [Ask only if AD401=2 or 3] Non-cultivated land
AD406		In the past 12 month, did you rent out any:
AD407		What was the total rental income in the past 12 months from that land? [Ask only if AD401=1 or 3] Cultivated land a.[Ask only if AD406a =1] ______ Rs [Ask only if AD401=2 or 3] Non-cultivated land b.[Ask only if AD406b =1] ________ Rs
AD501		[Ask only if AD005=1]Next we will ask some questions about your household agricultural assets, such as tractors, ploughing implements, carts, threshers, trolleys, fodder cutting machines, generators, water pumps, tools, trees or other farming/agriculture equipment. Does your household own any farming assets/equipment?
AD502		[Ask if AD501=1]What is the current value of all farming/agriculture assets/equipment your household owns? _____ Rs [Soft check:<200 OR>40,000]
AD503		[If AD501=1]Did your household rent out any of these agricultural assets/ equipment in the past 12 months?
AD504		[If AD503=1]How much rental income did your household receive in the past 12 months? _____ Rs [Soft check: >40,000]
AD505		[Ask only if AD005=1] Does your household own any livestock?
AD506		[Ask only if AD505=1]What is the current value of the all livestock your household owns? _____ Rs [Soft check:<1,500 OR>70,000]
AD507		[Ask only if AD505=1] Has your household rented out any livestock in the last 12 months?
AD508		[Ask if AD507=1] If so, what was the rental income from livestock in the past 12 months?________ Rs [Soft check: >10,000]
AD601		[Ask only if AD006=1] If the business(s) that you or your household members own were sold today, what would be the approximate value of the businesses, including the capital assets and real estate? Market value of the business(s): _______ Rs [Soft check: <1,500 OR>1,000,000]
AD701		[Ask all respondents] Have you or any of your household members given personal loans to family or friends that have yet to be repaid (Not counting any financial gifts that you do not expect to be returned)?
AD702		What is the total value of the current outstanding loans given to family or friends that are still unpaid? ______ Rs [Soft check: >100,000]
AD703		Have you or any of your household members received any interest from these personal loans during the past 12 months?
AD704		[Ask only if AD703=1] What is the total interest you and your household received during the past 12 months? _______ Rs [Soft check: >10,000]
AD705a		Do you own Cars ?
AD705b		Do you own Scooters ?
AD705c		Do you own Motorcycles ?
AD705d		Do you own Bicycles ?
AD705e		Do you own Mopeds?
AD705f		Do you own Refrigerators?
AD705g		Do you own Washing machines?
AD705h		Do you own Computers, laptops?
AD705i		Do you own Stereo Systems?
AD705j		Do you own Cameras, camcorders?
AD705k		Do you own Fans?
AD705l		Do you own Coolers?
AD705m		Do you own Air conditioners?
AD705n		Do you own Mobile phones?
AD705o		Do you own Musical instruments?
AD705p		Do you own Jewelry, precious metals (gold, silver) and ornaments?
AD705q		Do you own Antiques, valuable paintings, etc.?
AD705r		Do you own Furniture?
AD705s		Do you own Televisions?
AD705t		Do you own Sewing machines?
AD705u		Do you own Radios/transistors?
AD705v		Do you own Water Purifiers?
AD705w		Do you own Others (such as Juicer & Mixtures, Microwave oven, Geysers etc.) ?
AD706		Can you say what these non-financial assets are currently worth altogether? ______ Rs [Soft check: <10,000 OR >800,000]
AD801		[Ask only if AD007=1] Now, I would like to ask you a few questions about the financial assets owned by you or your household members. What types of financial assets does your household have?
AD802		[Ask only if AD007=1] What is your best estimate of the total value of these financial assets? _______ Rs [Soft check: <1,000 OR >300,000]
AD803		[Ask only if AD007=1] What was the total value of interest and dividends your household received on these financial investments during the past 12 months? _______ Rs [Soft check: <500 OR >65,000]
AD901		Do you or any of your household members have had any loans from banks and other institutions, such as private or public banks, microfinance organizations, NGOs, government, credit unions or cooperatives, employer, local money lenders, family, or friends?
AD901a		[Ask only if AD901=1] How many loans in total do you and your household members currently have? _______ Number of loans [Hard check: <1] [Instruction for CAPI: Generate three loops for loans] [Instruction for Interviewer: If the respondent has more than 3 loans, ask the questions for the three largest loans, starting from the largest loan]
AD902		Let's talk about some of the loans your household has, starting with the largest loan. What is this loan for? Please choose the main purpose of the loan.
AD903		Let's talk about some of the loans your household has, starting with the largest loan. From whom did you or your household members borrow?
AD904		Let's talk about some of the loans your household has, starting with the largest loan.In whose name(s) is the loan? [pre-load the household roster] Identify HH member(s) from the pre-loaded household roster. Record code (99), for the non-household members________
AD905		When was the loan originally taken out? Year ____
AD906		What was the original loan amount? _____ Rs
AD907		How much do your household members currently owe? ____ Rs
AD908		At what annual interest rate was the loan taken?[Soft check:0..100%] _____% DK
AD907_1		[Ask only if R did not give direct answers to any of the questions under AD907_[1]-[3]] What is the total value of outstanding (unpaid) loans that you and your household members owe? __________ Rs. [Soft check: <1,000 OR> 250,000] [Hard check:AD907_1<= sum of AD907]
AD908a		[Ask only if AD901a > 3] You said your household has more than three loans. Please tell me, what is the total value of all the remaining loans, excluding the major three loans which you had already mentioned __________ Rs.
AD909		Have you or any members of your household tried to obtain a loan from a financial institution/organization/individual, but were denied?
AD910		[Ask only if AD909=1] From whom did you or your household members try to borrow? Please identify all institutions or individuals you or your household members tried to borrow money from, but were denied. [Multiple answers are allowed]
AD911		Do you or any member of your household have a reverse mortgage? [Instruction to the interviewer: A reverse mortgage is a special type of home loan for older homeowners, in which a home owner can borrow money against the value of his/her home. No repayment of the mortgage (principal or interest) is required until the borrower dies or the home is sold]
AD912		Who answered this section? [Please identify the respondent from the household roster and enter Household Person ID.] Household Person ID: ______
AD913		How often did the respondent receive assistance in answering this section?

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Start of HH_D. Household Assets and Debts (AD)

AD002 Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence) view item details » DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN YOUR CURRENT RESIDENCE? (REGARDLESS OF WHETHER YOU OWN IT OR NOT, THE HOUSING UNIT WHERE YOU LIVE MOST OFTEN IS REFERRED TO AS YOUR CURRENT RESIDENCE) 1 Yes 2 No

AD003 Excluding the house in which you currently live, do you or your household member(s) own any other residential or commercial properties? view item details » EXCLUDING THE HOUSE IN WHICH YOU CURRENTLY LIVE, DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN ANY OTHER RESIDENTIAL OR COMMERCIAL PROPERTIES? 1 Yes 2 No

AD004 Do you or your household member(s) own any land, including both cultivated and non- cultivated land? view item details » DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN ANY LAND, INCLUDING BOTH CULTIVATED AND NON- CULTIVATED LAND? 1 Yes 2 No

AD005 Do you or your household member(s) have any farming assets, such as tractors, water pumps, livestock, fisheries, or trees? view item details » DO YOU OR YOUR HOUSEHOLD MEMBER(S) HAVE ANY FARMING ASSETS, SUCH AS TRACTORS, WATER PUMPS, LIVESTOCK, FISHERIES, OR TREES? 1 Yes 2 No

AD006 Do you or your household members(s) have any business assets, such as non-farming machinery, processing equipment, or other fixed capital? view item details » DO YOU OR YOUR HOUSEHOLD MEMBERS(S) HAVE ANY BUSINESS ASSETS, SUCH AS NON-FARMING MACHINERY, PROCESSING EQUIPMENT, OR OTHER FIXED CAPITAL? 1 Yes 2 No

AD007 Do you or your household members possess any financial assets, such as savings accounts, postal accounts, certificates of deposits, stocks, mutual funds, bonds, kitty parties, chit funds, bishi, saving schemes like life insurance, Unit Trust of India, or Public Provident Funds? view item details » DO YOU OR YOUR HOUSEHOLD MEMBERS POSSESS ANY FINANCIAL ASSETS, SUCH AS SAVINGS ACCOUNTS, POSTAL ACCOUNTS, CERTIFICATES OF DEPOSITS, STOCKS, MUTUAL FUNDS, BONDS, KITTY PARTIES, CHIT FUNDS, BISHI, SAVING SCHEMES LIKE LIFE INSURANCE, UNIT TRUST OF INDIA, OR PUBLIC PROVIDENT FUNDS? 1 Yes 2 No

If Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence) view item details » = 2 »

	AD101 Who owns your current residence? view item details » WHO OWNS YOUR CURRENT RESIDENCE? 1 Employer of a household member 2 Child (non-household member) of a household member 3 Parent (non-household member) of a household member 4 Other relatives (non-household member) 5 Commercial market rental 6 Friends 7 Other, please specify _____

	AD102 Was a security deposit required to rent this house? view item details » WAS A SECURITY DEPOSIT REQUIRED TO RENT THIS HOUSE? 1 Yes 2 No

	If Was a security deposit required to rent this house? view item details » = 1 Yes 2 No »

		AD103 [Ask only if AD102=1] What is the amount of the security deposit you paid to rent this house? ______ Rs [Soft Check: <500 OR >100,000] view item details » [ASK ONLY IF AD102=1] WHAT IS THE AMOUNT OF THE SECURITY DEPOSIT YOU PAID TO RENT THIS HOUSE? ______ RS [SOFT CHECK: <500 OR >100,000]

If Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence) view item details » = 1 Yes 2 No »

	AD201 Is anyone in your household the registered owner of this house? view item details » IS ANYONE IN YOUR HOUSEHOLD THE REGISTERED OWNER OF THIS HOUSE? 1 Yes 2 No

