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Start of HH_D. Household Assets and Debts (AD)
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AD002
Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence)
DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN YOUR CURRENT RESIDENCE? (REGARDLESS OF WHETHER YOU OWN IT OR NOT, THE HOUSING UNIT WHERE YOU LIVE MOST OFTEN IS REFERRED TO AS YOUR CURRENT RESIDENCE)
1 Yes
2 No
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AD003
Excluding the house in which you currently live, do you or your household member(s) own any other residential or commercial properties?
EXCLUDING THE HOUSE IN WHICH YOU CURRENTLY LIVE, DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN ANY OTHER RESIDENTIAL OR COMMERCIAL PROPERTIES?
1 Yes
2 No
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AD004
Do you or your household member(s) own any land, including both cultivated and non- cultivated land?
DO YOU OR YOUR HOUSEHOLD MEMBER(S) OWN ANY LAND, INCLUDING BOTH CULTIVATED AND NON- CULTIVATED LAND?
1 Yes
2 No
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AD005
Do you or your household member(s) have any farming assets, such as tractors, water pumps, livestock, fisheries, or trees?
DO YOU OR YOUR HOUSEHOLD MEMBER(S) HAVE ANY FARMING ASSETS, SUCH AS TRACTORS, WATER PUMPS, LIVESTOCK, FISHERIES, OR TREES?
1 Yes
2 No
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AD006
Do you or your household members(s) have any business assets, such as non-farming machinery, processing equipment, or other fixed capital?
DO YOU OR YOUR HOUSEHOLD MEMBERS(S) HAVE ANY BUSINESS ASSETS, SUCH AS NON-FARMING MACHINERY, PROCESSING EQUIPMENT, OR OTHER FIXED CAPITAL?
1 Yes
2 No
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AD007
Do you or your household members possess any financial assets, such as savings accounts, postal accounts, certificates of deposits, stocks, mutual funds, bonds, kitty parties, chit funds, bishi, saving schemes like life insurance, Unit Trust of India, or Public Provident Funds?
DO YOU OR YOUR HOUSEHOLD MEMBERS POSSESS ANY FINANCIAL ASSETS, SUCH AS SAVINGS ACCOUNTS, POSTAL ACCOUNTS, CERTIFICATES OF DEPOSITS, STOCKS, MUTUAL FUNDS, BONDS, KITTY PARTIES, CHIT FUNDS, BISHI, SAVING SCHEMES LIKE LIFE INSURANCE, UNIT TRUST OF INDIA, OR PUBLIC PROVIDENT FUNDS?
1 Yes
2 No
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If Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence) = 2 »
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AD101
Who owns your current residence?
WHO OWNS YOUR CURRENT RESIDENCE?
1 Employer of a household member
2 Child (non-household member) of a household member
3 Parent (non-household member) of a household member
4 Other relatives (non-household member)
5 Commercial market rental
6 Friends
7 Other, please specify _____
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AD102
Was a security deposit required to rent this house?
WAS A SECURITY DEPOSIT REQUIRED TO RENT THIS HOUSE?
1 Yes
2 No
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If Was a security deposit required to rent this house? = 1 Yes
2 No
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AD103
[Ask only if AD102=1] What is the amount of the security deposit you paid to rent this house? ______ Rs [Soft Check: <500 OR >100,000]
[ASK ONLY IF AD102=1] WHAT IS THE AMOUNT OF THE SECURITY DEPOSIT YOU PAID TO RENT THIS HOUSE? ______ RS [SOFT CHECK: <500 OR >100,000]
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If Do you or your household member(s) own your current residence? (Regardless of whether you own it or not, the housing unit where you live most often is referred to as your current residence) = 1 Yes
2 No
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AD201
Is anyone in your household the registered owner of this house?
IS ANYONE IN YOUR HOUSEHOLD THE REGISTERED OWNER OF THIS HOUSE?
1 Yes
2 No
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If Is anyone in your household the registered owner of this house? = 1 Yes
2 No
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AD202
[Ask only if AD201 =1] Which household member(s) own(s) the house? If the house is jointly owned, please identify a maximum of 4 co-owner Household Person IDs. [Interviewer: Identify Household Person ID from pre-loaded household roster; multiple answers are allowed]
[ASK ONLY IF AD201 =1] WHICH HOUSEHOLD MEMBER(S) OWN(S) THE HOUSE? IF THE HOUSE IS JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNER HOUSEHOLD PERSON IDS. [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRE-LOADED HOUSEHOLD ROSTER; MULTIPLE ANSWERS ARE ALLOWED]
1 Household Person ID #1 ______
2 Household Person ID #2 ______
3 Household Person ID #3 ______
4 Household Person ID #4 ______
5 Other household members (98)
6 Non-household members (99)
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AD203
What is the present market value of your house? Or, what is the present market value of a similar housing unit within your neighborhood? Total price: Rs______AND Choose one: Thousand/Lakh/Crore [Soft check: <35,000 OR>1,600,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list]
WHAT IS THE PRESENT MARKET VALUE OF YOUR HOUSE? OR, WHAT IS THE PRESENT MARKET VALUE OF A SIMILAR HOUSING UNIT WITHIN YOUR NEIGHBORHOOD? TOTAL PRICE: RS______AND CHOOSE ONE: THOUSAND/LAKH/CRORE [SOFT CHECK: <35,000 OR>1,600,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST]
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AD204
How did your household acquire your current residence?