	If Is anyone in your household the registered owner of this house? view item details » = 1 Yes 2 No »

		AD202 [Ask only if AD201 =1] Which household member(s) own(s) the house? If the house is jointly owned, please identify a maximum of 4 co-owner Household Person IDs. [Interviewer: Identify Household Person ID from pre-loaded household roster; multiple answers are allowed] view item details » [ASK ONLY IF AD201 =1] WHICH HOUSEHOLD MEMBER(S) OWN(S) THE HOUSE? IF THE HOUSE IS JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNER HOUSEHOLD PERSON IDS. [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRE-LOADED HOUSEHOLD ROSTER; MULTIPLE ANSWERS ARE ALLOWED] 1 Household Person ID #1 ______ 2 Household Person ID #2 ______ 3 Household Person ID #3 ______ 4 Household Person ID #4 ______ 5 Other household members (98) 6 Non-household members (99)

	AD203 What is the present market value of your house? Or, what is the present market value of a similar housing unit within your neighborhood? Total price: Rs______AND Choose one: Thousand/Lakh/Crore [Soft check: <35,000 OR>1,600,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] view item details » WHAT IS THE PRESENT MARKET VALUE OF YOUR HOUSE? OR, WHAT IS THE PRESENT MARKET VALUE OF A SIMILAR HOUSING UNIT WITHIN YOUR NEIGHBORHOOD? TOTAL PRICE: RS______AND CHOOSE ONE: THOUSAND/LAKH/CRORE [SOFT CHECK: <35,000 OR>1,600,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST]

	AD204 How did your household acquire your current residence? view item details » HOW DID YOUR HOUSEHOLD ACQUIRE YOUR CURRENT RESIDENCE? 1 Purchased from market 2 Purchased from employer of a household member 3 Purchased from family 4 Self-built 5 Inherited, or bequeathed 6 Received from family 7 Received from the state or central government 8 Other, please specify _________

	AD205 When did your household acquire your current residence? _______ Years ago [Soft check: >115] OR ________Year [Hard check:²Current year] view item details » WHEN DID YOUR HOUSEHOLD ACQUIRE YOUR CURRENT RESIDENCE? _______ YEARS AGO [SOFT CHECK: >115] OR ________YEAR [HARD CHECK:²CURRENT YEAR]

	AD206 Does your household rent out any part of the house you currently live in? view item details » DOES YOUR HOUSEHOLD RENT OUT ANY PART OF THE HOUSE YOU CURRENTLY LIVE IN? 1 Yes 2 No

	If Does your household rent out any part of the house you currently live in? view item details » = 1 Yes 2 No »

		AD207 [Ask only if AD206=1] What was the total rental income you received during the last 12 months? Total rental income: _______ Rs [Soft check: >500,000] view item details » [ASK ONLY IF AD206=1] WHAT WAS THE TOTAL RENTAL INCOME YOU RECEIVED DURING THE LAST 12 MONTHS? TOTAL RENTAL INCOME: _______ RS [SOFT CHECK: >500,000]

		AD208 [Ask only if AD206=1] Did you receive any security deposit when you rented out this property? view item details » [ASK ONLY IF AD206=1] DID YOU RECEIVE ANY SECURITY DEPOSIT WHEN YOU RENTED OUT THIS PROPERTY? 1 Yes 2 No

		If [Ask only if AD206=1] Did you receive any security deposit when you rented out this property? view item details » = 1 Yes 2 No »

			AD209 [Ask only if AD208=1] What was the amount of the security deposit you received? Total security deposit received: _______ Rs [Soft check : >100,000] view item details » [ASK ONLY IF AD208=1] WHAT WAS THE AMOUNT OF THE SECURITY DEPOSIT YOU RECEIVED? TOTAL SECURITY DEPOSIT RECEIVED: _______ RS [SOFT CHECK : >100,000]

If Excluding the house in which you currently live, do you or your household member(s) own any other residential or commercial properties? view item details » = 1 Yes 2 No »

	AD301 [Ask only if AD003=1] Now we want to know about other housing units owned by you or any of your household members. How many housing or commercial units do you or your household members currently own, other than your current residence? ______ Units [Soft check : >10] view item details » [ASK ONLY IF AD003=1] NOW WE WANT TO KNOW ABOUT OTHER HOUSING UNITS OWNED BY YOU OR ANY OF YOUR HOUSEHOLD MEMBERS. HOW MANY HOUSING OR COMMERCIAL UNITS DO YOU OR YOUR HOUSEHOLD MEMBERS CURRENTLY OWN, OTHER THAN YOUR CURRENT RESIDENCE? ______ UNITS [SOFT CHECK : >10]

	AD302 Who mainly owns the housing or commercial units? If jointly owned, please identify maximum of 4 co-owner Household Person IDs. [Interviewer: Enter Household Person Number from pre-loaded household roster, Multiple answers are allowed] view item details » WHO MAINLY OWNS THE HOUSING OR COMMERCIAL UNITS? IF JOINTLY OWNED, PLEASE IDENTIFY MAXIMUM OF 4 CO-OWNER HOUSEHOLD PERSON IDS. [INTERVIEWER: ENTER HOUSEHOLD PERSON NUMBER FROM PRE-LOADED HOUSEHOLD ROSTER, MULTIPLE ANSWERS ARE ALLOWED] 1 Household Person ID #1 ______ 2 Household Person ID #2 ______ 3 Household Person ID #3 ______ 4 Household Person ID #4 ______ 5 Other household members (98) 6 Non-household members (99)

	AD303 What is the present market value of all the units? Or, what is the present market value of a similar unit within its neighborhood? Total price: Rs______AND Choose one : Thousand/Lakh/ Crore [Soft check: <20,000 OR>1,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also] view item details » WHAT IS THE PRESENT MARKET VALUE OF ALL THE UNITS? OR, WHAT IS THE PRESENT MARKET VALUE OF A SIMILAR UNIT WITHIN ITS NEIGHBORHOOD? TOTAL PRICE: RS______AND CHOOSE ONE : THOUSAND/LAKH/ CRORE [SOFT CHECK: <20,000 OR>1,000,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST] [CAPI INSTRUCTION: CAPI SHOULD ACCEPT DECIMAL VALUES ALSO]

	AD304 Do you or any of your household members rent out any of these housing or commercial units? view item details » DO YOU OR ANY OF YOUR HOUSEHOLD MEMBERS RENT OUT ANY OF THESE HOUSING OR COMMERCIAL UNITS? 1 Yes 2 No

	If Do you or any of your household members rent out any of these housing or commercial units? view item details » = 1 Yes 2 No »

		AD305 [Ask only if AD304=1] What was the total rental income your household received in the past 12 months from leasing all or some of the rooms, houses, or commercial units (other than current residence)? Total rental income: ______ in Rs [Soft check : >500,000] view item details » [ASK ONLY IF AD304=1] WHAT WAS THE TOTAL RENTAL INCOME YOUR HOUSEHOLD RECEIVED IN THE PAST 12 MONTHS FROM LEASING ALL OR SOME OF THE ROOMS, HOUSES, OR COMMERCIAL UNITS (OTHER THAN CURRENT RESIDENCE)? TOTAL RENTAL INCOME: ______ IN RS [SOFT CHECK : >500,000]

		AD306 [Ask only if AD304=1] Did your household receive any security deposits while renting out these rooms/houses/buildings in the last 12 months? Total security deposits: ______ in Rs [Soft check : >100,000] view item details » [ASK ONLY IF AD304=1] DID YOUR HOUSEHOLD RECEIVE ANY SECURITY DEPOSITS WHILE RENTING OUT THESE ROOMS/HOUSES/BUILDINGS IN THE LAST 12 MONTHS? TOTAL SECURITY DEPOSITS: ______ IN RS [SOFT CHECK : >100,000]

If Do you or your household member(s) own any land, including both cultivated and non- cultivated land? view item details » = 1 Yes 2 No »

	AD401 [Ask only if AD004 =1] The following questions pertain to the land your household owns. Does your household own any cultivated land or non-cultivated land? view item details » [ASK ONLY IF AD004 =1] THE FOLLOWING QUESTIONS PERTAIN TO THE LAND YOUR HOUSEHOLD OWNS. DOES YOUR HOUSEHOLD OWN ANY CULTIVATED LAND OR NON-CULTIVATED LAND? 1 Only cultivated land 2 Only non-cultivated land 3 Both cultivated and non-cultivated landa

	If AD401 =1,3 »

		AD402A How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=1 or 3] Cultivated land _______ acres [Soft check : >25] view item details » HOW MANY ACRES OF [CULTIVATED/NON-CULTIVATED LAND] DOES YOUR HOUSEHOLD HAVE? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND _______ ACRES [SOFT CHECK : >25]

		AD403A [Ask only if AD401=1 or 3] Cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners. view item details » [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND. WHO OWNS THE LAND? [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRELOADED HOUSEHOLD ROSTER] IF JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNERS. 1 Household Person ID #1:______ 2 Household Person ID#2:______ 3 Household Person ID #3:______ 4 Household Person ID #4:______ 5 Deceased relative[*Enter code forrelationship to HH head] 6 Other householdmembers (98) 7 Non- householdmembers (99)

		AD404A Cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] view item details » [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND. WHAT IS THE VALUE OF THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND ______ RS [SOFT CHECK : < 15,000 OR >2,000,000] [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND ________ RS [SOFT CHECK : < 15,000 OR>2,000,000]

	ElseIf [Ask only if AD004 =1] The following questions pertain to the land your household owns. Does your household own any cultivated land or non-cultivated land? view item details » = 2,3 »

		AD402B How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=2 or 3] Non-cultivated land _______ acres [Soft check : >25] view item details » HOW MANY ACRES OF [CULTIVATED/NON-CULTIVATED LAND] DOES YOUR HOUSEHOLD HAVE? [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND _______ ACRES [SOFT CHECK : >25]

		AD403B [Ask only if AD401=2 or 3] Non-cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners. view item details » [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND. WHO OWNS THE LAND? [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRELOADED HOUSEHOLD ROSTER] IF JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNERS. a Household Person ID #1: ______ b Household Person ID#2: ______ c Household Person ID #3: ______ d Household Person ID #4: ______ e Deceased relative [*Enter code for relationship to HH head] f Other household members (98) g Non- household members (99)

		AD404B Non-cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] view item details » [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND. WHAT IS THE VALUE OF THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND ______ RS [SOFT CHECK : < 15,000 OR >2,000,000] [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND ________ RS [SOFT CHECK : < 15,000 OR>2,000,000]

	If Cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] view item details » !was answered or Non-cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] view item details » !was answered »

		AD405 [If R did not give direct values to AD404_a or AD404_b] What is the total value of the cultivated and non-cultivated land together? [Hard check: AD405 <=AD404a + AD404b] Total value of land: Rs ______ AND Choose one : Thousand/Lakh/ Crore [Soft check : <15,000 OR >2,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also] a. [Ask only if AD401=1 or 3] Cultivated land b. [Ask only if AD401=2 or 3] Non-cultivated land view item details » [IF R DID NOT GIVE DIRECT VALUES TO AD404_A OR AD404_B] WHAT IS THE TOTAL VALUE OF THE CULTIVATED AND NON-CULTIVATED LAND TOGETHER? [HARD CHECK: AD405 <=AD404A + AD404B] TOTAL VALUE OF LAND: RS ______ AND CHOOSE ONE : THOUSAND/LAKH/ CRORE [SOFT CHECK : <15,000 OR >2,000,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST] [CAPI INSTRUCTION: CAPI SHOULD ACCEPT DECIMAL VALUES ALSO] A. [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND B. [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND

	AD406 In the past 12 month, did you rent out any: view item details » IN THE PAST 12 MONTH, DID YOU RENT OUT ANY: 1 Yes 2 No

	AD407 What was the total rental income in the past 12 months from that land? [Ask only if AD401=1 or 3] Cultivated land a.[Ask only if AD406a =1] ______ Rs [Ask only if AD401=2 or 3] Non-cultivated land b.[Ask only if AD406b =1] ________ Rs view item details » WHAT WAS THE TOTAL RENTAL INCOME IN THE PAST 12 MONTHS FROM THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND A.[ASK ONLY IF AD406A =1] ______ RS [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND B.[ASK ONLY IF AD406B =1] ________ RS

If Do you or your household member(s) have any farming assets, such as tractors, water pumps, livestock, fisheries, or trees? view item details » = 1 Yes 2 No »

	AD501 [Ask only if AD005=1]Next we will ask some questions about your household agricultural assets, such as tractors, ploughing implements, carts, threshers, trolleys, fodder cutting machines, generators, water pumps, tools, trees or other farming/agriculture equipment. Does your household own any farming assets/equipment? view item details » [ASK ONLY IF AD005=1]NEXT WE WILL ASK SOME QUESTIONS ABOUT YOUR HOUSEHOLD AGRICULTURAL ASSETS, SUCH AS TRACTORS, PLOUGHING IMPLEMENTS, CARTS, THRESHERS, TROLLEYS, FODDER CUTTING MACHINES, GENERATORS, WATER PUMPS, TOOLS, TREES OR OTHER FARMING/AGRICULTURE EQUIPMENT. DOES YOUR HOUSEHOLD OWN ANY FARMING ASSETS/EQUIPMENT? 1 Yes 2 No

	If [Ask only if AD005=1]Next we will ask some questions about your household agricultural assets, such as tractors, ploughing implements, carts, threshers, trolleys, fodder cutting machines, generators, water pumps, tools, trees or other farming/agriculture equipment. Does your household own any farming assets/equipment? view item details » = 1 Yes 2 No »

		AD502 [Ask if AD501=1]What is the current value of all farming/agriculture assets/equipment your household owns? _____ Rs [Soft check:<200 OR>40,000] view item details » [ASK IF AD501=1]WHAT IS THE CURRENT VALUE OF ALL FARMING/AGRICULTURE ASSETS/EQUIPMENT YOUR HOUSEHOLD OWNS? _____ RS [SOFT CHECK:<200 OR>40,000]

		AD503 [If AD501=1]Did your household rent out any of these agricultural assets/ equipment in the past 12 months? view item details » [IF AD501=1]DID YOUR HOUSEHOLD RENT OUT ANY OF THESE AGRICULTURAL ASSETS/ EQUIPMENT IN THE PAST 12 MONTHS? 1 Yes 2 No

		If [If AD501=1]Did your household rent out any of these agricultural assets/ equipment in the past 12 months? view item details » = 1 Yes 2 No »

			AD504 [If AD503=1]How much rental income did your household receive in the past 12 months? _____ Rs [Soft check: >40,000] view item details » [IF AD503=1]HOW MUCH RENTAL INCOME DID YOUR HOUSEHOLD RECEIVE IN THE PAST 12 MONTHS? _____ RS [SOFT CHECK: >40,000]

	AD505 [Ask only if AD005=1] Does your household own any livestock? view item details » [ASK ONLY IF AD005=1] DOES YOUR HOUSEHOLD OWN ANY LIVESTOCK? 1 Yes 2 No .

	If [Ask only if AD005=1] Does your household own any livestock? view item details » = 1 Yes 2 No . »

		AD506 [Ask only if AD505=1]What is the current value of the all livestock your household owns? _____ Rs [Soft check:<1,500 OR>70,000] view item details » [ASK ONLY IF AD505=1]WHAT IS THE CURRENT VALUE OF THE ALL LIVESTOCK YOUR HOUSEHOLD OWNS? _____ RS [SOFT CHECK:<1,500 OR>70,000]

		AD507 [Ask only if AD505=1] Has your household rented out any livestock in the last 12 months? view item details » [ASK ONLY IF AD505=1] HAS YOUR HOUSEHOLD RENTED OUT ANY LIVESTOCK IN THE LAST 12 MONTHS? 1 Yes 2 No

		If [Ask only if AD505=1] Has your household rented out any livestock in the last 12 months? view item details » = 1 Yes 2 No »

			AD508 [Ask if AD507=1] If so, what was the rental income from livestock in the past 12 months?________ Rs [Soft check: >10,000] view item details » [ASK IF AD507=1] IF SO, WHAT WAS THE RENTAL INCOME FROM LIVESTOCK IN THE PAST 12 MONTHS?________ RS [SOFT CHECK: >10,000]

If Do you or your household members(s) have any business assets, such as non-farming machinery, processing equipment, or other fixed capital? view item details » = 1 Yes 2 No »

	AD601 [Ask only if AD006=1] If the business(s) that you or your household members own were sold today, what would be the approximate value of the businesses, including the capital assets and real estate? Market value of the business(s): _______ Rs [Soft check: <1,500 OR>1,000,000] view item details » [ASK ONLY IF AD006=1] IF THE BUSINESS(S) THAT YOU OR YOUR HOUSEHOLD MEMBERS OWN WERE SOLD TODAY, WHAT WOULD BE THE APPROXIMATE VALUE OF THE BUSINESSES, INCLUDING THE CAPITAL ASSETS AND REAL ESTATE? MARKET VALUE OF THE BUSINESS(S): _______ RS [SOFT CHECK: <1,500 OR>1,000,000]

AD701 [Ask all respondents] Have you or any of your household members given personal loans to family or friends that have yet to be repaid (Not counting any financial gifts that you do not expect to be returned)? view item details » [ASK ALL RESPONDENTS] HAVE YOU OR ANY OF YOUR HOUSEHOLD MEMBERS GIVEN PERSONAL LOANS TO FAMILY OR FRIENDS THAT HAVE YET TO BE REPAID (NOT COUNTING ANY FINANCIAL GIFTS THAT YOU DO NOT EXPECT TO BE RETURNED)? 1 Yes 2 No .

If [Ask all respondents] Have you or any of your household members given personal loans to family or friends that have yet to be repaid (Not counting any financial gifts that you do not expect to be returned)? view item details » = 1 Yes 2 No . »

	AD702 What is the total value of the current outstanding loans given to family or friends that are still unpaid? ______ Rs [Soft check: >100,000] view item details » WHAT IS THE TOTAL VALUE OF THE CURRENT OUTSTANDING LOANS GIVEN TO FAMILY OR FRIENDS THAT ARE STILL UNPAID? ______ RS [SOFT CHECK: >100,000]

	AD703 Have you or any of your household members received any interest from these personal loans during the past 12 months? view item details » HAVE YOU OR ANY OF YOUR HOUSEHOLD MEMBERS RECEIVED ANY INTEREST FROM THESE PERSONAL LOANS DURING THE PAST 12 MONTHS? 1 Yes 2 No

If Have you or any of your household members received any interest from these personal loans during the past 12 months? view item details » = 1 Yes 2 No »

	AD704 [Ask only if AD703=1] What is the total interest you and your household received during the past 12 months? _______ Rs [Soft check: >10,000] view item details » [ASK ONLY IF AD703=1] WHAT IS THE TOTAL INTEREST YOU AND YOUR HOUSEHOLD RECEIVED DURING THE PAST 12 MONTHS? _______ RS [SOFT CHECK: >10,000]

AD705A Do you own Cars ? view item details » DO YOU OWN CARS ? 1 Yes 2 No

AD705B Do you own Scooters ? view item details » DO YOU OWN SCOOTERS ? 1 Yes 2 No

AD705C Do you own Motorcycles ? view item details » DO YOU OWN MOTORCYCLES ? 1 Yes 2 No

AD705D Do you own Bicycles ? view item details » DO YOU OWN BICYCLES ? 1 Yes 2 No

AD705E Do you own Mopeds? view item details » DO YOU OWN MOPEDS? 1 Yes 2 No

AD705F Do you own Refrigerators? view item details » DO YOU OWN REFRIGERATORS? 1 Yes 2 No

AD705G Do you own Washing machines? view item details » DO YOU OWN WASHING MACHINES? 1 Yes 2 No