HOW DID YOUR HOUSEHOLD ACQUIRE YOUR CURRENT RESIDENCE?
1 Purchased from market
2 Purchased from employer of a household member
3 Purchased from family
4 Self-built
5 Inherited, or bequeathed
6 Received from family
7 Received from the state or central government
8 Other, please specify _________
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AD205
When did your household acquire your current residence? _______ Years ago [Soft check: >115] OR ________Year [Hard check:²Current year]
WHEN DID YOUR HOUSEHOLD ACQUIRE YOUR CURRENT RESIDENCE? _______ YEARS AGO [SOFT CHECK: >115] OR ________YEAR [HARD CHECK:²CURRENT YEAR]
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AD206
Does your household rent out any part of the house you currently live in?
DOES YOUR HOUSEHOLD RENT OUT ANY PART OF THE HOUSE YOU CURRENTLY LIVE IN?
1 Yes
2 No
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If Does your household rent out any part of the house you currently live in? = 1 Yes
2 No
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AD207
[Ask only if AD206=1] What was the total rental income you received during the last 12 months? Total rental income: _______ Rs [Soft check: >500,000]
[ASK ONLY IF AD206=1] WHAT WAS THE TOTAL RENTAL INCOME YOU RECEIVED DURING THE LAST 12 MONTHS? TOTAL RENTAL INCOME: _______ RS [SOFT CHECK: >500,000]
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AD208
[Ask only if AD206=1] Did you receive any security deposit when you rented out this property?
[ASK ONLY IF AD206=1] DID YOU RECEIVE ANY SECURITY DEPOSIT WHEN YOU RENTED OUT THIS PROPERTY?
1 Yes
2 No
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If [Ask only if AD206=1] Did you receive any security deposit when you rented out this property? = 1 Yes
2 No
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AD209
[Ask only if AD208=1] What was the amount of the security deposit you received? Total security deposit received: _______ Rs [Soft check : >100,000]
[ASK ONLY IF AD208=1] WHAT WAS THE AMOUNT OF THE SECURITY DEPOSIT YOU RECEIVED? TOTAL SECURITY DEPOSIT RECEIVED: _______ RS [SOFT CHECK : >100,000]
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If Excluding the house in which you currently live, do you or your household member(s) own any other residential or commercial properties? = 1 Yes
2 No
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AD301
[Ask only if AD003=1] Now we want to know about other housing units owned by you or any of your household members. How many housing or commercial units do you or your household members currently own, other than your current residence? ______ Units [Soft check : >10]
[ASK ONLY IF AD003=1] NOW WE WANT TO KNOW ABOUT OTHER HOUSING UNITS OWNED BY YOU OR ANY OF YOUR HOUSEHOLD MEMBERS. HOW MANY HOUSING OR COMMERCIAL UNITS DO YOU OR YOUR HOUSEHOLD MEMBERS CURRENTLY OWN, OTHER THAN YOUR CURRENT RESIDENCE? ______ UNITS [SOFT CHECK : >10]
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AD302
Who mainly owns the housing or commercial units? If jointly owned, please identify maximum of 4 co-owner Household Person IDs. [Interviewer: Enter Household Person Number from pre-loaded household roster, Multiple answers are allowed]
WHO MAINLY OWNS THE HOUSING OR COMMERCIAL UNITS? IF JOINTLY OWNED, PLEASE IDENTIFY MAXIMUM OF 4 CO-OWNER HOUSEHOLD PERSON IDS. [INTERVIEWER: ENTER HOUSEHOLD PERSON NUMBER FROM PRE-LOADED HOUSEHOLD ROSTER, MULTIPLE ANSWERS ARE ALLOWED]
1 Household Person ID #1 ______
2 Household Person ID #2 ______
3 Household Person ID #3 ______
4 Household Person ID #4 ______
5 Other household members (98)
6 Non-household members (99)
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AD303
What is the present market value of all the units? Or, what is the present market value of a similar unit within its neighborhood? Total price: Rs______AND Choose one : Thousand/Lakh/ Crore [Soft check: <20,000 OR>1,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also]
WHAT IS THE PRESENT MARKET VALUE OF ALL THE UNITS? OR, WHAT IS THE PRESENT MARKET VALUE OF A SIMILAR UNIT WITHIN ITS NEIGHBORHOOD? TOTAL PRICE: RS______AND CHOOSE ONE : THOUSAND/LAKH/ CRORE [SOFT CHECK: <20,000 OR>1,000,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST] [CAPI INSTRUCTION: CAPI SHOULD ACCEPT DECIMAL VALUES ALSO]
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AD304
Do you or any of your household members rent out any of these housing or commercial units?