AD705H Do you own Computers, laptops? view item details » DO YOU OWN COMPUTERS, LAPTOPS? 1 Yes 2 No

AD705I Do you own Stereo Systems? view item details » DO YOU OWN STEREO SYSTEMS? 1 Yes 2 No

AD705J Do you own Cameras, camcorders? view item details » DO YOU OWN CAMERAS, CAMCORDERS? 1 Yes 2 No

AD705K Do you own Fans? view item details » DO YOU OWN FANS? 1 Yes 2 No

AD705L Do you own Coolers? view item details » DO YOU OWN COOLERS? 1 Yes 2 No

AD705M Do you own Air conditioners? view item details » DO YOU OWN AIR CONDITIONERS? 1 Yes 2 No

AD705N Do you own Mobile phones? view item details » DO YOU OWN MOBILE PHONES? 1 Yes 2 No

AD705O Do you own Musical instruments? view item details » DO YOU OWN MUSICAL INSTRUMENTS? 1 Yes 2 No

AD705P Do you own Jewelry, precious metals (gold, silver) and ornaments? view item details » DO YOU OWN JEWELRY, PRECIOUS METALS (GOLD, SILVER) AND ORNAMENTS? 1 Yes 2 No

AD705Q Do you own Antiques, valuable paintings, etc.? view item details » DO YOU OWN ANTIQUES, VALUABLE PAINTINGS, ETC.? 1 Yes 2 No

AD705R Do you own Furniture? view item details » DO YOU OWN FURNITURE? 1 Yes 2 No

AD705S Do you own Televisions? view item details » DO YOU OWN TELEVISIONS? 1 Yes 2 No

AD705T Do you own Sewing machines? view item details » DO YOU OWN SEWING MACHINES? 1 Yes 2 No

AD705U Do you own Radios/transistors? view item details » DO YOU OWN RADIOS/TRANSISTORS? 1 Yes 2 No

AD705V Do you own Water Purifiers? view item details » DO YOU OWN WATER PURIFIERS? 1 Yes 2 No

AD705W Do you own Others (such as Juicer & Mixtures, Microwave oven, Geysers etc.) ? view item details » DO YOU OWN OTHERS (SUCH AS JUICER & MIXTURES, MICROWAVE OVEN, GEYSERS ETC.) ? 1 Yes 2 No

AD706 Can you say what these non-financial assets are currently worth altogether? ______ Rs [Soft check: <10,000 OR >800,000] view item details » CAN YOU SAY WHAT THESE NON-FINANCIAL ASSETS ARE CURRENTLY WORTH ALTOGETHER? ______ RS [SOFT CHECK: <10,000 OR >800,000]

If Do you or your household members possess any financial assets, such as savings accounts, postal accounts, certificates of deposits, stocks, mutual funds, bonds, kitty parties, chit funds, bishi, saving schemes like life insurance, Unit Trust of India, or Public Provident Funds? view item details » = 1 Yes 2 No »

	AD801 [Ask only if AD007=1] Now, I would like to ask you a few questions about the financial assets owned by you or your household members. What types of financial assets does your household have? view item details » [ASK ONLY IF AD007=1] NOW, I WOULD LIKE TO ASK YOU A FEW QUESTIONS ABOUT THE FINANCIAL ASSETS OWNED BY YOU OR YOUR HOUSEHOLD MEMBERS. WHAT TYPES OF FINANCIAL ASSETS DOES YOUR HOUSEHOLD HAVE? 1 Saving accounts, postal accounts, certificate of deposits or other depository products 2 Stocks, mutual funds or shares in companies 3 Bonds 4 Kitty parties, chit funds, bishi 5 Public Provident Fund (PPF), Employee's Provident Fund (EPF) 6 Life Insurance Corporation (LIC), Unit Trust of India (UTI) 7 Other financial assets, please specify _____________

	AD802 [Ask only if AD007=1] What is your best estimate of the total value of these financial assets? _______ Rs [Soft check: <1,000 OR >300,000] view item details » [ASK ONLY IF AD007=1] WHAT IS YOUR BEST ESTIMATE OF THE TOTAL VALUE OF THESE FINANCIAL ASSETS? _______ RS [SOFT CHECK: <1,000 OR >300,000]

	AD803 [Ask only if AD007=1] What was the total value of interest and dividends your household received on these financial investments during the past 12 months? _______ Rs [Soft check: <500 OR >65,000] view item details » [ASK ONLY IF AD007=1] WHAT WAS THE TOTAL VALUE OF INTEREST AND DIVIDENDS YOUR HOUSEHOLD RECEIVED ON THESE FINANCIAL INVESTMENTS DURING THE PAST 12 MONTHS? _______ RS [SOFT CHECK: <500 OR >65,000]

AD901 Do you or any of your household members have had any loans from banks and other institutions, such as private or public banks, microfinance organizations, NGOs, government, credit unions or cooperatives, employer, local money lenders, family, or friends? view item details » DO YOU OR ANY OF YOUR HOUSEHOLD MEMBERS HAVE HAD ANY LOANS FROM BANKS AND OTHER INSTITUTIONS, SUCH AS PRIVATE OR PUBLIC BANKS, MICROFINANCE ORGANIZATIONS, NGOS, GOVERNMENT, CREDIT UNIONS OR COOPERATIVES, EMPLOYER, LOCAL MONEY LENDERS, FAMILY, OR FRIENDS? 1 Yes 2 No

If Do you or any of your household members have had any loans from banks and other institutions, such as private or public banks, microfinance organizations, NGOs, government, credit unions or cooperatives, employer, local money lenders, family, or friends? view item details » = 1 Yes 2 No »

	AD901A [Ask only if AD901=1] How many loans in total do you and your household members currently have? _______ Number of loans [Hard check: <1] [Instruction for CAPI: Generate three loops for loans] [Instruction for Interviewer: If the respondent has more than 3 loans, ask the questions for the three largest loans, starting from the largest loan] view item details » [ASK ONLY IF AD901=1] HOW MANY LOANS IN TOTAL DO YOU AND YOUR HOUSEHOLD MEMBERS CURRENTLY HAVE? _______ NUMBER OF LOANS [HARD CHECK: <1] [INSTRUCTION FOR CAPI: GENERATE THREE LOOPS FOR LOANS] [INSTRUCTION FOR INTERVIEWER: IF THE RESPONDENT HAS MORE THAN 3 LOANS, ASK THE QUESTIONS FOR THE THREE LARGEST LOANS, STARTING FROM THE LARGEST LOAN]

	As LOOPS goes from 3 »

		AD902 Let's talk about some of the loans your household has, starting with the largest loan. What is this loan for? Please choose the main purpose of the loan. view item details » LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN. WHAT IS THIS LOAN FOR? PLEASE CHOOSE THE MAIN PURPOSE OF THE LOAN. 1 Home improvement/Renovation 2 Construction/Purchase of current residence 3 Construction/Purchase of other housing or commercial buildings 4 Purchase of agricultural land 5 Purchase of agricultural assets 6 Purchase of livestock 7 Purchase of business assets 8 Education 9 Health care expenses 10 Living expenses 11 Consumer durables (TV, refrigerator) 12 Marriage expenses 13 Other,specify ______

		AD903 Let's talk about some of the loans your household has, starting with the largest loan. From whom did you or your household members borrow? view item details » LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN. FROM WHOM DID YOU OR YOUR HOUSEHOLD MEMBERS BORROW? 1 Banks 2 Cooperatives or other non-profit organizations 3 Employer 4 Local money lenders 5 Family members or friends 6 Self Help Groups 7 Kisan Credit Cards 8 Other, please specify_____

		AD904 Let's talk about some of the loans your household has, starting with the largest loan.In whose name(s) is the loan? [pre-load the household roster] Identify HH member(s) from the pre-loaded household roster. Record code (99), for the non-household members________ view item details » LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN.IN WHOSE NAME(S) IS THE LOAN? [PRE-LOAD THE HOUSEHOLD ROSTER] IDENTIFY HH MEMBER(S) FROM THE PRE-LOADED HOUSEHOLD ROSTER. RECORD CODE (99), FOR THE NON-HOUSEHOLD MEMBERS________

		AD905 When was the loan originally taken out? Year ____ view item details » WHEN WAS THE LOAN ORIGINALLY TAKEN OUT? YEAR ____

		AD906 What was the original loan amount? _____ Rs view item details » WHAT WAS THE ORIGINAL LOAN AMOUNT? _____ RS

		AD907 How much do your household members currently owe? ____ Rs view item details » HOW MUCH DO YOUR HOUSEHOLD MEMBERS CURRENTLY OWE? ____ RS

		AD908 At what annual interest rate was the loan taken?[Soft check:0..100%] _____% DK view item details » AT WHAT ANNUAL INTEREST RATE WAS THE LOAN TAKEN?[SOFT CHECK:0..100%] _____% DK

	If How much do your household members currently owe? ____ Rs view item details » !was answered »

		AD907_1 [Ask only if R did not give direct answers to any of the questions under AD907_[1]-[3]] What is the total value of outstanding (unpaid) loans that you and your household members owe? __________ Rs. [Soft check: <1,000 OR> 250,000] [Hard check:AD907_1<= sum of AD907] view item details » [ASK ONLY IF R DID NOT GIVE DIRECT ANSWERS TO ANY OF THE QUESTIONS UNDER AD907_[1]-[3]] WHAT IS THE TOTAL VALUE OF OUTSTANDING (UNPAID) LOANS THAT YOU AND YOUR HOUSEHOLD MEMBERS OWE? __________ RS. [SOFT CHECK: <1,000 OR> 250,000] [HARD CHECK:AD907_1<= SUM OF AD907]

	If [Ask only if AD901=1] How many loans in total do you and your household members currently have? _______ Number of loans [Hard check: <1] [Instruction for CAPI: Generate three loops for loans] [Instruction for Interviewer: If the respondent has more than 3 loans, ask the questions for the three largest loans, starting from the largest loan] view item details » > 3 »

		AD908A [Ask only if AD901a > 3] You said your household has more than three loans. Please tell me, what is the total value of all the remaining loans, excluding the major three loans which you had already mentioned __________ Rs. view item details » [ASK ONLY IF AD901A > 3] YOU SAID YOUR HOUSEHOLD HAS MORE THAN THREE LOANS. PLEASE TELL ME, WHAT IS THE TOTAL VALUE OF ALL THE REMAINING LOANS, EXCLUDING THE MAJOR THREE LOANS WHICH YOU HAD ALREADY MENTIONED __________ RS.