DO YOU OR ANY OF YOUR HOUSEHOLD MEMBERS RENT OUT ANY OF THESE HOUSING OR COMMERCIAL UNITS?
1 Yes
2 No
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If Do you or any of your household members rent out any of these housing or commercial units? = 1 Yes
2 No
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AD305
[Ask only if AD304=1] What was the total rental income your household received in the past 12 months from leasing all or some of the rooms, houses, or commercial units (other than current residence)? Total rental income: ______ in Rs [Soft check : >500,000]
[ASK ONLY IF AD304=1] WHAT WAS THE TOTAL RENTAL INCOME YOUR HOUSEHOLD RECEIVED IN THE PAST 12 MONTHS FROM LEASING ALL OR SOME OF THE ROOMS, HOUSES, OR COMMERCIAL UNITS (OTHER THAN CURRENT RESIDENCE)? TOTAL RENTAL INCOME: ______ IN RS [SOFT CHECK : >500,000]
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AD306
[Ask only if AD304=1] Did your household receive any security deposits while renting out these rooms/houses/buildings in the last 12 months? Total security deposits: ______ in Rs [Soft check : >100,000]
[ASK ONLY IF AD304=1] DID YOUR HOUSEHOLD RECEIVE ANY SECURITY DEPOSITS WHILE RENTING OUT THESE ROOMS/HOUSES/BUILDINGS IN THE LAST 12 MONTHS? TOTAL SECURITY DEPOSITS: ______ IN RS [SOFT CHECK : >100,000]
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If Do you or your household member(s) own any land, including both cultivated and non- cultivated land? = 1 Yes
2 No
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AD401
[Ask only if AD004 =1] The following questions pertain to the land your household owns. Does your household own any cultivated land or non-cultivated land?
[ASK ONLY IF AD004 =1] THE FOLLOWING QUESTIONS PERTAIN TO THE LAND YOUR HOUSEHOLD OWNS. DOES YOUR HOUSEHOLD OWN ANY CULTIVATED LAND OR NON-CULTIVATED LAND?
1 Only cultivated land
2 Only non-cultivated land
3 Both cultivated and non-cultivated landa
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AD402A
How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=1 or 3] Cultivated land _______ acres [Soft check : >25]
HOW MANY ACRES OF [CULTIVATED/NON-CULTIVATED LAND] DOES YOUR HOUSEHOLD HAVE? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND _______ ACRES [SOFT CHECK : >25]
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AD403A
[Ask only if AD401=1 or 3] Cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners.
[ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND. WHO OWNS THE LAND? [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRELOADED HOUSEHOLD ROSTER] IF JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNERS.
1 Household Person ID #1:______
2 Household Person ID#2:______
3 Household Person ID #3:______
4 Household Person ID #4:______
5 Deceased relative[*Enter code forrelationship to HH head]
6 Other householdmembers (98)
7 Non- householdmembers (99)
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AD404A
Cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000]
[ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND. WHAT IS THE VALUE OF THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND ______ RS [SOFT CHECK : < 15,000 OR >2,000,000] [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND ________ RS [SOFT CHECK : < 15,000 OR>2,000,000]
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ElseIf [Ask only if AD004 =1] The following questions pertain to the land your household owns. Does your household own any cultivated land or non-cultivated land? = 2,3 »
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AD402B
How many acres of [cultivated/non-cultivated land] does your household have? [Ask only if AD401=2 or 3] Non-cultivated land _______ acres [Soft check : >25]
HOW MANY ACRES OF [CULTIVATED/NON-CULTIVATED LAND] DOES YOUR HOUSEHOLD HAVE? [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND _______ ACRES [SOFT CHECK : >25]
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AD403B
[Ask only if AD401=2 or 3] Non-cultivated land. Who owns the land? [Interviewer: Identify household person ID from preloaded household roster] If jointly owned, please identify a maximum of 4 co-owners.
[ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND. WHO OWNS THE LAND? [INTERVIEWER: IDENTIFY HOUSEHOLD PERSON ID FROM PRELOADED HOUSEHOLD ROSTER] IF JOINTLY OWNED, PLEASE IDENTIFY A MAXIMUM OF 4 CO-OWNERS.
a Household Person ID #1: ______
b Household Person ID#2: ______
c Household Person ID #3: ______
d Household Person ID #4: ______
e Deceased relative [*Enter code for relationship to HH head]
f Other household members (98)
g Non- household members (99)
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AD404B
Non-cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000]
[ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND. WHAT IS THE VALUE OF THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND ______ RS [SOFT CHECK : < 15,000 OR >2,000,000] [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND ________ RS [SOFT CHECK : < 15,000 OR>2,000,000]
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If Cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] !was answered or Non-cultivated land. What is the value of that land? [Ask only if AD401=1 or 3] Cultivated land ______ Rs [Soft check : < 15,000 OR >2,000,000] [Ask only if AD401=2 or 3] Non-cultivated land ________ Rs [Soft check : < 15,000 OR>2,000,000] !was answered »
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AD405
[If R did not give direct values to AD404_a or AD404_b] What is the total value of the cultivated and non-cultivated land together? [Hard check: AD405 <=AD404a + AD404b] Total value of land: Rs ______ AND Choose one : Thousand/Lakh/ Crore [Soft check : <15,000 OR >2,000,000] [Example: if the value is 25 lakh, write 25 in the box and chose lakh from the dropdown list] [CAPI Instruction: CAPI should accept decimal values also] a. [Ask only if AD401=1 or 3] Cultivated land b. [Ask only if AD401=2 or 3] Non-cultivated land
[IF R DID NOT GIVE DIRECT VALUES TO AD404_A OR AD404_B] WHAT IS THE TOTAL VALUE OF THE CULTIVATED AND NON-CULTIVATED LAND TOGETHER? [HARD CHECK: AD405 <=AD404A + AD404B] TOTAL VALUE OF LAND: RS ______ AND CHOOSE ONE : THOUSAND/LAKH/ CRORE [SOFT CHECK : <15,000 OR >2,000,000] [EXAMPLE: IF THE VALUE IS 25 LAKH, WRITE 25 IN THE BOX AND CHOSE LAKH FROM THE DROPDOWN LIST] [CAPI INSTRUCTION: CAPI SHOULD ACCEPT DECIMAL VALUES ALSO] A. [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND B. [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND
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AD406
In the past 12 month, did you rent out any:
IN THE PAST 12 MONTH, DID YOU RENT OUT ANY:
1 Yes
2 No
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AD407
What was the total rental income in the past 12 months from that land? [Ask only if AD401=1 or 3] Cultivated land a.[Ask only if AD406a =1] ______ Rs [Ask only if AD401=2 or 3] Non-cultivated land b.[Ask only if AD406b =1] ________ Rs
WHAT WAS THE TOTAL RENTAL INCOME IN THE PAST 12 MONTHS FROM THAT LAND? [ASK ONLY IF AD401=1 OR 3] CULTIVATED LAND A.[ASK ONLY IF AD406A =1] ______ RS [ASK ONLY IF AD401=2 OR 3] NON-CULTIVATED LAND B.[ASK ONLY IF AD406B =1] ________ RS
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If Do you or your household member(s) have any farming assets, such as tractors, water pumps, livestock, fisheries, or trees? = 1 Yes
2 No
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AD501
[Ask only if AD005=1]Next we will ask some questions about your household agricultural assets, such as tractors, ploughing implements, carts, threshers, trolleys, fodder cutting machines, generators, water pumps, tools, trees or other farming/agriculture equipment. Does your household own any farming assets/equipment?
[ASK ONLY IF AD005=1]NEXT WE WILL ASK SOME QUESTIONS ABOUT YOUR HOUSEHOLD AGRICULTURAL ASSETS, SUCH AS TRACTORS, PLOUGHING IMPLEMENTS, CARTS, THRESHERS, TROLLEYS, FODDER CUTTING MACHINES, GENERATORS, WATER PUMPS, TOOLS, TREES OR OTHER FARMING/AGRICULTURE EQUIPMENT. DOES YOUR HOUSEHOLD OWN ANY FARMING ASSETS/EQUIPMENT?
1 Yes
2 No
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If [Ask only if AD005=1]Next we will ask some questions about your household agricultural assets, such as tractors, ploughing implements, carts, threshers, trolleys, fodder cutting machines, generators, water pumps, tools, trees or other farming/agriculture equipment. Does your household own any farming assets/equipment? = 1 Yes
2 No
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AD502
[Ask if AD501=1]What is the current value of all farming/agriculture assets/equipment your household owns? _____ Rs [Soft check:<200 OR>40,000]
[ASK IF AD501=1]WHAT IS THE CURRENT VALUE OF ALL FARMING/AGRICULTURE ASSETS/EQUIPMENT YOUR HOUSEHOLD OWNS? _____ RS [SOFT CHECK:<200 OR>40,000]
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AD503
[If AD501=1]Did your household rent out any of these agricultural assets/ equipment in the past 12 months?