AD909 Have you or any members of your household tried to obtain a loan from a financial institution/organization/individual, but were denied? view item details » HAVE YOU OR ANY MEMBERS OF YOUR HOUSEHOLD TRIED TO OBTAIN A LOAN FROM A FINANCIAL INSTITUTION/ORGANIZATION/INDIVIDUAL, BUT WERE DENIED? 1 Yes 2 No

If Have you or any members of your household tried to obtain a loan from a financial institution/organization/individual, but were denied? view item details » = 1 Yes 2 No »

	AD910 [Ask only if AD909=1] From whom did you or your household members try to borrow? Please identify all institutions or individuals you or your household members tried to borrow money from, but were denied. [Multiple answers are allowed] view item details » [ASK ONLY IF AD909=1] FROM WHOM DID YOU OR YOUR HOUSEHOLD MEMBERS TRY TO BORROW? PLEASE IDENTIFY ALL INSTITUTIONS OR INDIVIDUALS YOU OR YOUR HOUSEHOLD MEMBERS TRIED TO BORROW MONEY FROM, BUT WERE DENIED. [MULTIPLE ANSWERS ARE ALLOWED] 1 Banks 2 Cooperatives or other non-profit organizations 3 Employer 4 Local money lenders 5 Family members or friends 6 Other, please specify________

AD911 Do you or any member of your household have a reverse mortgage? [Instruction to the interviewer: A reverse mortgage is a special type of home loan for older homeowners, in which a home owner can borrow money against the value of his/her home. No repayment of the mortgage (principal or interest) is required until the borrower dies or the home is sold] view item details » DO YOU OR ANY MEMBER OF YOUR HOUSEHOLD HAVE A REVERSE MORTGAGE? [INSTRUCTION TO THE INTERVIEWER: A REVERSE MORTGAGE IS A SPECIAL TYPE OF HOME LOAN FOR OLDER HOMEOWNERS, IN WHICH A HOME OWNER CAN BORROW MONEY AGAINST THE VALUE OF HIS/HER HOME. NO REPAYMENT OF THE MORTGAGE (PRINCIPAL OR INTEREST) IS REQUIRED UNTIL THE BORROWER DIES OR THE HOME IS SOLD] 1 Yes 2 No

AD912 Who answered this section? [Please identify the respondent from the household roster and enter Household Person ID.] Household Person ID: ______ view item details » WHO ANSWERED THIS SECTION? [PLEASE IDENTIFY THE RESPONDENT FROM THE HOUSEHOLD ROSTER AND ENTER HOUSEHOLD PERSON ID.] HOUSEHOLD PERSON ID: ______

AD913 How often did the respondent receive assistance in answering this section? view item details » HOW OFTEN DID THE RESPONDENT RECEIVE ASSISTANCE IN ANSWERING THIS SECTION? 1. Never 2. A few times 3. Most or all of the time

End of HH_D. Household Assets and Debts (AD)

Start of HH_D. Household Assets and Debts (AD)

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AD002

Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence)

DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN YOUR CURRENT RESIDENCE? (REGARDLESS OF WHETHER YOU OWN IT OR NOT, THE HOUSING UNIT WHERE YOU LIVE MOST OFTEN IS REFERRED TO AS YOUR CURRENT RESIDENCE)
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

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AD003

Excluding the house in which you currently live, do you or your household member(s) own any other residential or commercial properties?

EXCLUDING THE HOUSE IN WHICH YOU CURRENTLY LIVE, DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN ANY OTHER RESIDENTIAL OR COMMERCIAL PROPERTIES?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

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AD004

Do you or your household member(s) own any land, including both cultivated and non- cultivated land?

DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN ANY LAND, INCLUDING BOTH CULTIVATED AND NON- CULTIVATED LAND?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

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AD005

Do you or your household member(s) have any farming assets, such as tractors, water pumps, livestock, fisheries, or trees?

DO YOU OR YOUR HOUSEHOLD MEMBER(S) HAVE ANY FARMING ASSETS, SUCH AS TRACTORS, WATER PUMPS, LIVESTOCK, FISHERIES, OR TREES?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

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AD006

Do you or your household members(s) have any business assets, such as non-farming machinery, processing equipment, or other fixed capital?

DO YOU OR YOUR HOUSEHOLD MEMBERS(S) HAVE ANY BUSINESS ASSETS, SUCH AS NON-FARMING MACHINERY, PROCESSING EQUIPMENT, OR OTHER FIXED CAPITAL?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

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AD007

Do you or your household members possess any financial assets, such as savings accounts, postal accounts, certificates of deposits, stocks, mutual funds, bonds, kitty parties, chit funds, bishi, saving schemes like life insurance, Unit Trust of India, or Public Provident Funds?

DO YOU OR YOUR HOUSEHOLD MEMBERS POSSESS ANY FINANCIAL ASSETS, SUCH AS SAVINGS ACCOUNTS, POSTAL ACCOUNTS, CERTIFICATES OF DEPOSITS, STOCKS, MUTUAL FUNDS, BONDS, KITTY PARTIES, CHIT FUNDS, BISHI, SAVING SCHEMES LIKE LIFE INSURANCE, UNIT TRUST OF INDIA, OR PUBLIC PROVIDENT FUNDS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

If Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence) (AD002) = 2 »

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AD101

Who owns your current residence?

WHO OWNS YOUR CURRENT RESIDENCE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Employer of a household member
2 Child (non-household member) of a household member
3 Parent (non-household member) of a household member
4 Other relatives (non-household member)
5 Commercial market rental
6 Friends
7 Other, please specify _____

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AD102

Was a security deposit required to rent this house?

WAS A SECURITY DEPOSIT REQUIRED TO RENT THIS HOUSE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| If Was a security deposit required to rent this house? (AD102) = 1 Yes 2 No »

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| |

AD103

[Ask only if AD102=1] What is the amount of the security deposit you paid to rent this house? ______ Rs [Soft Check: <500 OR >100,000]

[ASK ONLY IF AD102=1] WHAT IS THE AMOUNT OF THE SECURITY DEPOSIT YOU PAID TO RENT THIS HOUSE? ______ RS [SOFT CHECK: <500 OR >100,000]

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AD201

Is anyone in your household the registered owner of this house?

IS ANYONE IN YOUR HOUSEHOLD THE REGISTERED OWNER OF THIS HOUSE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| If Is anyone in your household the registered owner of this house? (AD201) = 1 Yes 2 No »

| | ========================================================================

| |

AD202

[Ask only if AD201 =1] Which household member(s) own(s) the house? If the house is jointly owned, please identify a maximum of 4 co-owner Household Person IDs. [Interviewer: Identify Household Person ID from pre-loaded household roster; multiple answers are allowed]

[ASK ONLY IF AD201 =1] WHICH HOUSEHOLD MEMBER(S) OWN(S) THE HOUSE? IF THE HOUSE IS JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNER HOUSEHOLD PERSON IDS. [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRE-LOADED HOUSEHOLD ROSTER; MULTIPLE ANSWERS ARE ALLOWED]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Household Person ID #1 ______
2 Household Person ID #2 ______
3 Household Person ID #3 ______
4 Household Person ID #4 ______
5 Other household members (98)
6 Non-household members (99)

| ========================================================================

AD203

What is the present market value of your house? Or, what is the present market value of a similar housing unit within your neighborhood? Total price: Rs______AND Choose one: Thousand/Lakh/Crore [Soft check: <35,000 OR>1,600,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list]

WHAT IS THE PRESENT MARKET VALUE OF YOUR HOUSE? OR, WHAT IS THE PRESENT MARKET VALUE OF A SIMILAR HOUSING UNIT WITHIN YOUR NEIGHBORHOOD? TOTAL PRICE: RS______AND CHOOSE ONE: THOUSAND/LAKH/CRORE [SOFT CHECK: <35,000 OR>1,600,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST]

| ========================================================================

AD204

How did your household acquire your current residence?

HOW DID YOUR HOUSEHOLD ACQUIRE YOUR CURRENT RESIDENCE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Purchased from market
2 Purchased from employer of a household member
3 Purchased from family
4 Self-built
5 Inherited, or bequeathed
6 Received from family
7 Received from the state or central government
8 Other, please specify _________

| ========================================================================

AD205

When did your household acquire your current residence? _______ Years ago [Soft check: >115] OR ________Year [Hard check:²Current year]

WHEN DID YOUR HOUSEHOLD ACQUIRE YOUR CURRENT RESIDENCE? _______ YEARS AGO [SOFT CHECK: >115] OR ________YEAR [HARD CHECK:²CURRENT YEAR]

| ========================================================================

AD206

Does your household rent out any part of the house you currently live in?

DOES YOUR HOUSEHOLD RENT OUT ANY PART OF THE HOUSE YOU CURRENTLY LIVE IN?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| If Does your household rent out any part of the house you currently live in? (AD206) = 1 Yes 2 No »

| | ========================================================================

| |

AD207

[Ask only if AD206=1] What was the total rental income you received during the last 12 months? Total rental income: _______ Rs [Soft check: >500,000]

[ASK ONLY IF AD206=1] WHAT WAS THE TOTAL RENTAL INCOME YOU RECEIVED DURING THE LAST 12 MONTHS? TOTAL RENTAL INCOME: _______ RS [SOFT CHECK: >500,000]

| | ========================================================================

| |

AD208

[Ask only if AD206=1] Did you receive any security deposit when you rented out this property?