[IF AD501=1]DID YOUR HOUSEHOLD RENT OUT ANY OF THESE AGRICULTURAL ASSETS/ EQUIPMENT IN THE PAST 12 MONTHS?
1 Yes
2 No
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If [If AD501=1]Did your household rent out any of these agricultural assets/ equipment in the past 12 months? = 1 Yes
2 No
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AD504
[If AD503=1]How much rental income did your household receive in the past 12 months? _____ Rs [Soft check: >40,000]
[IF AD503=1]HOW MUCH RENTAL INCOME DID YOUR HOUSEHOLD RECEIVE IN THE PAST 12 MONTHS? _____ RS [SOFT CHECK: >40,000]
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AD505
[Ask only if AD005=1] Does your household own any livestock?
[ASK ONLY IF AD005=1] DOES YOUR HOUSEHOLD OWN ANY LIVESTOCK?
1 Yes
2 No .
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If [Ask only if AD005=1] Does your household own any livestock? = 1 Yes
2 No .
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AD506
[Ask only if AD505=1]What is the current value of the all livestock your household owns? _____ Rs [Soft check:<1,500 OR>70,000]
[ASK ONLY IF AD505=1]WHAT IS THE CURRENT VALUE OF THE ALL LIVESTOCK YOUR HOUSEHOLD OWNS? _____ RS [SOFT CHECK:<1,500 OR>70,000]
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AD507
[Ask only if AD505=1] Has your household rented out any livestock in the last 12 months?
[ASK ONLY IF AD505=1] HAS YOUR HOUSEHOLD RENTED OUT ANY LIVESTOCK IN THE LAST 12 MONTHS?
1 Yes
2 No
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If [Ask only if AD505=1] Has your household rented out any livestock in the last 12 months? = 1 Yes
2 No
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AD508
[Ask if AD507=1] If so, what was the rental income from livestock in the past 12 months?________ Rs [Soft check: >10,000]
[ASK IF AD507=1] IF SO, WHAT WAS THE RENTAL INCOME FROM LIVESTOCK IN THE PAST 12 MONTHS?________ RS [SOFT CHECK: >10,000]
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If Do you or your household members(s) have any business assets, such as non-farming machinery, processing equipment, or other fixed capital? = 1 Yes
2 No
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AD601
[Ask only if AD006=1] If the business(s) that you or your household members own were sold today, what would be the approximate value of the businesses, including the capital assets and real estate? Market value of the business(s): _______ Rs [Soft check: <1,500 OR>1,000,000]
[ASK ONLY IF AD006=1] IF THE BUSINESS(S) THAT YOU OR YOUR HOUSEHOLD MEMBERS OWN WERE SOLD TODAY, WHAT WOULD BE THE APPROXIMATE VALUE OF THE BUSINESSES, INCLUDING THE CAPITAL ASSETS AND REAL ESTATE? MARKET VALUE OF THE BUSINESS(S): _______ RS [SOFT CHECK: <1,500 OR>1,000,000]
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AD701
[Ask all respondents] Have you or any of your household members given personal loans to family or friends that have yet to be repaid (Not counting any financial gifts that you do not expect to be returned)?
[ASK ALL RESPONDENTS] HAVE YOU OR ANY OF YOUR HOUSEHOLD MEMBERS GIVEN PERSONAL LOANS TO FAMILY OR FRIENDS THAT HAVE YET TO BE REPAID (NOT COUNTING ANY FINANCIAL GIFTS THAT YOU DO NOT EXPECT TO BE RETURNED)?
1 Yes
2 No .
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If [Ask all respondents] Have you or any of your household members given personal loans to family or friends that have yet to be repaid (Not counting any financial gifts that you do not expect to be returned)? = 1 Yes
2 No .
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AD702
What is the total value of the current outstanding loans given to family or friends that are still unpaid? ______ Rs [Soft check: >100,000]
WHAT IS THE TOTAL VALUE OF THE CURRENT OUTSTANDING LOANS GIVEN TO FAMILY OR FRIENDS THAT ARE STILL UNPAID? ______ RS [SOFT CHECK: >100,000]
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AD703
Have you or any of your household members received any interest from these personal loans during the past 12 months?
HAVE YOU OR ANY OF YOUR HOUSEHOLD MEMBERS RECEIVED ANY INTEREST FROM THESE PERSONAL LOANS DURING THE PAST 12 MONTHS?
1 Yes
2 No
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If Have you or any of your household members received any interest from these personal loans during the past 12 months? = 1 Yes
2 No
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AD704
[Ask only if AD703=1] What is the total interest you and your household received during the past 12 months? _______ Rs [Soft check: >10,000]
[ASK ONLY IF AD703=1] WHAT IS THE TOTAL INTEREST YOU AND YOUR HOUSEHOLD RECEIVED DURING THE PAST 12 MONTHS? _______ RS [SOFT CHECK: >10,000]
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AD705A
Do you own Cars ?
DO YOU OWN CARS ?
1 Yes
2 No
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AD705B
Do you own Scooters ?
DO YOU OWN SCOOTERS ?
1 Yes
2 No
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AD705C
Do you own Motorcycles ?
DO YOU OWN MOTORCYCLES ?
1 Yes
2 No
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AD705D
Do you own Bicycles ?
DO YOU OWN BICYCLES ?
1 Yes
2 No
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AD705E
Do you own Mopeds?
DO YOU OWN MOPEDS?
1 Yes
2 No
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AD705F
Do you own Refrigerators?
DO YOU OWN REFRIGERATORS?
1 Yes
2 No
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AD705G
Do you own Washing machines?
DO YOU OWN WASHING MACHINES?
1 Yes
2 No
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AD705H
Do you own Computers, laptops?
DO YOU OWN COMPUTERS, LAPTOPS?
1 Yes
2 No
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AD705I
Do you own Stereo Systems?
DO YOU OWN STEREO SYSTEMS?
1 Yes
2 No
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AD705J
Do you own Cameras, camcorders?
DO YOU OWN CAMERAS, CAMCORDERS?
1 Yes
2 No
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AD705K
Do you own Fans?
DO YOU OWN FANS?
1 Yes
2 No
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AD705L
Do you own Coolers?
DO YOU OWN COOLERS?
1 Yes
2 No
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AD705M
Do you own Air conditioners?
DO YOU OWN AIR CONDITIONERS?
1 Yes
2 No
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AD705N
Do you own Mobile phones?
DO YOU OWN MOBILE PHONES?
1 Yes
2 No
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AD705O
Do you own Musical instruments?
DO YOU OWN MUSICAL INSTRUMENTS?
1 Yes
2 No
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AD705P
Do you own Jewelry, precious metals (gold, silver) and ornaments?
DO YOU OWN JEWELRY, PRECIOUS METALS (GOLD, SILVER) AND ORNAMENTS?
1 Yes
2 No
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AD705Q
Do you own Antiques, valuable paintings, etc.?
DO YOU OWN ANTIQUES, VALUABLE PAINTINGS, ETC.?
1 Yes
2 No
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AD705R
Do you own Furniture?
DO YOU OWN FURNITURE?
1 Yes
2 No
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AD705S
Do you own Televisions?
DO YOU OWN TELEVISIONS?
1 Yes
2 No
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AD705T
Do you own Sewing machines?
DO YOU OWN SEWING MACHINES?
1 Yes
2 No
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AD705U
Do you own Radios/transistors?
DO YOU OWN RADIOS/TRANSISTORS?
1 Yes
2 No
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AD705V
Do you own Water Purifiers?
DO YOU OWN WATER PURIFIERS?
1 Yes
2 No
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AD705W
Do you own Others (such as Juicer & Mixtures, Microwave oven, Geysers etc.) ?
DO YOU OWN OTHERS (SUCH AS JUICER & MIXTURES, MICROWAVE OVEN, GEYSERS ETC.) ?
1 Yes
2 No
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AD706
Can you say what these non-financial assets are currently worth altogether? ______ Rs [Soft check: <10,000 OR >800,000]
CAN YOU SAY WHAT THESE NON-FINANCIAL ASSETS ARE CURRENTLY WORTH ALTOGETHER? ______ RS [SOFT CHECK: <10,000 OR >800,000]
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If Do you or your household members possess any financial assets, such as savings accounts, postal accounts, certificates of deposits, stocks, mutual funds, bonds, kitty parties, chit funds, bishi, saving schemes like life insurance, Unit Trust of India, or Public Provident Funds? = 1 Yes
2 No
»
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AD801
[Ask only if AD007=1] Now, I would like to ask you a few questions about the financial assets owned by you or your household members. What types of financial assets does your household have?
[ASK ONLY IF AD007=1] NOW, I WOULD LIKE TO ASK YOU A FEW QUESTIONS ABOUT THE FINANCIAL ASSETS OWNED BY YOU OR YOUR HOUSEHOLD MEMBERS. WHAT TYPES OF FINANCIAL ASSETS DOES YOUR HOUSEHOLD HAVE?