[ASK ONLY IF AD206=1] DID YOU RECEIVE ANY SECURITY DEPOSIT WHEN YOU RENTED OUT THIS PROPERTY?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| | If [Ask only if AD206=1] Did you receive any security deposit when you rented out this property? (AD208) = 1 Yes 2 No »

| | | ========================================================================

| | |

AD209

[Ask only if AD208=1] What was the amount of the security deposit you received? Total security deposit received: _______ Rs [Soft check : >100,000]

[ASK ONLY IF AD208=1] WHAT WAS THE AMOUNT OF THE SECURITY DEPOSIT YOU RECEIVED? TOTAL SECURITY DEPOSIT RECEIVED: _______ RS [SOFT CHECK : >100,000]

If Excluding the house in which you currently live, do you or your household member(s) own any other residential or commercial properties? (AD003) = 1 Yes 2 No »

| ========================================================================

AD301

[Ask only if AD003=1] Now we want to know about other housing units owned by you or any of your household members. How many housing or commercial units do you or your household members currently own, other than your current residence? ______ Units [Soft check : >10]

[ASK ONLY IF AD003=1] NOW WE WANT TO KNOW ABOUT OTHER HOUSING UNITS OWNED BY YOU OR ANY OF YOUR HOUSEHOLD MEMBERS. HOW MANY HOUSING OR COMMERCIAL UNITS DO YOU OR YOUR HOUSEHOLD MEMBERS CURRENTLY OWN, OTHER THAN YOUR CURRENT RESIDENCE? ______ UNITS [SOFT CHECK : >10]

| ========================================================================

AD302

Who mainly owns the housing or commercial units? If jointly owned, please identify maximum of 4 co-owner Household Person IDs. [Interviewer: Enter Household Person Number from pre-loaded household roster, Multiple answers are allowed]

WHO MAINLY OWNS THE HOUSING OR COMMERCIAL UNITS? IF JOINTLY OWNED, PLEASE IDENTIFY MAXIMUM OF 4 CO-OWNER HOUSEHOLD PERSON IDS. [INTERVIEWER: ENTER HOUSEHOLD PERSON NUMBER FROM PRE-LOADED HOUSEHOLD ROSTER, MULTIPLE ANSWERS ARE ALLOWED]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Household Person ID #1 ______
2 Household Person ID #2 ______
3 Household Person ID #3 ______
4 Household Person ID #4 ______
5 Other household members (98)
6 Non-household members (99)

| ========================================================================

AD303

What is the present market value of all the units? Or, what is the present market value of a similar unit within its neighborhood? Total price: Rs______AND Choose one : Thousand/Lakh/ Crore [Soft check: <20,000 OR>1,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also]

WHAT IS THE PRESENT MARKET VALUE OF ALL THE UNITS? OR, WHAT IS THE PRESENT MARKET VALUE OF A SIMILAR UNIT WITHIN ITS NEIGHBORHOOD? TOTAL PRICE: RS______AND CHOOSE ONE : THOUSAND/LAKH/ CRORE [SOFT CHECK: <20,000 OR>1,000,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST] [CAPI INSTRUCTION: CAPI SHOULD ACCEPT DECIMAL VALUES ALSO]

| ========================================================================

AD304

Do you or any of your household members rent out any of these housing or commercial units?

DO YOU OR ANY OF YOUR HOUSEHOLD MEMBERS RENT OUT ANY OF THESE HOUSING OR COMMERCIAL UNITS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| If Do you or any of your household members rent out any of these housing or commercial units? (AD304) = 1 Yes 2 No »

| | ========================================================================

| |

AD305

[Ask only if AD304=1] What was the total rental income your household received in the past 12 months from leasing all or some of the rooms, houses, or commercial units (other than current residence)? Total rental income: ______ in Rs [Soft check : >500,000]

[ASK ONLY IF AD304=1] WHAT WAS THE TOTAL RENTAL INCOME YOUR HOUSEHOLD RECEIVED IN THE PAST 12 MONTHS FROM LEASING ALL OR SOME OF THE ROOMS, HOUSES, OR COMMERCIAL UNITS (OTHER THAN CURRENT RESIDENCE)? TOTAL RENTAL INCOME: ______ IN RS [SOFT CHECK : >500,000]

| | ========================================================================

| |

AD306

[Ask only if AD304=1] Did your household receive any security deposits while renting out these rooms/houses/buildings in the last 12 months? Total security deposits: ______ in Rs [Soft check : >100,000]

[ASK ONLY IF AD304=1] DID YOUR HOUSEHOLD RECEIVE ANY SECURITY DEPOSITS WHILE RENTING OUT THESE ROOMS/HOUSES/BUILDINGS IN THE LAST 12 MONTHS? TOTAL SECURITY DEPOSITS: ______ IN RS [SOFT CHECK : >100,000]

If Do you or your household member(s) own any land, including both cultivated and non- cultivated land? (AD004) = 1 Yes 2 No »

| ========================================================================

AD401

[Ask only if AD004 =1] The following questions pertain to the land your household owns. Does your household own any cultivated land or non-cultivated land?

[ASK ONLY IF AD004 =1] THE FOLLOWING QUESTIONS PERTAIN TO THE LAND YOUR HOUSEHOLD OWNS. DOES YOUR HOUSEHOLD OWN ANY CULTIVATED LAND OR NON-CULTIVATED LAND?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Only cultivated land
2 Only non-cultivated land
3 Both cultivated and non-cultivated landa

| If AD401 =1,3 »

| | ========================================================================

| |

AD402A

How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=1 or 3] Cultivated land _______ acres [Soft check : >25]

HOW MANY ACRES OF [CULTIVATED/NON-CULTIVATED LAND] DOES YOUR HOUSEHOLD HAVE? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND _______ ACRES [SOFT CHECK : >25]

| | ========================================================================

| |

AD403A

[Ask only if AD401=1 or 3] Cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners.

[ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND. WHO OWNS THE LAND? [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRELOADED HOUSEHOLD ROSTER] IF JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNERS.
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Household Person ID #1:______
2 Household Person ID#2:______
3 Household Person ID #3:______
4 Household Person ID #4:______
5 Deceased relative[*Enter code forrelationship to HH head]
6 Other householdmembers (98)
7 Non- householdmembers (99)

| | ========================================================================

| |

AD404A

Cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000]

[ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND. WHAT IS THE VALUE OF THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND ______ RS [SOFT CHECK : < 15,000 OR >2,000,000] [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND ________ RS [SOFT CHECK : < 15,000 OR>2,000,000]

| ElseIf [Ask only if AD004 =1] The following questions pertain to the land your household owns. Does your household own any cultivated land or non-cultivated land? (AD401) = 2,3 »

| | ========================================================================

| |

AD402B

How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=2 or 3] Non-cultivated land _______ acres [Soft check : >25]

HOW MANY ACRES OF [CULTIVATED/NON-CULTIVATED LAND] DOES YOUR HOUSEHOLD HAVE? [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND _______ ACRES [SOFT CHECK : >25]

| | ========================================================================

| |

AD403B

[Ask only if AD401=2 or 3] Non-cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners.

[ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND. WHO OWNS THE LAND? [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRELOADED HOUSEHOLD ROSTER] IF JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNERS.
- - - - - - - - - - - - - - - - - - - - - - - - -
a Household Person ID #1: ______
b Household Person ID#2: ______
c Household Person ID #3: ______
d Household Person ID #4: ______
e Deceased relative [*Enter code for relationship to HH head]
f Other household members (98)
g Non- household members (99)

| | ========================================================================

| |

AD404B

Non-cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000]

[ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND. WHAT IS THE VALUE OF THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND ______ RS [SOFT CHECK : < 15,000 OR >2,000,000] [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND ________ RS [SOFT CHECK : < 15,000 OR>2,000,000]

| If Cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] (AD404A) !was answered or Non-cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] (AD404B) !was answered »

| | ========================================================================

| |

AD405

[If R did not give direct values to AD404_a or AD404_b] What is the total value of the cultivated and non-cultivated land together? [Hard check: AD405 <=AD404a + AD404b] Total value of land: Rs ______ AND Choose one : Thousand/Lakh/ Crore [Soft check : <15,000 OR >2,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also] a. [Ask only if AD401=1 or 3] Cultivated land b. [Ask only if AD401=2 or 3] Non-cultivated land

[IF R DID NOT GIVE DIRECT VALUES TO AD404_A OR AD404_B] WHAT IS THE TOTAL VALUE OF THE CULTIVATED AND NON-CULTIVATED LAND TOGETHER? [HARD CHECK: AD405 <=AD404A + AD404B] TOTAL VALUE OF LAND: RS ______ AND CHOOSE ONE : THOUSAND/LAKH/ CRORE [SOFT CHECK : <15,000 OR >2,000,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST] [CAPI INSTRUCTION: CAPI SHOULD ACCEPT DECIMAL VALUES ALSO] A. [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND B. [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND

| ========================================================================

AD406

In the past 12 month, did you rent out any:

IN THE PAST 12 MONTH, DID YOU RENT OUT ANY:
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| ========================================================================

AD407

What was the total rental income in the past 12 months from that land? [Ask only if AD401=1 or 3] Cultivated land a.[Ask only if AD406a =1] ______ Rs [Ask only if AD401=2 or 3] Non-cultivated land b.[Ask only if AD406b =1] ________ Rs

WHAT WAS THE TOTAL RENTAL INCOME IN THE PAST 12 MONTHS FROM THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND A.[ASK ONLY IF AD406A =1] ______ RS [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND B.[ASK ONLY IF AD406B =1] ________ RS

If Do you or your household member(s) have any farming assets, such as tractors, water pumps, livestock, fisheries, or trees? (AD005) = 1 Yes 2 No »

| ========================================================================

AD501

[Ask only if AD005=1]Next we will ask some questions about your household agricultural assets, such as tractors, ploughing implements, carts, threshers, trolleys, fodder cutting machines, generators, water pumps, tools, trees or other farming/agriculture equipment. Does your household own any farming assets/equipment?