1 Saving accounts, postal accounts, certificate of deposits or other depository products
2 Stocks, mutual funds or shares in companies
3 Bonds
4 Kitty parties, chit funds, bishi
5 Public Provident Fund (PPF), Employee's Provident Fund (EPF)
6 Life Insurance Corporation (LIC), Unit Trust of India (UTI)
7 Other financial assets, please specify _____________
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AD802
[Ask only if AD007=1] What is your best estimate of the total value of these financial assets? _______ Rs [Soft check: <1,000 OR >300,000]
[ASK ONLY IF AD007=1] WHAT IS YOUR BEST ESTIMATE OF THE TOTAL VALUE OF THESE FINANCIAL ASSETS? _______ RS [SOFT CHECK: <1,000 OR >300,000]
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AD803
[Ask only if AD007=1] What was the total value of interest and dividends your household received on these financial investments during the past 12 months? _______ Rs [Soft check: <500 OR >65,000]
[ASK ONLY IF AD007=1] WHAT WAS THE TOTAL VALUE OF INTEREST AND DIVIDENDS YOUR HOUSEHOLD RECEIVED ON THESE FINANCIAL INVESTMENTS DURING THE PAST 12 MONTHS? _______ RS [SOFT CHECK: <500 OR >65,000]
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AD901
Do you or any of your household members have had any loans from banks and other institutions, such as private or public banks, microfinance organizations, NGOs, government, credit unions or cooperatives, employer, local money lenders, family, or friends?
DO YOU OR ANY OF YOUR HOUSEHOLD MEMBERS HAVE HAD ANY LOANS FROM BANKS AND OTHER INSTITUTIONS, SUCH AS PRIVATE OR PUBLIC BANKS, MICROFINANCE ORGANIZATIONS, NGOS, GOVERNMENT, CREDIT UNIONS OR COOPERATIVES, EMPLOYER, LOCAL MONEY LENDERS, FAMILY, OR FRIENDS?
1 Yes
2 No
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If Do you or any of your household members have had any loans from banks and other institutions, such as private or public banks, microfinance organizations, NGOs, government, credit unions or cooperatives, employer, local money lenders, family, or friends? = 1 Yes
2 No
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AD901A
[Ask only if AD901=1] How many loans in total do you and your household members currently have? _______ Number of loans [Hard check: <1] [Instruction for CAPI: Generate three loops for loans] [Instruction for Interviewer: If the respondent has more than 3 loans, ask the questions for the three largest loans, starting from the largest loan]
[ASK ONLY IF AD901=1] HOW MANY LOANS IN TOTAL DO YOU AND YOUR HOUSEHOLD MEMBERS CURRENTLY HAVE? _______ NUMBER OF LOANS [HARD CHECK: <1] [INSTRUCTION FOR CAPI: GENERATE THREE LOOPS FOR LOANS] [INSTRUCTION FOR INTERVIEWER: IF THE RESPONDENT HAS MORE THAN 3 LOANS, ASK THE QUESTIONS FOR THE THREE LARGEST LOANS, STARTING FROM THE LARGEST LOAN]
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AD902
Let's talk about some of the loans your household has, starting with the largest loan. What is this loan for? Please choose the main purpose of the loan.
LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN. WHAT IS THIS LOAN FOR? PLEASE CHOOSE THE MAIN PURPOSE OF THE LOAN.
1 Home improvement/Renovation
2 Construction/Purchase of current residence
3 Construction/Purchase of other housing or commercial buildings
4 Purchase of agricultural land
5 Purchase of agricultural assets
6 Purchase of livestock
7 Purchase of business assets
8 Education
9 Health care expenses
10 Living expenses
11 Consumer durables (TV, refrigerator)
12 Marriage expenses
13 Other,specify ______
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AD903
Let's talk about some of the loans your household has, starting with the largest loan. From whom did you or your household members borrow?
LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN. FROM WHOM DID YOU OR YOUR HOUSEHOLD MEMBERS BORROW?