[ASK ONLY IF AD005=1]NEXT WE WILL ASK SOME QUESTIONS ABOUT YOUR HOUSEHOLD AGRICULTURAL ASSETS, SUCH AS TRACTORS, PLOUGHING IMPLEMENTS, CARTS, THRESHERS, TROLLEYS, FODDER CUTTING MACHINES, GENERATORS, WATER PUMPS, TOOLS, TREES OR OTHER FARMING/AGRICULTURE EQUIPMENT. DOES YOUR HOUSEHOLD OWN ANY FARMING ASSETS/EQUIPMENT?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| If [Ask only if AD005=1]Next we will ask some questions about your household agricultural assets, such as tractors, ploughing implements, carts, threshers, trolleys, fodder cutting machines, generators, water pumps, tools, trees or other farming/agriculture equipment. Does your household own any farming assets/equipment? (AD501) = 1 Yes 2 No »

| | ========================================================================

| |

AD502

[Ask if AD501=1]What is the current value of all farming/agriculture assets/equipment your household owns? _____ Rs [Soft check:<200 OR>40,000]

[ASK IF AD501=1]WHAT IS THE CURRENT VALUE OF ALL FARMING/AGRICULTURE ASSETS/EQUIPMENT YOUR HOUSEHOLD OWNS? _____ RS [SOFT CHECK:<200 OR>40,000]

| | ========================================================================

| |

AD503

[If AD501=1]Did your household rent out any of these agricultural assets/ equipment in the past 12 months?

[IF AD501=1]DID YOUR HOUSEHOLD RENT OUT ANY OF THESE AGRICULTURAL ASSETS/ EQUIPMENT IN THE PAST 12 MONTHS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| | If [If AD501=1]Did your household rent out any of these agricultural assets/ equipment in the past 12 months? (AD503) = 1 Yes 2 No »

| | | ========================================================================

| | |

AD504

[If AD503=1]How much rental income did your household receive in the past 12 months? _____ Rs [Soft check: >40,000]

[IF AD503=1]HOW MUCH RENTAL INCOME DID YOUR HOUSEHOLD RECEIVE IN THE PAST 12 MONTHS? _____ RS [SOFT CHECK: >40,000]

| ========================================================================

AD505

[Ask only if AD005=1] Does your household own any livestock?

[ASK ONLY IF AD005=1] DOES YOUR HOUSEHOLD OWN ANY LIVESTOCK?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No .

| If [Ask only if AD005=1] Does your household own any livestock? (AD505) = 1 Yes 2 No . »

| | ========================================================================

| |

AD506

[Ask only if AD505=1]What is the current value of the all livestock your household owns? _____ Rs [Soft check:<1,500 OR>70,000]

[ASK ONLY IF AD505=1]WHAT IS THE CURRENT VALUE OF THE ALL LIVESTOCK YOUR HOUSEHOLD OWNS? _____ RS [SOFT CHECK:<1,500 OR>70,000]

| | ========================================================================

| |

AD507

[Ask only if AD505=1] Has your household rented out any livestock in the last 12 months?

[ASK ONLY IF AD505=1] HAS YOUR HOUSEHOLD RENTED OUT ANY LIVESTOCK IN THE LAST 12 MONTHS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

| | If [Ask only if AD505=1] Has your household rented out any livestock in the last 12 months? (AD507) = 1 Yes 2 No »

| | | ========================================================================

| | |

AD508

[Ask if AD507=1] If so, what was the rental income from livestock in the past 12 months?________ Rs [Soft check: >10,000]

[ASK IF AD507=1] IF SO, WHAT WAS THE RENTAL INCOME FROM LIVESTOCK IN THE PAST 12 MONTHS?________ RS [SOFT CHECK: >10,000]

If Do you or your household members(s) have any business assets, such as non-farming machinery, processing equipment, or other fixed capital? (AD006) = 1 Yes 2 No »

| ========================================================================

AD601

[Ask only if AD006=1] If the business(s) that you or your household members own were sold today, what would be the approximate value of the businesses, including the capital assets and real estate? Market value of the business(s): _______ Rs [Soft check: <1,500 OR>1,000,000]

[ASK ONLY IF AD006=1] IF THE BUSINESS(S) THAT YOU OR YOUR HOUSEHOLD MEMBERS OWN WERE SOLD TODAY, WHAT WOULD BE THE APPROXIMATE VALUE OF THE BUSINESSES, INCLUDING THE CAPITAL ASSETS AND REAL ESTATE? MARKET VALUE OF THE BUSINESS(S): _______ RS [SOFT CHECK: <1,500 OR>1,000,000]

========================================================================

AD701

[Ask all respondents] Have you or any of your household members given personal loans to family or friends that have yet to be repaid (Not counting any financial gifts that you do not expect to be returned)?

[ASK ALL RESPONDENTS] HAVE YOU OR ANY OF YOUR HOUSEHOLD MEMBERS GIVEN PERSONAL LOANS TO FAMILY OR FRIENDS THAT HAVE YET TO BE REPAID (NOT COUNTING ANY FINANCIAL GIFTS THAT YOU DO NOT EXPECT TO BE RETURNED)?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No .

If [Ask all respondents] Have you or any of your household members given personal loans to family or friends that have yet to be repaid (Not counting any financial gifts that you do not expect to be returned)? (AD701) = 1 Yes 2 No . »

| ========================================================================

AD702

What is the total value of the current outstanding loans given to family or friends that are still unpaid? ______ Rs [Soft check: >100,000]

WHAT IS THE TOTAL VALUE OF THE CURRENT OUTSTANDING LOANS GIVEN TO FAMILY OR FRIENDS THAT ARE STILL UNPAID? ______ RS [SOFT CHECK: >100,000]

| ========================================================================

AD703

Have you or any of your household members received any interest from these personal loans during the past 12 months?

HAVE YOU OR ANY OF YOUR HOUSEHOLD MEMBERS RECEIVED ANY INTEREST FROM THESE PERSONAL LOANS DURING THE PAST 12 MONTHS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

If Have you or any of your household members received any interest from these personal loans during the past 12 months? (AD703) = 1 Yes 2 No »

| ========================================================================

AD704

[Ask only if AD703=1] What is the total interest you and your household received during the past 12 months? _______ Rs [Soft check: >10,000]

[ASK ONLY IF AD703=1] WHAT IS THE TOTAL INTEREST YOU AND YOUR HOUSEHOLD RECEIVED DURING THE PAST 12 MONTHS? _______ RS [SOFT CHECK: >10,000]

========================================================================

AD705A

Do you own Cars ?

DO YOU OWN CARS ?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705B

Do you own Scooters ?

DO YOU OWN SCOOTERS ?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705C

Do you own Motorcycles ?

DO YOU OWN MOTORCYCLES ?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705D

Do you own Bicycles ?

DO YOU OWN BICYCLES ?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705E

Do you own Mopeds?

DO YOU OWN MOPEDS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705F

Do you own Refrigerators?

DO YOU OWN REFRIGERATORS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705G

Do you own Washing machines?

DO YOU OWN WASHING MACHINES?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705H

Do you own Computers, laptops?

DO YOU OWN COMPUTERS, LAPTOPS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705I

Do you own Stereo Systems?

DO YOU OWN STEREO SYSTEMS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705J

Do you own Cameras, camcorders?

DO YOU OWN CAMERAS, CAMCORDERS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705K

Do you own Fans?

DO YOU OWN FANS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705L

Do you own Coolers?

DO YOU OWN COOLERS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705M

Do you own Air conditioners?

DO YOU OWN AIR CONDITIONERS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705N

Do you own Mobile phones?

DO YOU OWN MOBILE PHONES?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705O

Do you own Musical instruments?

DO YOU OWN MUSICAL INSTRUMENTS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705P

Do you own Jewelry, precious metals (gold, silver) and ornaments?

DO YOU OWN JEWELRY, PRECIOUS METALS (GOLD, SILVER) AND ORNAMENTS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705Q

Do you own Antiques, valuable paintings, etc.?

DO YOU OWN ANTIQUES, VALUABLE PAINTINGS, ETC.?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705R

Do you own Furniture?

DO YOU OWN FURNITURE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705S

Do you own Televisions?

DO YOU OWN TELEVISIONS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705T

Do you own Sewing machines?

DO YOU OWN SEWING MACHINES?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705U

Do you own Radios/transistors?

DO YOU OWN RADIOS/TRANSISTORS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705V

Do you own Water Purifiers?

DO YOU OWN WATER PURIFIERS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD705W

Do you own Others (such as Juicer & Mixtures, Microwave oven, Geysers etc.) ?

DO YOU OWN OTHERS (SUCH AS JUICER & MIXTURES, MICROWAVE OVEN, GEYSERS ETC.) ?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

========================================================================

AD706

Can you say what these non-financial assets are currently worth altogether? ______ Rs [Soft check: <10,000 OR >800,000]

CAN YOU SAY WHAT THESE NON-FINANCIAL ASSETS ARE CURRENTLY WORTH ALTOGETHER? ______ RS [SOFT CHECK: <10,000 OR >800,000]

If Do you or your household members possess any financial assets, such as savings accounts, postal accounts, certificates of deposits, stocks, mutual funds, bonds, kitty parties, chit funds, bishi, saving schemes like life insurance, Unit Trust of India, or Public Provident Funds? (AD007) = 1 Yes 2 No »

| ========================================================================

AD801

[Ask only if AD007=1] Now, I would like to ask you a few questions about the financial assets owned by you or your household members. What types of financial assets does your household have?

[ASK ONLY IF AD007=1] NOW, I WOULD LIKE TO ASK YOU A FEW QUESTIONS ABOUT THE FINANCIAL ASSETS OWNED BY YOU OR YOUR HOUSEHOLD MEMBERS. WHAT TYPES OF FINANCIAL ASSETS DOES YOUR HOUSEHOLD HAVE?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Saving accounts, postal accounts, certificate of deposits or other depository products
2 Stocks, mutual funds or shares in companies
3 Bonds
4 Kitty parties, chit funds, bishi
5 Public Provident Fund (PPF), Employee's Provident Fund (EPF)
6 Life Insurance Corporation (LIC), Unit Trust of India (UTI)
7 Other financial assets, please specify _____________

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AD802

[Ask only if AD007=1] What is your best estimate of the total value of these financial assets? _______ Rs [Soft check: <1,000 OR >300,000]

[ASK ONLY IF AD007=1] WHAT IS YOUR BEST ESTIMATE OF THE TOTAL VALUE OF THESE FINANCIAL ASSETS? _______ RS [SOFT CHECK: <1,000 OR >300,000]

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AD803

[Ask only if AD007=1] What was the total value of interest and dividends your household received on these financial investments during the past 12 months? _______ Rs [Soft check: <500 OR >65,000]

[ASK ONLY IF AD007=1] WHAT WAS THE TOTAL VALUE OF INTEREST AND DIVIDENDS YOUR HOUSEHOLD RECEIVED ON THESE FINANCIAL INVESTMENTS DURING THE PAST 12 MONTHS? _______ RS [SOFT CHECK: <500 OR >65,000]

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AD901

Do you or any of your household members have had any loans from banks and other institutions, such as private or public banks, microfinance organizations, NGOs, government, credit unions or cooperatives, employer, local money lenders, family, or friends?

DO YOU OR ANY OF YOUR HOUSEHOLD MEMBERS HAVE HAD ANY LOANS FROM BANKS AND OTHER INSTITUTIONS, SUCH AS PRIVATE OR PUBLIC BANKS, MICROFINANCE ORGANIZATIONS, NGOS, GOVERNMENT, CREDIT UNIONS OR COOPERATIVES, EMPLOYER, LOCAL MONEY LENDERS, FAMILY, OR FRIENDS?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

If Do you or any of your household members have had any loans from banks and other institutions, such as private or public banks, microfinance organizations, NGOs, government, credit unions or cooperatives, employer, local money lenders, family, or friends? (AD901) = 1 Yes 2 No »

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AD901A

[Ask only if AD901=1] How many loans in total do you and your household members currently have? _______ Number of loans [Hard check: <1] [Instruction for CAPI: Generate three loops for loans] [Instruction for Interviewer: If the respondent has more than 3 loans, ask the questions for the three largest loans, starting from the largest loan]

[ASK ONLY IF AD901=1] HOW MANY LOANS IN TOTAL DO YOU AND YOUR HOUSEHOLD MEMBERS CURRENTLY HAVE? _______ NUMBER OF LOANS [HARD CHECK: <1] [INSTRUCTION FOR CAPI: GENERATE THREE LOOPS FOR LOANS] [INSTRUCTION FOR INTERVIEWER: IF THE RESPONDENT HAS MORE THAN 3 LOANS, ASK THE QUESTIONS FOR THE THREE LARGEST LOANS, STARTING FROM THE LARGEST LOAN]

| As LOOPS goes from 3 » »

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AD902

Let's talk about some of the loans your household has, starting with the largest loan. What is this loan for? Please choose the main purpose of the loan.

LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN. WHAT IS THIS LOAN FOR? PLEASE CHOOSE THE MAIN PURPOSE OF THE LOAN.
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Home improvement/Renovation
2 Construction/Purchase of current residence
3 Construction/Purchase of other housing or commercial buildings
4 Purchase of agricultural land
5 Purchase of agricultural assets
6 Purchase of livestock
7 Purchase of business assets
8 Education
9 Health care expenses
10 Living expenses
11 Consumer durables (TV, refrigerator)
12 Marriage expenses
13 Other,specify ______

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AD903

Let's talk about some of the loans your household has, starting with the largest loan. From whom did you or your household members borrow?

LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN. FROM WHOM DID YOU OR YOUR HOUSEHOLD MEMBERS BORROW?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Banks
2 Cooperatives or other non-profit organizations
3 Employer
4 Local money lenders
5 Family members or friends
6 Self Help Groups
7 Kisan Credit Cards
8 Other, please specify_____

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AD904

Let's talk about some of the loans your household has, starting with the largest loan.In whose name(s) is the loan? [pre-load the household roster] Identify HH member(s) from the pre-loaded household roster. Record code (99), for the non-household members________

LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN.IN WHOSE NAME(S) IS THE LOAN? [PRE-LOAD THE HOUSEHOLD ROSTER] IDENTIFY HH MEMBER(S) FROM THE PRE-LOADED HOUSEHOLD ROSTER. RECORD CODE (99), FOR THE NON-HOUSEHOLD MEMBERS________

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AD905

When was the loan originally taken out? Year ____

WHEN WAS THE LOAN ORIGINALLY TAKEN OUT? YEAR ____

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AD906

What was the original loan amount? _____ Rs

WHAT WAS THE ORIGINAL LOAN AMOUNT? _____ RS

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AD907

How much do your household members currently owe? ____ Rs

HOW MUCH DO YOUR HOUSEHOLD MEMBERS CURRENTLY OWE? ____ RS

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AD908

At what annual interest rate was the loan taken?[Soft check:0..100%] _____% DK

AT WHAT ANNUAL INTEREST RATE WAS THE LOAN TAKEN?[SOFT CHECK:0..100%] _____% DK

| If How much do your household members currently owe? ____ Rs (AD907) !was answered »

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AD907_1

[Ask only if R did not give direct answers to any of the questions under AD907_[1]-[3]] What is the total value of outstanding (unpaid) loans that you and your household members owe? __________ Rs. [Soft check: <1,000 OR> 250,000] [Hard check:AD907_1<= sum of AD907]

[ASK ONLY IF R DID NOT GIVE DIRECT ANSWERS TO ANY OF THE QUESTIONS UNDER AD907_[1]-[3]] WHAT IS THE TOTAL VALUE OF OUTSTANDING (UNPAID) LOANS THAT YOU AND YOUR HOUSEHOLD MEMBERS OWE? __________ RS. [SOFT CHECK: <1,000 OR> 250,000] [HARD CHECK:AD907_1<= SUM OF AD907]

| If [Ask only if AD901=1] How many loans in total do you and your household members currently have? _______ Number of loans [Hard check: <1] [Instruction for CAPI: Generate three loops for loans] [Instruction for Interviewer: If the respondent has more than 3 loans, ask the questions for the three largest loans, starting from the largest loan] (AD901A) > 3 »

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AD908A

[Ask only if AD901a > 3] You said your household has more than three loans. Please tell me, what is the total value of all the remaining loans, excluding the major three loans which you had already mentioned __________ Rs.

[ASK ONLY IF AD901A > 3] YOU SAID YOUR HOUSEHOLD HAS MORE THAN THREE LOANS. PLEASE TELL ME, WHAT IS THE TOTAL VALUE OF ALL THE REMAINING LOANS, EXCLUDING THE MAJOR THREE LOANS WHICH YOU HAD ALREADY MENTIONED __________ RS.

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AD909

Have you or any members of your household tried to obtain a loan from a financial institution/organization/individual, but were denied?

HAVE YOU OR ANY MEMBERS OF YOUR HOUSEHOLD TRIED TO OBTAIN A LOAN FROM A FINANCIAL INSTITUTION/ORGANIZATION/INDIVIDUAL, BUT WERE DENIED?
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

If Have you or any members of your household tried to obtain a loan from a financial institution/organization/individual, but were denied? (AD909) = 1 Yes 2 No »

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AD910

[Ask only if AD909=1] From whom did you or your household members try to borrow? Please identify all institutions or individuals you or your household members tried to borrow money from, but were denied. [Multiple answers are allowed]

[ASK ONLY IF AD909=1] FROM WHOM DID YOU OR YOUR HOUSEHOLD MEMBERS TRY TO BORROW? PLEASE IDENTIFY ALL INSTITUTIONS OR INDIVIDUALS YOU OR YOUR HOUSEHOLD MEMBERS TRIED TO BORROW MONEY FROM, BUT WERE DENIED. [MULTIPLE ANSWERS ARE ALLOWED]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Banks
2 Cooperatives or other non-profit organizations
3 Employer
4 Local money lenders
5 Family members or friends
6 Other, please specify________

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AD911

Do you or any member of your household have a reverse mortgage? [Instruction to the interviewer: A reverse mortgage is a special type of home loan for older homeowners, in which a home owner can borrow money against the value of his/her home. No repayment of the mortgage (principal or interest) is required until the borrower dies or the home is sold]

DO YOU OR ANY MEMBER OF YOUR HOUSEHOLD HAVE A REVERSE MORTGAGE? [INSTRUCTION TO THE INTERVIEWER: A REVERSE MORTGAGE IS A SPECIAL TYPE OF HOME LOAN FOR OLDER HOMEOWNERS, IN WHICH A HOME OWNER CAN BORROW MONEY AGAINST THE VALUE OF HIS/HER HOME. NO REPAYMENT OF THE MORTGAGE (PRINCIPAL OR INTEREST) IS REQUIRED UNTIL THE BORROWER DIES OR THE HOME IS SOLD]
- - - - - - - - - - - - - - - - - - - - - - - - -
1 Yes
2 No

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AD912

Who answered this section? [Please identify the respondent from the household roster and enter Household Person ID.] Household Person ID: ______

WHO ANSWERED THIS SECTION? [PLEASE IDENTIFY THE RESPONDENT FROM THE HOUSEHOLD ROSTER AND ENTER HOUSEHOLD PERSON ID.] HOUSEHOLD PERSON ID: ______

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AD913

How often did the respondent receive assistance in answering this section?

HOW OFTEN DID THE RESPONDENT RECEIVE ASSISTANCE IN ANSWERING THIS SECTION?
- - - - - - - - - - - - - - - - - - - - - - - - -
1. Never
2. A few times
3. Most or all of the time

End of HH_D. Household Assets and Debts (AD)

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HH_D. Household Assets and Debts (AD)