1 Banks
2 Cooperatives or other non-profit organizations
3 Employer
4 Local money lenders
5 Family members or friends
6 Self Help Groups
7 Kisan Credit Cards
8 Other, please specify_____
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AD904
Let's talk about some of the loans your household has, starting with the largest loan.In whose name(s) is the loan? [pre-load the household roster] Identify HH member(s) from the pre-loaded household roster. Record code (99), for the non-household members________
LET'S TALK ABOUT SOME OF THE LOANS YOUR HOUSEHOLD HAS, STARTING WITH THE LARGEST LOAN.IN WHOSE NAME(S) IS THE LOAN? [PRE-LOAD THE HOUSEHOLD ROSTER] IDENTIFY HH MEMBER(S) FROM THE PRE-LOADED HOUSEHOLD ROSTER. RECORD CODE (99), FOR THE NON-HOUSEHOLD MEMBERS________
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AD905
When was the loan originally taken out? Year ____
WHEN WAS THE LOAN ORIGINALLY TAKEN OUT? YEAR ____
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AD906
What was the original loan amount? _____ Rs
WHAT WAS THE ORIGINAL LOAN AMOUNT? _____ RS
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AD907
How much do your household members currently owe? ____ Rs
HOW MUCH DO YOUR HOUSEHOLD MEMBERS CURRENTLY OWE? ____ RS
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AD908
At what annual interest rate was the loan taken?[Soft check:0..100%] _____% DK
AT WHAT ANNUAL INTEREST RATE WAS THE LOAN TAKEN?[SOFT CHECK:0..100%] _____% DK
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If How much do your household members currently owe? ____ Rs !was answered »
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AD907_1
[Ask only if R did not give direct answers to any of the questions under AD907_[1]-[3]] What is the total value of outstanding (unpaid) loans that you and your household members owe? __________ Rs. [Soft check: <1,000 OR> 250,000] [Hard check:AD907_1<= sum of AD907]
[ASK ONLY IF R DID NOT GIVE DIRECT ANSWERS TO ANY OF THE QUESTIONS UNDER AD907_[1]-[3]] WHAT IS THE TOTAL VALUE OF OUTSTANDING (UNPAID) LOANS THAT YOU AND YOUR HOUSEHOLD MEMBERS OWE? __________ RS. [SOFT CHECK: <1,000 OR> 250,000] [HARD CHECK:AD907_1<= SUM OF AD907]
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If [Ask only if AD901=1] How many loans in total do you and your household members currently have? _______ Number of loans [Hard check: <1] [Instruction for CAPI: Generate three loops for loans] [Instruction for Interviewer: If the respondent has more than 3 loans, ask the questions for the three largest loans, starting from the largest loan] > 3 »
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AD908A
[Ask only if AD901a > 3] You said your household has more than three loans. Please tell me, what is the total value of all the remaining loans, excluding the major three loans which you had already mentioned __________ Rs.
[ASK ONLY IF AD901A > 3] YOU SAID YOUR HOUSEHOLD HAS MORE THAN THREE LOANS. PLEASE TELL ME, WHAT IS THE TOTAL VALUE OF ALL THE REMAINING LOANS, EXCLUDING THE MAJOR THREE LOANS WHICH YOU HAD ALREADY MENTIONED __________ RS.
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AD909
Have you or any members of your household tried to obtain a loan from a financial institution/organization/individual, but were denied?
HAVE YOU OR ANY MEMBERS OF YOUR HOUSEHOLD TRIED TO OBTAIN A LOAN FROM A FINANCIAL INSTITUTION/ORGANIZATION/INDIVIDUAL, BUT WERE DENIED?
1 Yes
2 No
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If Have you or any members of your household tried to obtain a loan from a financial institution/organization/individual, but were denied? = 1 Yes
2 No
»
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AD910
[Ask only if AD909=1] From whom did you or your household members try to borrow? Please identify all institutions or individuals you or your household members tried to borrow money from, but were denied. [Multiple answers are allowed]
[ASK ONLY IF AD909=1] FROM WHOM DID YOU OR YOUR HOUSEHOLD MEMBERS TRY TO BORROW? PLEASE IDENTIFY ALL INSTITUTIONS OR INDIVIDUALS YOU OR YOUR HOUSEHOLD MEMBERS TRIED TO BORROW MONEY FROM, BUT WERE DENIED. [MULTIPLE ANSWERS ARE ALLOWED]
1 Banks
2 Cooperatives or other non-profit organizations
3 Employer
4 Local money lenders
5 Family members or friends
6 Other, please specify________
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AD911
Do you or any member of your household have a reverse mortgage? [Instruction to the interviewer: A reverse mortgage is a special type of home loan for older homeowners, in which a home owner can borrow money against the value of his/her home. No repayment of the mortgage (principal or interest) is required until the borrower dies or the home is sold]
DO YOU OR ANY MEMBER OF YOUR HOUSEHOLD HAVE A REVERSE MORTGAGE? [INSTRUCTION TO THE INTERVIEWER: A REVERSE MORTGAGE IS A SPECIAL TYPE OF HOME LOAN FOR OLDER HOMEOWNERS, IN WHICH A HOME OWNER CAN BORROW MONEY AGAINST THE VALUE OF HIS/HER HOME. NO REPAYMENT OF THE MORTGAGE (PRINCIPAL OR INTEREST) IS REQUIRED UNTIL THE BORROWER DIES OR THE HOME IS SOLD]
1 Yes
2 No
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AD912
Who answered this section? [Please identify the respondent from the household roster and enter Household Person ID.] Household Person ID: ______
WHO ANSWERED THIS SECTION? [PLEASE IDENTIFY THE RESPONDENT FROM THE HOUSEHOLD ROSTER AND ENTER HOUSEHOLD PERSON ID.] HOUSEHOLD PERSON ID: ______
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AD913
How often did the respondent receive assistance in answering this section?
HOW OFTEN DID THE RESPONDENT RECEIVE ASSISTANCE IN ANSWERING THIS SECTION?
1. Never
2. A few times
3. Most or all of the time
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End of HH_D. Household Assets and Debts (AD)
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